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How should I invest $1.5 million starting from scratch

...
frum irradiated dilemma
  04/11/25
Plane flight to Cambodia or Bali, dirt cheap bungalow, local...
snowy cuckoldry
  04/11/25
But don't forget that they make it near impossible for you t...
snowy cuckoldry
  04/11/25
email me brother
Fishy electric temple feces
  04/11/25
...
.,.,.;;,;.,..,:,,:,...,:::,...,:,.,.;.:...:.,:.::,
  04/11/25
SOXL otm calls
\'\'\"\"\'\'\'\"
  04/11/25
The below assumes this is basically all of your net worth. I...
;...;;;;...;.
  04/11/25
i like the conservatism but what is your thinking on the $90...
.,.,.;;,;.,..,:,,:,...,:::,...,:,.,.;.:...:.,:.::,
  04/16/25
100% of it into S&P 500 index fund. Don't overthink this...
internet g0y
  04/16/25
seems a little unwise
.,.,.;;,;.,..,:,,:,...,:::,...,:,.,.;.:...:.,:.::,
  04/16/25
he's a MAGAtard - don't take financial advice from him st...
....,,,.....,,....,.......,,,....,
  04/16/25
do you have any thoughts then
.,.,.;;,;.,..,:,,:,...,:::,...,:,.,.;.:...:.,:.::,
  04/16/25
Mainly cash right now. Market will prob crash another 30%-40...
....,,,.....,,....,.......,,,....,
  04/16/25
Cash is a terrible investment. Euro is now 1.15 usd. That's ...
,.,,,.
  04/16/25
My cash is in a money market paying 4% on Vanguard BTC is...
....,,,.....,,....,.......,,,....,
  04/16/25
If Index funds drop 20% off peak, i.e. to 4800 it will be th...
,.,,,.
  04/16/25
cr he's jewish but somehow stupid with finances (and stup...
"""'"'"""''
  04/16/25
its a great idea warren buffet says its a great idea and ...
internet g0y
  04/16/25
SPY strangles
ChadGPT-5
  04/16/25
1/2 in bitcoin (if buy anonymous will never have to worry ab...
,.,,,.
  04/16/25
watch YouTube a little bit and read an investing book and bu...
blow off some steam
  04/16/25
30% in BTC 35% in VTI 35% in VOO
.;:..;:.;.:.;.,,,..,.:,.;....;,;;;..;,..,,.,,....,
  04/16/25


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Reply Favorite

Date: April 11th, 2025 1:51 AM
Author: frum irradiated dilemma



(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48836792)



Reply Favorite

Date: April 11th, 2025 1:53 AM
Author: snowy cuckoldry

Plane flight to Cambodia or Bali, dirt cheap bungalow, local wife, actually enjoy the rest of your life

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48836795)



Reply Favorite

Date: April 11th, 2025 2:07 AM
Author: snowy cuckoldry

But don't forget that they make it near impossible for you to travel out of the country both costwise and legally if you have any of the slave markings that often come with being openly discontented about the state of the country

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48836802)



Reply Favorite

Date: April 11th, 2025 2:59 AM
Author: Fishy electric temple feces

email me brother

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48836833)



Reply Favorite

Date: April 11th, 2025 6:19 PM
Author: .,.,.;;,;.,..,:,,:,...,:::,...,:,.,.;.:...:.,:.::,




(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48839077)



Reply Favorite

Date: April 11th, 2025 6:19 PM
Author: \'\'\"\"\'\'\'\"

SOXL otm calls

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48839079)



Reply Favorite

Date: April 11th, 2025 6:32 PM
Author: ;...;;;;...;.

The below assumes this is basically all of your net worth. It would be different if you had a NW of $5MM beyond this $1.5MM.

---RIGHT NOW---

(1) Put $300k in a boring ETF like VOO

(2) Put $200k in BTC (transfer to hardware wallet)

(3) Put $100k in Ethereum + Solana (transfer to hardware wallet and stake)

(4) Put remaining $900k in T Bills.

---THERAFTER FOR NOW---

(1) Each month sell $15k of T-Bills and buy $15k of a boring ETF like VOO (so you will put it all into the market after 60 months / 5 years).

---MOVING FORWARD---

If you're interested in real estate, buy an investment property to see if you like being in the real state game. If so, buy more (one at a time), place conservative leverage on it, and the rince and repeat -- but not beyond around 50% of your net worth.

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48839103)



Reply Favorite

Date: April 16th, 2025 12:00 PM
Author: .,.,.;;,;.,..,:,,:,...,:::,...,:,.,.;.:...:.,:.::,


i like the conservatism but what is your thinking on the $900k t-bills. would you buy direct or go through a fund.

explain selling t bills in "therafter"

how to think about real estate?

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48852908)



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Date: April 16th, 2025 12:03 PM
Author: internet g0y

100% of it into S&P 500 index fund. Don't overthink this.

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48852925)



Reply Favorite

Date: April 16th, 2025 2:47 PM
Author: .,.,.;;,;.,..,:,,:,...,:::,...,:,.,.;.:...:.,:.::,


seems a little unwise

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48853692)



Reply Favorite

Date: April 16th, 2025 2:48 PM
Author: ....,,,.....,,....,.......,,,....,


he's a MAGAtard - don't take financial advice from him

stock market will tank even more this year

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48853697)



Reply Favorite

Date: April 16th, 2025 2:56 PM
Author: .,.,.;;,;.,..,:,,:,...,:::,...,:,.,.;.:...:.,:.::,


do you have any thoughts then

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48853726)



Reply Favorite

Date: April 16th, 2025 2:59 PM
Author: ....,,,.....,,....,.......,,,....,


Mainly cash right now. Market will prob crash another 30%-40%. Maybe start DCAing when it's down another 25%-35%. Other than that you can a little gold stock (although it's at peak). I just bought some IAU

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48853733)



Reply Favorite

Date: April 16th, 2025 3:11 PM
Author: ,.,,,.

Cash is a terrible investment. Euro is now 1.15 usd. That's a drop of 10% in the past few months. You must inflation protect your asset. Bitcoin just like gold isn't cheap now but it will be even more expensive in the future.

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48853789)



Reply Favorite

Date: April 16th, 2025 3:16 PM
Author: ....,,,.....,,....,.......,,,....,


My cash is in a money market paying 4% on Vanguard

BTC is still risky AF

You can put a little in there, but no more than 10% IMO

Also if you own a house, it doesn't matter as much if the dollar goes down in value

I don't do much forex trading, but if you're comfortable buying the Yen or Euro, then go for it

The last thing I would do is dump it in index funds right now

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48853822)



Reply Favorite

Date: April 16th, 2025 4:07 PM
Author: ,.,,,.

If Index funds drop 20% off peak, i.e. to 4800 it will be the same deal as 2022 when market dropped 20% while usd devalued by another 20 or 30%. Usd may not necessarily keep dropping against euro because once recession starts in euro they will actively devalue their currency but the purchasing power decreases either way. My house may go up a bit in $ terms, but so does my property tax, maintenance, insurance and homes are way overpriced now. That's why only bitcoin and profitable stocks work against inflation



(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48854171)



Reply Favorite

Date: April 16th, 2025 3:08 PM
Author: """'"'"""''

cr

he's jewish but somehow stupid with finances (and stupid in general)

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48853776)



Reply Favorite

Date: April 16th, 2025 4:37 PM
Author: internet g0y

its a great idea

warren buffet says its a great idea and that thats what hed do if he were a retail investor

no better investment than broadly in american companies. lol at invsting in intl index funds.

and lmao at putting ur money in t bills. can't believe youd actually consider that.

has worked out very well for me.

if u want to be an idiot be my guest though. call your nearest edward jones advisor so you can buy whole life insurance and bonds, oh and dont forget to pick up some crypto

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48854322)



Reply Favorite

Date: April 16th, 2025 1:10 PM
Author: ChadGPT-5

SPY strangles

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48853246)



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Date: April 16th, 2025 3:03 PM
Author: ,.,,,.

1/2 in bitcoin (if buy anonymous will never have to worry about taxes or debt collectors from divorce or malpractice lawyers,etc). 1/2 amzn.

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48853748)



Reply Favorite

Date: April 16th, 2025 3:08 PM
Author: blow off some steam

watch YouTube a little bit and read an investing book and buy stocks and investments for sale

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48853769)



Reply Favorite

Date: April 16th, 2025 3:10 PM
Author: .;:..;:.;.:.;.,,,..,.:,.;....;,;;;..;,..,,.,,....,


30% in BTC

35% in VTI

35% in VOO

(http://www.autoadmit.com/thread.php?thread_id=5708984&forum_id=2Elisa#48853788)