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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Passionate Mint Indian Lodge Candlestick Maker
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Diverse Frum Lettuce
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Passionate Mint Indian Lodge Candlestick Maker
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
honey-headed plaza party of the first part
  12/15/25
u sound mad
Red Cruise Ship
  12/14/25
go to grad school
cheese-eating den halford
  12/14/25
...
saffron kitty cat church
  12/14/25
Post bacc MD cr?
Passionate Mint Indian Lodge Candlestick Maker
  12/15/25
yeah you gotta be careful though. some are better than other...
cheese-eating den halford
  12/15/25
time for you to pay off mine
obsidian resort
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
purple bearded center blood rage
  12/15/25
...
Red Cruise Ship
  12/15/25
...
pea-brained chartreuse casino
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
cheese-eating den halford
  12/15/25
I have zero debt, I love my freedom.
purple bearded center blood rage
  12/15/25
...
cracking angry police squad tattoo
  12/15/25
you won this gen
vermilion scourge upon the earth
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
ebony exhilarant temple
  12/15/25
current weight?
hairraiser set background story
  12/15/25
372 or so. It's been a rough holiday season.
ebony exhilarant temple
  12/15/25
what are some things that have happened to you that forced y...
sienna odious french chef
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
ebony exhilarant temple
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
High-end mood
  12/15/25
how much was the original loan balance and how much (((inter...
High-end mood
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Passionate Mint Indian Lodge Candlestick Maker
  12/15/25
I want to stab you
Titillating know-it-all hell
  12/15/25
Being echo gen x has its privileges
Passionate Mint Indian Lodge Candlestick Maker
  12/15/25
hookers and blow? pretty much whatever you want
excitant unhinged property
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Curious Ivory Depressive
  12/15/25
Where the fuck did you get 2.75% interest student loans?
stirring business firm windowlicker
  12/15/25
Around 2007 and 2008, there were some great rates.
Jade frisky feces tank
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Passionate Mint Indian Lodge Candlestick Maker
  12/15/25
Undergrad?
Jade frisky feces tank
  12/16/25
...
purple bearded center blood rage
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Jade frisky feces tank
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
stirring business firm windowlicker
  12/15/25
two girls, same time
Dark Kink-friendly Church Building Dingle Berry
  12/15/25
borrow more money from jews asap
Bull Headed Twinkling Uncleanness
  12/15/25
Uncle Sam is a goy, shitlib
Passionate Mint Indian Lodge Candlestick Maker
  12/15/25
who benefits? COHEN BENEFITS!
Bull Headed Twinkling Uncleanness
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Passionate Mint Indian Lodge Candlestick Maker

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Diverse Frum Lettuce

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Passionate Mint Indian Lodge Candlestick Maker

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: honey-headed plaza party of the first part

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Red Cruise Ship

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: cheese-eating den halford

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: saffron kitty cat church



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Passionate Mint Indian Lodge Candlestick Maker

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: cheese-eating den halford

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: obsidian resort

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: purple bearded center blood rage

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Red Cruise Ship



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: pea-brained chartreuse casino



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: cheese-eating den halford

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: purple bearded center blood rage

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: cracking angry police squad tattoo



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: vermilion scourge upon the earth

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: ebony exhilarant temple

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: hairraiser set background story

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: ebony exhilarant temple

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: sienna odious french chef

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: ebony exhilarant temple

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: High-end mood

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: High-end mood

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Passionate Mint Indian Lodge Candlestick Maker

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Titillating know-it-all hell

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Passionate Mint Indian Lodge Candlestick Maker

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: excitant unhinged property

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Curious Ivory Depressive

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: stirring business firm windowlicker

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Jade frisky feces tank

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Passionate Mint Indian Lodge Candlestick Maker

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Jade frisky feces tank

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: purple bearded center blood rage



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Jade frisky feces tank

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: stirring business firm windowlicker

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Dark Kink-friendly Church Building Dingle Berry

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Bull Headed Twinkling Uncleanness

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Passionate Mint Indian Lodge Candlestick Maker

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Bull Headed Twinkling Uncleanness

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512587)