\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Well-lubricated therapy travel guidebook
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Onyx floppy orchestra pit messiness
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Well-lubricated therapy travel guidebook
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
gold national jewess
  12/15/25
u sound mad
indecent casino
  12/14/25
go to grad school
Hyperactive indian lodge
  12/14/25
...
effete judgmental background story
  12/14/25
Post bacc MD cr?
Well-lubricated therapy travel guidebook
  12/15/25
yeah you gotta be careful though. some are better than other...
Hyperactive indian lodge
  12/15/25
time for you to pay off mine
Razzmatazz blood rage
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Henna Kitty Cat Son Of Senegal
  12/15/25
...
indecent casino
  12/15/25
...
Vermilion territorial telephone scourge upon the earth
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Hyperactive indian lodge
  12/15/25
I have zero debt, I love my freedom.
Henna Kitty Cat Son Of Senegal
  12/15/25
...
razzle base
  12/15/25
you won this gen
Bespoke skinny woman
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
cracking twinkling cuckold
  12/15/25
current weight?
spectacular smoky school cafeteria tattoo
  12/15/25
372 or so. It's been a rough holiday season.
cracking twinkling cuckold
  12/15/25
what are some things that have happened to you that forced y...
iridescent balding address
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
cracking twinkling cuckold
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Silver Self-absorbed Ratface
  12/15/25
how much was the original loan balance and how much (((inter...
Silver Self-absorbed Ratface
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Well-lubricated therapy travel guidebook
  12/15/25
I want to stab you
racy friendly grandma
  12/15/25
Being echo gen x has its privileges
Well-lubricated therapy travel guidebook
  12/15/25
hookers and blow? pretty much whatever you want
Adventurous Glassy Site
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Chestnut Mother
  12/15/25
Where the fuck did you get 2.75% interest student loans?
mind-boggling lay
  12/15/25
Around 2007 and 2008, there were some great rates.
khaki menage
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Well-lubricated therapy travel guidebook
  12/15/25
Undergrad?
khaki menage
  12/16/25
...
Henna Kitty Cat Son Of Senegal
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
khaki menage
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
mind-boggling lay
  12/15/25
two girls, same time
Motley box office
  12/15/25
borrow more money from jews asap
shivering deep tanning salon macaca
  12/15/25
Uncle Sam is a goy, shitlib
Well-lubricated therapy travel guidebook
  12/15/25
who benefits? COHEN BENEFITS!
shivering deep tanning salon macaca
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Well-lubricated therapy travel guidebook

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Onyx floppy orchestra pit messiness

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Well-lubricated therapy travel guidebook

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: gold national jewess

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: indecent casino

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Hyperactive indian lodge

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: effete judgmental background story



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Well-lubricated therapy travel guidebook

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Hyperactive indian lodge

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Razzmatazz blood rage

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Henna Kitty Cat Son Of Senegal

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: indecent casino



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Vermilion territorial telephone scourge upon the earth



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Hyperactive indian lodge

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Henna Kitty Cat Son Of Senegal

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: razzle base



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Bespoke skinny woman

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: cracking twinkling cuckold

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: spectacular smoky school cafeteria tattoo

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: cracking twinkling cuckold

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: iridescent balding address

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: cracking twinkling cuckold

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Silver Self-absorbed Ratface

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Silver Self-absorbed Ratface

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Well-lubricated therapy travel guidebook

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: racy friendly grandma

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Well-lubricated therapy travel guidebook

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Adventurous Glassy Site

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Chestnut Mother

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: mind-boggling lay

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: khaki menage

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Well-lubricated therapy travel guidebook

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: khaki menage

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Henna Kitty Cat Son Of Senegal



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: khaki menage

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: mind-boggling lay

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Motley box office

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: shivering deep tanning salon macaca

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Well-lubricated therapy travel guidebook

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: shivering deep tanning salon macaca

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512587)