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Real Talk: Why Are Proles Allowed To Drive With $15-30K Min Policy?

Putting aside the uninsured scumbags, what rational society ...
passionate hominid
  07/22/25
Putting aside the issue of car insurance, what makes you thi...
Frozen chestnut therapy lettuce
  07/23/25
Explain why this is bad? They aren’t going to get insu...
mint immigrant turdskin
  07/22/25
Because 15-30k doesn’t come close to covering property...
passionate hominid
  07/22/25
Proles kick their kids out of the house at like 16.5. Zoomer...
mint immigrant turdskin
  07/22/25
Do you go back in this scenario?
passionate hominid
  07/22/25
I sure hope so.
mint immigrant turdskin
  07/22/25
because they can't afford anything more and need to commute ...
Dashing deranged mad cow disease state
  07/22/25
Then why require insurance at all? Just have everyone self-i...
passionate hominid
  07/22/25
it's like waist only seatbelts in a 1968 mustang. far from i...
Dashing deranged mad cow disease state
  07/22/25
it’s honestly insane.
clear soul-stirring stage round eye
  07/22/25
gee idk any scuzzbag jews who you love to fellate interferin...
Twinkling self-centered principal's office gay wizard
  07/22/25
...
thriller cuckold nursing home
  07/22/25
they shouldn't be on the hook for extra to subsidize your de...
Cerebral Bbw Generalized Bond
  07/22/25
...
Marvelous national security agency theater
  07/22/25
low iq schtick? have u heard of bodily injury?
passionate hominid
  07/22/25
yes, medpay is included in both their insurance and yours, p...
Cerebral Bbw Generalized Bond
  07/22/25
health insurance doesnt cover a wide variety of damage categ...
passionate hominid
  07/22/25
no, tort law does and you don't get to insist that you are i...
Cerebral Bbw Generalized Bond
  07/22/25
link to the point of auto insurance?
passionate hominid
  07/22/25
see above, which is why it is structured as it is, which you...
Cerebral Bbw Generalized Bond
  07/22/25
...
Fear-inspiring Avocado Temple
  07/22/25
If you don’t like it, buy additional underinsured moto...
exciting honey-headed black woman
  07/22/25
yes, i have 2MM in UIM but then why make anyone buy insur...
passionate hominid
  07/22/25
to cover the 90% of accidents that it is sufficient for
Cerebral Bbw Generalized Bond
  07/22/25
this is utterly retarded. insurance is literally for catastr...
passionate hominid
  07/22/25
nope, which is why nobody is insured against all of the othe...
Cerebral Bbw Generalized Bond
  07/22/25
$15-30K would be catastrophic for a prole, retard
exciting honey-headed black woman
  07/22/25
In some sense, low limits are a good thing because then the ...
180 Shaky Hall
  07/22/25
stop poasting
Dashing deranged mad cow disease state
  07/22/25
You are retarded by do standards (probably smart by reddit s...
180 Shaky Hall
  07/22/25
why does anytime the topic of dumbest poaster comes up you a...
Dashing deranged mad cow disease state
  07/22/25
Gunner, be real. You are one of the dumbest people here, and...
180 Shaky Hall
  07/22/25
i appreciate that! let me be real: you are dumber than dogsh...
Dashing deranged mad cow disease state
  07/22/25
I didn't say attorneys pray for low limits. You really can't...
180 Shaky Hall
  07/23/25
its not an insurance issue they just flat out shouldnt have ...
smoky floppy ticket booth ladyboy
  07/22/25
if any of us gave a single fucking shit about road safety we...
Cerebral Bbw Generalized Bond
  07/22/25
the thought of some 186lb 22yo "latinx" bitch with...
smoky floppy ticket booth ladyboy
  07/22/25
the worst part is how they will run into a stationary object...
Cerebral Bbw Generalized Bond
  07/22/25
My solution would be a choice of higher minimums (200k) or a...
excitant arrogant address feces
  07/22/25
70…. Have you left the Tri-state area lately? Also...
mint immigrant turdskin
  07/22/25
...
passionate hominid
  07/22/25
lol fags who are favored by our laws find a pointless exampl...
Fear-inspiring Avocado Temple
  07/22/25
this is more a healthcare issue. an ER visit with some scan...
electric chad tanning salon
  07/23/25


Poast new message in this thread



Reply Favorite

Date: July 22nd, 2025 1:21 PM
Author: passionate hominid

Putting aside the uninsured scumbags, what rational society allows this?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49121876)



Reply Favorite

Date: July 23rd, 2025 7:42 AM
Author: Frozen chestnut therapy lettuce

Putting aside the issue of car insurance, what makes you think this is a rational society?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49124032)



Reply Favorite

Date: July 22nd, 2025 1:25 PM
Author: mint immigrant turdskin

Explain why this is bad? They aren’t going to get insurance if they need 100,000k

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49121887)



Reply Favorite

Date: July 22nd, 2025 1:35 PM
Author: passionate hominid

Because 15-30k doesn’t come close to covering property damage from a serious wreck let alone bodily injury.

Law abiding proles will. And increase the penalty for not having insurance.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49121925)



Reply Favorite

Date: July 22nd, 2025 1:38 PM
Author: mint immigrant turdskin

Proles kick their kids out of the house at like 16.5. Zoomers can’t afford $9,000k/yr in car insurance. We need to stop being predatory towards people who make like $20/hr imo. As long as they’re white they’re fine and Lexus ponytail drivers should subsidize them imo

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49121933)



Reply Favorite

Date: July 22nd, 2025 1:42 PM
Author: passionate hominid

Do you go back in this scenario?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49121949)



Reply Favorite

Date: July 22nd, 2025 6:25 PM
Author: mint immigrant turdskin

I sure hope so.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123082)



Reply Favorite

Date: July 22nd, 2025 1:37 PM
Author: Dashing deranged mad cow disease state

because they can't afford anything more and need to commute to jobs. dont blame the proles, blame the society that requires a bunch buckwild prole second class citizens in order to function.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49121929)



Reply Favorite

Date: July 22nd, 2025 1:39 PM
Author: passionate hominid

Then why require insurance at all? Just have everyone self-insure. You already have 30% of CA roads filled with illegals or degenerates without insurance.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49121937)



Reply Favorite

Date: July 22nd, 2025 1:42 PM
Author: Dashing deranged mad cow disease state

it's like waist only seatbelts in a 1968 mustang. far from ideal but still better than nothing. if we did that it would be even worse. also uninsured motorist means reasonable proles that get creamed by buckwild proles wont have to rely (as heavily) on the taxpayer.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49121948)



Reply Favorite

Date: July 22nd, 2025 1:38 PM
Author: clear soul-stirring stage round eye

it’s honestly insane.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49121931)



Reply Favorite

Date: July 22nd, 2025 1:38 PM
Author: Twinkling self-centered principal's office gay wizard

gee idk any scuzzbag jews who you love to fellate interfering with the auto industry or anything

amazing how u freaks dont see these connections

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49121934)



Reply Favorite

Date: July 22nd, 2025 6:40 PM
Author: thriller cuckold nursing home



(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123119)



Reply Favorite

Date: July 22nd, 2025 6:55 PM
Author: Cerebral Bbw Generalized Bond

they shouldn't be on the hook for extra to subsidize your decision to buy enormous expensive cars that get totalled when you scratch the bumper

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123134)



Reply Favorite

Date: July 22nd, 2025 6:58 PM
Author: Marvelous national security agency theater



(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123140)



Reply Favorite

Date: July 22nd, 2025 9:15 PM
Author: passionate hominid

low iq schtick? have u heard of bodily injury?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123476)



Reply Favorite

Date: July 22nd, 2025 9:17 PM
Author: Cerebral Bbw Generalized Bond

yes, medpay is included in both their insurance and yours, plus you should have health insurance

in any event people die in crashes all of the time, you can't make everyone carry 3 million dollars in insurance if you want anybody to have insurance at all

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123481)



Reply Favorite

Date: July 22nd, 2025 9:21 PM
Author: passionate hominid

health insurance doesnt cover a wide variety of damage categories that are compensible.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123489)



Reply Favorite

Date: July 22nd, 2025 9:22 PM
Author: Cerebral Bbw Generalized Bond

no, tort law does and you don't get to insist that you are insured against any other fucking damages, the point of auto insurance is to let proles hit other proles and if it wasn't your fault you can get another car

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123490)



Reply Favorite

Date: July 22nd, 2025 9:24 PM
Author: passionate hominid

link to the point of auto insurance?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123494)



Reply Favorite

Date: July 22nd, 2025 9:24 PM
Author: Cerebral Bbw Generalized Bond

see above, which is why it is structured as it is, which you are complaining about because you don't understand what is going on apparently

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123495)



Reply Favorite

Date: July 22nd, 2025 10:41 PM
Author: Fear-inspiring Avocado Temple



(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123695)



Reply Favorite

Date: July 22nd, 2025 7:08 PM
Author: exciting honey-headed black woman

If you don’t like it, buy additional underinsured motorist insurance.

Also, interesting fact I Googled and confirmed with AI: black drivers are 73% more likely to be involved in fatal accidents than white drivers on a mileage-adjusted basis. What do we do with that info?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123155)



Reply Favorite

Date: July 22nd, 2025 9:16 PM
Author: passionate hominid

yes, i have 2MM in UIM

but then why make anyone buy insurance.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123480)



Reply Favorite

Date: July 22nd, 2025 9:18 PM
Author: Cerebral Bbw Generalized Bond

to cover the 90% of accidents that it is sufficient for

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123483)



Reply Favorite

Date: July 22nd, 2025 9:20 PM
Author: passionate hominid

this is utterly retarded. insurance is literally for catastrophic events, not for some $300 fender bender.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123486)



Reply Favorite

Date: July 22nd, 2025 9:23 PM
Author: Cerebral Bbw Generalized Bond

nope, which is why nobody is insured against all of the other catostrophic things they could do to you, some guy could shoot you right in the fucking head and your family would be left to collect what they can

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123493)



Reply Favorite

Date: July 22nd, 2025 10:08 PM
Author: exciting honey-headed black woman

$15-30K would be catastrophic for a prole, retard

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123622)



Reply Favorite

Date: July 22nd, 2025 7:10 PM
Author: 180 Shaky Hall

In some sense, low limits are a good thing because then the insurer actually pays it out quickly.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123159)



Reply Favorite

Date: July 22nd, 2025 9:29 PM
Author: Dashing deranged mad cow disease state

stop poasting

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123509)



Reply Favorite

Date: July 22nd, 2025 9:38 PM
Author: 180 Shaky Hall

You are retarded by do standards (probably smart by reddit standards).

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123536)



Reply Favorite

Date: July 22nd, 2025 9:54 PM
Author: Dashing deranged mad cow disease state

why does anytime the topic of dumbest poaster comes up you are always at the top?

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123577)



Reply Favorite

Date: July 22nd, 2025 9:59 PM
Author: 180 Shaky Hall

Gunner, be real. You are one of the dumbest people here, and I am a lot smarter than you. That's ok. We accept you as a poaster.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123583)



Reply Favorite

Date: July 22nd, 2025 10:39 PM
Author: Dashing deranged mad cow disease state

i appreciate that! let me be real: you are dumber than dogshit and no attorney prays for low limits aside from ones like you that struggle with Bates stamps.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123693)



Reply Favorite

Date: July 23rd, 2025 7:26 AM
Author: 180 Shaky Hall

I didn't say attorneys pray for low limits. You really can't read.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49124017)



Reply Favorite

Date: July 22nd, 2025 9:25 PM
Author: smoky floppy ticket booth ladyboy

its not an insurance issue they just flat out shouldnt have drivers licenses

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123496)



Reply Favorite

Date: July 22nd, 2025 9:28 PM
Author: Cerebral Bbw Generalized Bond

if any of us gave a single fucking shit about road safety we would have a Finnish style system and require everyone to learn on a manual

the extra bonus is women would be disproportionately affected

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123505)



Reply Favorite

Date: July 22nd, 2025 9:42 PM
Author: smoky floppy ticket booth ladyboy

the thought of some 186lb 22yo "latinx" bitch with neck tats jamming out to hip hop while operating a leased $54000 toyota tacoma and running over a pedestrian while trying to get nashville hot chicken in cleveland is so absurd i dont even know where to stand on the insurance thing.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123548)



Reply Favorite

Date: July 22nd, 2025 9:43 PM
Author: Cerebral Bbw Generalized Bond

the worst part is how they will run into a stationary object and insist it isn't their fault

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123552)



Reply Favorite

Date: July 22nd, 2025 9:50 PM
Author: excitant arrogant address feces

My solution would be a choice of higher minimums (200k) or allowing a tracking/speed control device on your car. The device would prevent speeds in excess of 70 on a highway and much lower on side streets and also track things like braking and sharp turns etc. I know insurance companies offer discounts for devices that keep track of driving info. This would take it another step.

And yes, proles are the problem. Look at what happened in Manhattan with congestion pricing and what it did to reduce traffic. Proles need to be taken out to the woodshed sometimes.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123567)



Reply Favorite

Date: July 22nd, 2025 9:59 PM
Author: mint immigrant turdskin

70…. Have you left the Tri-state area lately?

Also it should just monitor race imo

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123586)



Reply Favorite

Date: July 22nd, 2025 10:44 PM
Author: passionate hominid



(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123698)



Reply Favorite

Date: July 22nd, 2025 10:43 PM
Author: Fear-inspiring Avocado Temple

lol fags who are favored by our laws find a pointless example where it might not favor them and are shocked.

boot stamps faggot. buy another car if you need too. bill more.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49123697)



Reply Favorite

Date: July 23rd, 2025 8:47 AM
Author: electric chad tanning salon

this is more a healthcare issue. an ER visit with some scans shouldn't cost 10-15k.

(http://www.autoadmit.com/thread.php?thread_id=5753378&forum_id=2Elisa#49124108)