The most prestigious law school admissions discussion board in the world.
|
 |
 
|
You're FUCKED if you don't save $ in your early 20s. Here's why
| Pea-brained Cuckoldry | 02/07/14 |
| Submissive deer antler headpube | 12/10/14 |
| aqua titillating corn cake masturbator | 09/15/23 |
| richard clock | 04/13/26 |
| Glittery locale | 02/07/14 |
| arousing becky lettuce | 02/08/14 |
| insecure racy faggot firefighter piazza | 02/07/14 |
| Passionate step-uncle's house | 02/07/14 |
| adventurous copper church | 02/07/14 |
| Diverse Orange Affirmative Action | 02/07/14 |
| may his bones be crushed | 04/13/26 |
| Pea-brained Cuckoldry | 02/07/14 |
| disrespectful nowag | 02/07/14 |
| Stubborn son of senegal | 02/07/14 |
| disrespectful nowag | 02/07/14 |
| purple apoplectic menage digit ratio | 02/08/14 |
| odious hospital stain | 02/13/15 |
| Flatulent tan church building dopamine | 04/18/16 |
| disrespectful nowag | 02/20/17 |
| hairraiser abode | 02/20/17 |
| Flatulent tan church building dopamine | 07/08/17 |
| Pea-brained Cuckoldry | 02/07/14 |
| disrespectful nowag | 02/07/14 |
| Pea-brained Cuckoldry | 02/07/14 |
| disrespectful nowag | 02/07/14 |
| disrespectful nowag | 02/07/14 |
| disrespectful nowag | 02/07/14 |
| Crawly rough-skinned reading party | 02/07/14 |
| pearl electric university | 02/07/14 |
| Pea-brained Cuckoldry | 02/07/14 |
| Crawly rough-skinned reading party | 12/10/14 |
| Crawly rough-skinned reading party | 04/18/16 |
| Crawly rough-skinned reading party | 09/29/16 |
| Useless green mother | 04/18/16 |
| Crawly rough-skinned reading party | 04/18/16 |
| Pale bateful roast beef | 02/07/14 |
| Pea-brained Cuckoldry | 02/07/14 |
| Crawly rough-skinned reading party | 02/07/14 |
| pearl electric university | 04/18/16 |
| Crawly rough-skinned reading party | 04/18/16 |
| may his bones be crushed | 04/13/26 |
| Sexy Old Irish Cottage Casino | 02/20/17 |
| Goyvin Jewsom | 04/13/26 |
| Claret Spot Foreskin | 02/07/14 |
| Pea-brained Cuckoldry | 02/07/14 |
| Crawly rough-skinned reading party | 02/07/14 |
| aphrodisiac buff sweet tailpipe indian lodge | 02/07/14 |
| excitant house-broken hell legend | 04/18/16 |
| cream voyeur | 09/29/16 |
| disrespectful nowag | 02/20/17 |
| pearl electric university | 02/20/17 |
| tantric elastic band | 02/20/17 |
| Concupiscible jet boistinker travel guidebook | 08/23/17 |
| talented theater kitty cat | 02/07/14 |
| Pea-brained Cuckoldry | 02/07/14 |
| talented theater kitty cat | 02/07/14 |
| Pea-brained Cuckoldry | 02/07/14 |
| talented theater kitty cat | 02/07/14 |
| Pea-brained Cuckoldry | 02/07/14 |
| talented theater kitty cat | 02/07/14 |
| Pea-brained Cuckoldry | 02/07/14 |
| talented theater kitty cat | 02/07/14 |
| Pea-brained Cuckoldry | 02/07/14 |
| Stubborn son of senegal | 02/07/14 |
| Pea-brained Cuckoldry | 02/07/14 |
| canary therapy giraffe | 07/09/17 |
| Stimulating address sneaky criminal | 09/29/16 |
| adventurous copper church | 02/07/14 |
| Glittery locale | 02/07/14 |
| adventurous copper church | 02/07/14 |
| Glittery locale | 02/07/14 |
| adventurous copper church | 02/07/14 |
| Glittery locale | 02/07/14 |
| adventurous copper church | 02/07/14 |
| Glittery locale | 02/07/14 |
| adventurous copper church | 02/07/14 |
| may his bones be crushed | 04/13/26 |
| milky big tanning salon blood rage | 02/07/14 |
| Beady-eyed Center Cumskin | 02/07/14 |
| Pea-brained Cuckoldry | 02/07/14 |
| Glittery locale | 02/07/14 |
| drab state | 02/13/15 |
| Medicated alpha gaming laptop | 02/20/17 |
| slap-happy mental disorder box office | 07/08/17 |
| adventurous copper church | 02/07/14 |
| Glittery locale | 02/07/14 |
| adventurous copper church | 02/07/14 |
| talented theater kitty cat | 02/07/14 |
| adventurous copper church | 02/07/14 |
| cerebral pozpig | 02/08/14 |
| Maize irradiated home tattoo | 04/18/16 |
| godawful sooty cruise ship | 02/07/14 |
| Pea-brained Cuckoldry | 02/07/14 |
| godawful sooty cruise ship | 02/07/14 |
| disrespectful nowag | 02/07/14 |
| Laughsome Site | 02/13/15 |
| charcoal shrine milk | 02/07/14 |
| Iridescent Genital Piercing | 02/08/14 |
| Duck-like chrome principal's office | 02/07/14 |
| charcoal shrine milk | 02/07/14 |
| Appetizing really tough guy | 09/29/16 |
| Appetizing really tough guy | 07/08/17 |
| provocative degenerate whorehouse | 07/09/17 |
| Magenta tripping lay | 02/07/14 |
| Iridescent Genital Piercing | 02/08/14 |
| Carnelian senate feces | 02/07/14 |
| razzmatazz range philosopher-king | 02/07/14 |
| adventurous copper church | 02/07/14 |
| charcoal shrine milk | 02/07/14 |
| Ungodly multi-billionaire hall | 02/07/14 |
| Thriller shimmering native | 02/08/14 |
| spectacular stead fortuitous meteor | 02/08/14 |
| Pea-brained Cuckoldry | 02/17/14 |
| Cerise Jap Point | 02/08/14 |
| Pea-brained Cuckoldry | 02/10/14 |
| abnormal locus laser beams | 07/08/17 |
| Razzle cyan forum mood | 12/10/14 |
| Pea-brained Cuckoldry | 05/14/14 |
| Pea-brained Cuckoldry | 12/10/14 |
| fragrant dull azn pit | 12/10/14 |
| Pea-brained Cuckoldry | 12/10/14 |
| Pea-brained Cuckoldry | 02/13/15 |
| Fuchsia Generalized Bond Plaza | 02/13/15 |
| drab state | 02/13/15 |
| Pea-brained Cuckoldry | 02/13/15 |
| Fuchsia Generalized Bond Plaza | 02/13/15 |
| Pea-brained Cuckoldry | 02/13/15 |
| adventurous copper church | 02/13/15 |
| Pea-brained Cuckoldry | 02/13/15 |
| Maniacal Stock Car Partner | 02/13/15 |
| filthy yellow dog poop | 02/13/15 |
| Pea-brained Cuckoldry | 12/29/15 |
| Pea-brained Cuckoldry | 04/18/16 |
| hairless meetinghouse wrinkle | 04/18/16 |
| vivacious glassy theater stage half-breed | 04/18/16 |
| may his bones be crushed | 04/13/26 |
| Vermilion self-absorbed faggotry location | 04/18/16 |
| Pea-brained Cuckoldry | 04/18/16 |
| Cerise Jap Point | 04/18/16 |
| Swashbuckling gold gas station | 04/18/16 |
| pearl electric university | 04/18/16 |
| Onyx stirring sanctuary | 04/18/16 |
| Pea-brained Cuckoldry | 04/18/16 |
| Onyx stirring sanctuary | 04/18/16 |
| Heady bistre property | 04/18/16 |
| Boyish salmon area | 04/18/16 |
| Pea-brained Cuckoldry | 04/18/16 |
| Boyish salmon area | 04/18/16 |
| Pea-brained Cuckoldry | 04/18/16 |
| 180 sepia immigrant | 07/08/17 |
| vigorous bawdyhouse jewess | 09/15/23 |
| startling stage | 04/18/16 |
| plum marvelous famous landscape painting | 02/20/17 |
| startling stage | 02/20/17 |
| translucent dilemma double fault | 04/18/16 |
| Onyx stirring sanctuary | 04/18/16 |
| slap-happy mental disorder box office | 09/29/16 |
| Pea-brained Cuckoldry | 09/29/16 |
| Bossy Contagious Twinkling Uncleanness | 09/29/16 |
| Razzle-dazzle coral cuck | 09/29/16 |
| fragrant dull azn pit | 09/29/16 |
| Razzle-dazzle coral cuck | 09/29/16 |
| histrionic trailer park filthpig | 02/20/17 |
| histrionic trailer park filthpig | 07/08/17 |
| blue violent scourge upon the earth gaping | 07/08/17 |
| Clear alcoholic crotch corner | 07/08/17 |
| curious smoky den | 07/08/17 |
| Clear alcoholic crotch corner | 07/08/17 |
| curious smoky den | 07/08/17 |
| Crawly rough-skinned reading party | 07/08/17 |
| provocative degenerate whorehouse | 07/09/17 |
| histrionic trailer park filthpig | 07/08/17 |
| curious smoky den | 07/08/17 |
| Greedy galvanic chad | 07/08/17 |
| fluffy vibrant indirect expression | 07/08/17 |
| slap-happy mental disorder box office | 07/08/17 |
| Greedy galvanic chad | 07/08/17 |
| abnormal locus laser beams | 07/08/17 |
| Greedy galvanic chad | 07/08/17 |
| abnormal locus laser beams | 07/08/17 |
| slap-happy mental disorder box office | 07/08/17 |
| slap-happy mental disorder box office | 07/08/17 |
| Greedy galvanic chad | 07/08/17 |
| slap-happy mental disorder box office | 07/08/17 |
| Very tactful depressive | 07/08/17 |
| Laughsome Site | 07/09/17 |
| Charismatic grizzly library | 07/08/17 |
| Very tactful depressive | 07/08/17 |
| spectacular stead fortuitous meteor | 07/09/17 |
| Federal Orchestra Pit Toaster | 08/22/17 |
| Concupiscible jet boistinker travel guidebook | 08/23/17 |
| Pea-brained Cuckoldry | 09/15/23 |
| add more sirens or I will keep poasting | 04/13/26 |
| Alison Angel Fan | 04/13/26 |
| richard clock | 04/13/26 |
Poast new message in this thread
Date: February 7th, 2014 3:20 PM Author: Pea-brained Cuckoldry https://i.pinimg.com/736x/2e/d6/5d/2ed65d34dbac86519947d298d833de61.jpg (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973861) |
 |
Date: December 10th, 2014 4:58 PM Author: Submissive deer antler headpube (Dave Ramsey) (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#26902444) |
|
Date: September 15th, 2023 12:25 PM Author: aqua titillating corn cake masturbator Subject: Germany bull https://www.poerkan.com/product/germany-niubian-pills/ (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#46800798) |
|
Date: April 13th, 2026 1:58 PM Author: richard clock (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#49814664) |
Date: February 7th, 2014 3:21 PM Author: Glittery locale Brb transferring money to my roth (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973868) |
|
Date: February 8th, 2014 10:44 AM Author: arousing becky lettuce (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24977580) |
|
Date: February 7th, 2014 3:21 PM Author: insecure racy faggot firefighter piazza yep (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973869) |
|
Date: February 7th, 2014 3:22 PM Author: Passionate step-uncle's house what is the apr on this (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973876) |
|
Date: February 7th, 2014 3:23 PM Author: adventurous copper church 12% lol. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973888) |
|
Date: February 7th, 2014 3:25 PM Author: Diverse Orange Affirmative Action fucking boomers (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973898) |
|
Date: April 13th, 2026 1:57 PM Author: may his bones be crushed (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#49814662) |
|
Date: February 7th, 2014 3:28 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973909) |
|
Date: February 7th, 2014 3:33 PM Author: disrespectful nowag So for the next 50 years the US Economy will be as prosperous as the last 50? (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973943) |
|
Date: February 7th, 2014 3:34 PM Author: Stubborn son of senegal haven't you read the disclaimer at the bottom of every mutual fund or etf prospectus? it says past returns predict future results. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973956) |
|
Date: February 7th, 2014 3:35 PM Author: disrespectful nowag 180 (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973957) |
|
Date: February 8th, 2014 10:50 AM Author: purple apoplectic menage digit ratio (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24977596) |
|
Date: February 13th, 2015 4:51 PM Author: odious hospital stain (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#27308992) |
|
Date: April 18th, 2016 8:12 AM Author: Flatulent tan church building dopamine (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296117) |
|
Date: February 20th, 2017 1:48 AM Author: disrespectful nowag (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#32659739) |
|
Date: February 20th, 2017 1:55 AM Author: hairraiser abode (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#32659752) |
|
Date: July 8th, 2017 10:11 AM Author: Flatulent tan church building dopamine (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33727729) |
|
Date: February 7th, 2014 3:35 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973961) |
|
Date: February 7th, 2014 3:43 PM Author: disrespectful nowag Change your 10 year window to 1999 to 2009, you'd be down almost 20 percent.
United States 1950-2001 was an absolute powerhouse, I do not expect the same domination for the next 50 years, not of that magnitude. |
|
Date: February 7th, 2014 3:46 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974029) |
|
Date: February 7th, 2014 3:47 PM Author: disrespectful nowag (guy who recently watched The Secret) (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974037) |
|
Date: February 7th, 2014 3:56 PM Author: disrespectful nowag (Japanese broker encouraging you to buy the Nikkei in 1989) (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974074) |
|
Date: February 7th, 2014 3:58 PM Author: disrespectful nowag (Boomer in 2006 buying third investment property) (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974084) |
|
Date: February 7th, 2014 3:59 PM Author: Crawly rough-skinned reading party this will not occur over the next 40 years (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974094) |
|
Date: February 7th, 2014 4:36 PM Author: pearl electric university So annual returns are declining by 1-2 percent per year in your timescale? Got it. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974300) |
|
Date: February 7th, 2014 4:40 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974318) |
|
Date: December 10th, 2014 5:03 PM Author: Crawly rough-skinned reading party Compare the demographics, foreign competition, and regulatory burden at those times vs the next 40 years. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#26902473) |
|
Date: April 18th, 2016 9:12 AM Author: Crawly rough-skinned reading party (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296267) |
|
Date: September 29th, 2016 1:18 PM Author: Crawly rough-skinned reading party A true genius (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#31521448) |
|
Date: April 18th, 2016 7:41 AM Author: Useless green mother (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296069) |
|
Date: April 18th, 2016 9:11 AM Author: Crawly rough-skinned reading party Holy shit, I always thought you were a dumb shitlib, but you actually are a very low IQ moron. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296264) |
|
Date: February 7th, 2014 3:23 PM Author: Pale bateful roast beef Just do assume 12% returns for 45 years (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973884) |
|
Date: February 7th, 2014 3:29 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973915) |
|
Date: February 7th, 2014 3:54 PM Author: Crawly rough-skinned reading party CR incredibly retarded (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974063) |
|
Date: April 18th, 2016 8:57 AM Author: pearl electric university It doesn't change regardless of rate. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296224) |
|
Date: April 18th, 2016 9:13 AM Author: Crawly rough-skinned reading party LOL. Yes it does. Try 0% and see what happens. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296270) |
|
Date: April 13th, 2026 1:59 PM Author: may his bones be crushed (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#49814669) |
|
Date: February 20th, 2017 9:25 AM Author: Sexy Old Irish Cottage Casino (finance genius) (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#32660234) |
|
Date: April 13th, 2026 1:50 PM Author: Goyvin Jewsom So far so good (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#49814641) |
|
Date: February 7th, 2014 3:23 PM Author: Claret Spot Foreskin That's a pretty cool investment that goes up 10% every year. What's it called? (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973885) |
|
Date: February 7th, 2014 3:29 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973917) |
|
Date: February 7th, 2014 3:58 PM Author: Crawly rough-skinned reading party this will not be the case for the next 50 years
|
|
Date: February 7th, 2014 3:23 PM Author: aphrodisiac buff sweet tailpipe indian lodge (Suze Orman after a few too many glasses of wine) (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973886) |
|
Date: April 18th, 2016 9:35 AM Author: excitant house-broken hell legend lol'd (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296344) |
|
Date: September 29th, 2016 10:24 AM Author: cream voyeur haha (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#31520040) |
|
Date: February 20th, 2017 1:49 AM Author: disrespectful nowag (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#32659740) |
|
Date: February 20th, 2017 8:38 AM Author: pearl electric university (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#32660112) |
|
Date: February 20th, 2017 8:40 AM Author: tantric elastic band (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#32660118) |
|
Date: August 23rd, 2017 11:22 AM Author: Concupiscible jet boistinker travel guidebook (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#34051903) |
|
Date: February 7th, 2014 3:23 PM Author: talented theater kitty cat Jesus, stfup. No, you're not fucked if you don't begin investing by 21, though it is certainly advantageous. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973892) |
|
Date: February 7th, 2014 3:30 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973927) |
|
Date: February 7th, 2014 3:33 PM Author: talented theater kitty cat Not if returns were negative when/in the years immediately following when you started --i.e.-- a 22 yo in 2008 starting his 401K right as the stock market tanked. This also isn't true if you compensate by saving/investing more later. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973941) |
|
Date: February 7th, 2014 3:36 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973971) |
|
Date: February 7th, 2014 3:40 PM Author: talented theater kitty cat ?
All the hypo supposes is that you start investing in your early 20s. The "miracle of compounding" is thanks to markets, which obviously fluctuate dramatically and do not offer consistent returns/ |
|
Date: February 7th, 2014 3:43 PM Author: Pea-brained Cuckoldry
|
|
Date: February 7th, 2014 3:47 PM Author: talented theater kitty cat YOUR personal rate of return is different from the market's average rate of return, based on a variety of factors, such as the precise timing/market direction of when you first began investing.
|
|
Date: February 7th, 2014 3:49 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974047) |
|
Date: February 7th, 2014 4:13 PM Author: talented theater kitty cat False.
Here's a 5-year example:
Joe invests $1000 in 2002. The market grows 10% each year. In 2007, he thus has about $1600 after 5 years.
Jim invests in 2008. The market drops 38%. He's down to $620. It increases 18% in 2009, so he's now up to $731.60. In 2010 it increases 11%, bringing him up to about $810. In 2011, he sees a 7% increase, so he's now at 867. He's up 5% in 2012, bringing him up to about $910.
Joe is thus up 60% in 5 years; Jim DOWN nearly 10%. There was no difference except for when they began investing. |
|
Date: February 7th, 2014 4:33 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974276) |
|
Date: February 7th, 2014 4:35 PM Author: Stubborn son of senegal you realize that to obtain the returns you stated above, one must invest on a particular day and no other day? (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974293) |
|
Date: February 7th, 2014 4:41 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974323) |
|
Date: July 9th, 2017 11:26 AM Author: canary therapy giraffe jfc why does she write shit like this (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33734246) |
|
Date: September 29th, 2016 2:14 PM Author: Stimulating address sneaky criminal This is true for everything ever. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#31521852) |
|
Date: February 7th, 2014 3:25 PM Author: adventurous copper church why doesnt the roth I started at 20 and stopped contributing to at 27 have $90K in it? (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973900) |
|
Date: February 7th, 2014 3:30 PM Author: Glittery locale U r 36? LOLOL (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973930) |
|
Date: February 7th, 2014 3:31 PM Author: adventurous copper church 34 but I put more money than $2000 per year in there. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973933) |
|
Date: February 7th, 2014 3:36 PM Author: Glittery locale Damen. How does it feel to be literally half done with life? (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973972) |
|
Date: February 7th, 2014 3:39 PM Author: adventurous copper church it sucks but I have stayed in shape and fucked enough women where I wont have any regrets on that end at least. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973988) |
|
Date: February 7th, 2014 3:40 PM Author: Glittery locale Goal retirement age?? (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973997) |
|
Date: February 7th, 2014 3:43 PM Author: adventurous copper church depends if I have kids and the house. Then probably 62-65.
If not then I might yolo and move to the philipines or some shit at 50 with a couple of million. |
|
Date: February 7th, 2014 3:45 PM Author: Glittery locale Any family pressure to get married?? (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974022) |
|
Date: February 7th, 2014 3:46 PM Author: adventurous copper church nah but I love my gf. I would probably marry her kids or not. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974030) |
|
Date: April 13th, 2026 2:00 PM Author: may his bones be crushed I'm 56 now (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#49814674) |
|
Date: February 7th, 2014 3:32 PM Author: milky big tanning salon blood rage (39-year-old, MAF troll) (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973935) |
|
Date: February 7th, 2014 3:38 PM Author: Beady-eyed Center Cumskin I didn't start saving til I got a job at 24. Should I killself? (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973984) |
|
Date: February 7th, 2014 3:39 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24973992) |
|
Date: February 7th, 2014 3:43 PM Author: Glittery locale Doctors are done here (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974011) |
|
Date: February 13th, 2015 5:32 PM Author: drab state (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#27309307) |
|
Date: February 20th, 2017 8:41 AM Author: Medicated alpha gaming laptop (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#32660123) |
|
Date: July 8th, 2017 12:26 PM Author: slap-happy mental disorder box office (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33728100) |
|
Date: February 7th, 2014 3:45 PM Author: adventurous copper church And this is why I want to strangle the shrews I have dated.
At least my gf has a 401K that she contributes up to the match limit.
But she is 29 years old and this is her first year of contributing to a roth.
WOmen are fucking children.
"But I make 1/4 of what you do" she clucks.
"Except when I was 22 making $38,000 I still maxed out my roth," I lisp back. |
|
Date: February 7th, 2014 3:46 PM Author: Glittery locale What were u doing at 22? (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974035) |
|
Date: February 7th, 2014 3:54 PM Author: adventurous copper church crappy consulting firm do municipal bond analysis. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974067) |
|
Date: February 7th, 2014 3:58 PM Author: talented theater kitty cat you should've gone into finance, instead. you'd have a millie by now. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974087) |
|
Date: February 7th, 2014 3:59 PM Author: adventurous copper church I was too lazy in college, but yeah would have been a good idea. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974092) |
|
Date: February 8th, 2014 10:36 AM Author: cerebral pozpig $38k was a decent starting salary in 1995...? (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24977559) |
|
Date: April 18th, 2016 9:49 AM Author: Maize irradiated home tattoo my gf doesn't even have a credit card. she's 24 (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296392) |
|
Date: February 7th, 2014 3:48 PM Author: godawful sooty cruise ship arthur is a dumbass for only putting in 2000, he should ve maxed out and would ve been fine (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974041) |
|
Date: February 7th, 2014 3:50 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974050) |
|
Date: February 7th, 2014 3:57 PM Author: godawful sooty cruise ship yes arthur is fucked, ben pwns him (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974080) |
|
Date: February 7th, 2014 3:51 PM Author: disrespectful nowag Twist: Arthur was swimming in student loan debt (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974053) |
|
Date: February 13th, 2015 5:46 PM Author: Laughsome Site (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#27309408) |
|
Date: February 7th, 2014 4:01 PM Author: charcoal shrine milk These assumptions that ignore inflation and assume 10%+ real returns are asinine. The S&P returned something like 5% real over the last century. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974098) |
|
Date: February 8th, 2014 8:23 PM Author: Iridescent Genital Piercing (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24980368) |
|
Date: February 7th, 2014 4:08 PM Author: Duck-like chrome principal's office *Is guy 1* *Invests from 2001-2008* *Is PWND* *Is guy 2* *Begins investing in 2008* *PROFITS* |
|
Date: February 7th, 2014 4:10 PM Author: charcoal shrine milk True, the idea that investing early is a good idea sure didn't apply to anybody who started investing 15 years ago. Would've been better off spending the money / having fun. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974151) |
|
Date: September 29th, 2016 1:14 PM Author: Appetizing really tough guy Why not, the market corrected in the next 10 years. Its only a losing bet if you need to retire during one of the down turns. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#31521424) |
|
Date: July 8th, 2017 10:02 AM Author: Appetizing really tough guy this is what idiots don't realize. crashes don't matter except for old people. and by the time you're old, you should be easing out of the market. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33727706) |
|
Date: July 9th, 2017 10:45 AM Author: provocative degenerate whorehouse Right. The person who started investing earlier is still in a better position than the person who spent it all.
I started investing seriously in 2006 or so, and sure, I got hammered in the couple of years following that. But after the crash I still had something (didn't sell) and it's since recovered. That portion of my savings wouldn't exist if I hadn't saved it early. |
|
Date: February 7th, 2014 4:10 PM Author: Magenta tripping lay I think the more interesting hypo is a guy who starts investing later but contributes more
Dude waiting until 27 probably was in grad school or something |
|
Date: February 8th, 2014 8:23 PM Author: Iridescent Genital Piercing that's more realistic even if he wasn't in grad school, because of inflation. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24980361) |
|
Date: February 7th, 2014 4:10 PM Author: Carnelian senate feces Just do graduate in 2006 and invest at the peak of the stock market. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974148) |
|
Date: February 7th, 2014 4:11 PM Author: razzmatazz range philosopher-king I still think it's more credited to maintain liquidity and invest in a future business than to put money into the market, assuming you can't do both and assuming you're under 35. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974156) |
|
Date: February 7th, 2014 4:15 PM Author: adventurous copper church Why the fuck does my roth IRA only have $35,000 in it? I maxed out from 22-27. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974195) |
|
Date: February 7th, 2014 4:38 PM Author: charcoal shrine milk I feel your pain. I've got like $41K. At least I can backdoor so it'll be $47K soon.
The real way I could see myself getting a big Roth IRA would be to get axed from law, and then start converting $30K or so a year from my 401k during a number of years with little to no income. |
|
Date: February 7th, 2014 4:58 PM Author: Ungodly multi-billionaire hall (cgm) (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24974418) |
|
Date: February 8th, 2014 10:41 AM Author: Thriller shimmering native What does this look like if you assume 6% returns? (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24977572) |
|
Date: February 8th, 2014 10:51 AM Author: spectacular stead fortuitous meteor this is true.. i put away $1k in 1990, it's now worth $800k (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24977600) |
|
Date: February 17th, 2014 11:13 AM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#25034365) |
|
Date: February 8th, 2014 11:02 AM Author: Cerise Jap Point not really.
my parents had very little just 20 years ago and now have a $3-4 million net worth. just make sure you get on a career path that is pretty lucrative and you'll be fine even if you don't save a penny until the age of 35-40. |
|
Date: February 10th, 2014 2:32 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#24990298) |
|
Date: July 8th, 2017 11:34 AM Author: abnormal locus laser beams (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33727922) |
|
Date: December 10th, 2014 5:07 PM Author: Razzle cyan forum mood So your telling me that if I make a lot of money ill do well financially? Why aren't you charging for this insight? (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#26902507) |
|
Date: May 14th, 2014 9:23 AM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#25559090) |
|
Date: December 10th, 2014 4:57 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#26902440) |
|
Date: December 10th, 2014 5:04 PM Author: fragrant dull azn pit The 19 bro isn't doubling the 27 year old bro or anything. You can still beat the average early starter by just putting way more money in. Most people who start investing at 19 only have chump change to put in. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#26902483) |
|
Date: December 10th, 2014 5:10 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#26902522) |
|
Date: February 13th, 2015 1:34 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#27307587) |
|
Date: February 13th, 2015 5:33 PM Author: Fuchsia Generalized Bond Plaza this is retarded. for most of us, that would have meant socking away money into the stock market during the mid- to late-2000s. the gain from the time period to now has only been like 2% per year on average (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#27309317) |
|
Date: February 13th, 2015 5:35 PM Author: drab state damn u r old. i started making money in 09. wish i saved a lot more. would have been rolling in it (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#27309326) |
|
Date: February 13th, 2015 5:36 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#27309340) |
|
Date: February 13th, 2015 5:38 PM Author: Fuchsia Generalized Bond Plaza we're in a bubble right now, so all of those figures are bullshit (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#27309354) |
|
Date: February 13th, 2015 5:50 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#27309440) |
|
Date: February 13th, 2015 5:44 PM Author: adventurous copper church A year later after bitching in this thread, I have fucking $37,500 in the Roth IRA I started when I was 21. Bullshit magical 12% compounding. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#27309399) |
|
Date: February 13th, 2015 5:52 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#27309458) |
|
Date: February 13th, 2015 5:53 PM Author: Maniacal Stock Car Partner What has your APR been? (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#27309459) |
|
Date: February 13th, 2015 6:18 PM Author: filthy yellow dog poop how much money did you have in cash on the sidelines from the last 6 year bull market? (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#27309632) |
|
Date: December 29th, 2015 1:41 PM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#29477105) |
|
Date: April 18th, 2016 7:18 AM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296033) |
|
Date: April 18th, 2016 7:47 AM Author: hairless meetinghouse wrinkle I remember a teacher showing us this kind of chart back around 1996 and I just ignored it. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296076) |
|
Date: April 18th, 2016 8:17 AM Author: vivacious glassy theater stage half-breed wise move (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296131) |
|
Date: April 13th, 2026 2:07 PM Author: may his bones be crushed I brought up shit like fees and realistic rates and the guy just looked at me like I was speaking Brazilian (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#49814688) |
|
Date: April 18th, 2016 7:49 AM Author: Vermilion self-absorbed faggotry location Too late now. Might as well YOLO out of control. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296079) |
|
Date: April 18th, 2016 9:40 AM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296365) |
|
Date: April 18th, 2016 7:50 AM Author: Cerise Jap Point This is false and assumes one continues working a cookie-cutter job with 3% annual pay-raise their entire working life. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296082) |
|
Date: April 18th, 2016 8:51 AM Author: Swashbuckling gold gas station just do >10% growth every year. worked for bernie madoff (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296208) |
|
Date: April 18th, 2016 8:57 AM Author: pearl electric university This bort is retarded. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296225) |
|
Date: April 18th, 2016 9:04 AM Author: Onyx stirring sanctuary Chart assumes consistently abnormal YOY returns, as pointed out ad nauseum above
There's a reason this "phenomenon" is common knowledge and yet remarkably few people seem to benefit from it to the extent promised. |
|
Date: April 18th, 2016 9:41 AM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296367) |
|
Date: April 18th, 2016 10:04 AM Author: Onyx stirring sanctuary you pointed it out above several times, and each time you got subsequently pwned in short order (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296421) |
|
Date: April 18th, 2016 9:20 AM Author: Heady bistre property http://imgur.com/gnMx2MX
Literally did this. So I'm set 4 life? |
|
Date: April 18th, 2016 9:20 AM Author: Boyish salmon area The real reason this chart is dumb is because of inflation. You're comparing 2,000 dollars someone put in at 19 to 2,000 someone out in 46 years later and acting like it's the same thing (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296293) |
|
Date: April 18th, 2016 9:45 AM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296380) |
|
Date: April 18th, 2016 9:50 AM Author: Boyish salmon area You can't say 16,000 vs 80,000 lolz and not see how that's a stupid comparison (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296396) |
|
Date: April 18th, 2016 10:02 AM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296414) |
|
Date: July 8th, 2017 11:01 AM Author: 180 sepia immigrant Inflation is what, 3%? The real issue is the 12% returns assumed. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33727858) |
|
Date: September 15th, 2023 11:41 AM Author: vigorous bawdyhouse jewess *assumes 3% inflation* *fade in cannibal holocaust theme* |
|
Date: April 18th, 2016 9:24 AM Author: startling stage Yea 10 percent is retarded, but the gist of the argument is right. Early investments have a bigger bang for their buck when it's said and done. Invest as much as you can, as early as you can, in a low cost index. Profit (when you are old as fuck). (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296303) |
|
Date: February 20th, 2017 3:10 AM Author: plum marvelous famous landscape painting no shit but we;'re going to see HISTORICALLY low returns from this pt out, we ARE SO FUCKITY FUCKED
401K = SCAMs |
|
Date: February 20th, 2017 7:57 AM Author: startling stage I agree generally that returns will be lower. But if you asked me in 08 if we were fucked I'd say yes - and the market has gone crazy since then. I thought trump would lead to a market correction, and yet we have the trump rally.
Don't be a boomer, save your money. |
|
Date: April 18th, 2016 9:57 AM Author: translucent dilemma double fault saving for retirement is flame. just slide and let do (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296404) |
|
Date: April 18th, 2016 10:04 AM Author: Onyx stirring sanctuary cr (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#30296427) |
|
Date: September 29th, 2016 10:24 AM Author: slap-happy mental disorder box office Cr...life sucks post 60 anyway..might as well killself (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#31520037) |
|
Date: September 29th, 2016 10:03 AM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#31519911) |
|
Date: September 29th, 2016 1:21 PM Author: Bossy Contagious Twinkling Uncleanness How do they get 10% retune every year (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#31521456) |
|
Date: September 29th, 2016 2:04 PM Author: Razzle-dazzle coral cuck noob investor question, but isn't this idea kind of self perpetuating?
Everyone believes in investing in the S&P 500 via mutual funds and index funds -> the market consistently goes up over time because people are always buying (direct deposit into 401k) -> everyone believe in investing in the market. |
|
Date: September 29th, 2016 2:12 PM Author: fragrant dull azn pit Student loan interest exceeds most investment returns so that should be priority #1 if you have it. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#31521840) |
|
Date: September 29th, 2016 4:48 PM Author: Razzle-dazzle coral cuck (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#31523215) |
|
Date: February 20th, 2017 8:11 AM Author: histrionic trailer park filthpig lol at dorks ITT bobbing and weaving desperately not wanting this to be true. The annual return in the example may be at the high end of the range but the overall argument is cr. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#32660068) |
|
Date: July 8th, 2017 9:32 AM Author: histrionic trailer park filthpig (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33727637) |
|
Date: July 8th, 2017 9:40 AM Author: blue violent scourge upon the earth gaping Earl must have been absolutely raped by fees in his IRA. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33727655) |
|
Date: July 8th, 2017 9:46 AM Author: Clear alcoholic crotch corner COMPOUND INT--*nuke melts face* (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33727662) |
|
Date: July 8th, 2017 9:50 AM Author: curious smoky den Lol at everyone wagecucking there lives away for GC to save money they can't touch for 30-40 years and repeating the advice like brainwashed apes (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33727671) |
|
Date: July 8th, 2017 9:52 AM Author: Clear alcoholic crotch corner I find my rent seeking behavior is paying off better. Just a few homes and I'm making 4K extra every month with rarely having to lift a finger. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33727675) |
|
Date: July 8th, 2017 9:54 AM Author: curious smoky den 20k liquid and 10k+ per month in passive income >>>>>>>>>>>>>>>> GC cucking the best years of your life to build a fraudlies "tax deferred" portfolio and get gaped on taxes at retirement (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33727681) |
|
Date: July 8th, 2017 10:16 AM Author: Crawly rough-skinned reading party (Not a rental property owner) (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33727734) |
|
Date: July 9th, 2017 11:14 AM Author: provocative degenerate whorehouse Future is impossible to predict. Best call is to diversify.
I fully fund the Roth IRA each year (future tax advantage), fund the 401k enough to capture the match and then some (current tax advantage) and also have a few rental houses which cash flow decently now and will be paid off by retirement (inflation hedge plus tax advantage for the next couple of decades). |
|
Date: July 8th, 2017 10:05 AM Author: histrionic trailer park filthpig i turn 40 next year. less than two decades left! you jelly? (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33727714) |
|
Date: July 8th, 2017 10:06 AM Author: curious smoky den Naw man my 30s have been 180 billion. Still young and free but fuckloads of money instead of broke (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33727719) |
|
Date: July 8th, 2017 12:06 PM Author: Greedy galvanic chad now show me the table for $300K at 8% in student loans (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33728030) |
|
Date: July 8th, 2017 12:13 PM Author: fluffy vibrant indirect expression imagine if you lived at home and worked at a 40k a year job from 19-25 or 26. invested it all. then went to college. you'd have it made. no one tells you this (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33728056) |
|
Date: July 8th, 2017 12:28 PM Author: slap-happy mental disorder box office (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33728105) |
|
Date: July 8th, 2017 12:30 PM Author: Greedy galvanic chad lol, what $40K per year job do you think a 19 year old with a high school diploma can get? (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33728113) |
|
Date: July 8th, 2017 12:32 PM Author: abnormal locus laser beams data entry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33728119) |
|
Date: July 8th, 2017 12:46 PM Author: Greedy galvanic chad link to $40K data entry job that a 19 year old with a high school degree and no experience is qualified for? (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33728151) |
|
Date: July 8th, 2017 1:03 PM Author: abnormal locus laser beams I made about 30k as a bus boy when i was 16 working part time. 40k fulltime gig would be easy to swing.. even if through 2 part time jobs at restaurants etc (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33728219) |
|
Date: July 8th, 2017 1:04 PM Author: slap-happy mental disorder box office CR (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33728221) |
|
Date: July 8th, 2017 12:32 PM Author: slap-happy mental disorder box office Admin assistant (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33728122) |
|
Date: July 8th, 2017 12:45 PM Author: Greedy galvanic chad lol what? first, no one is going to hire a no-experience 19 year old admin assistant when there are 10 and 20 year veterans applying for the same job. second, those jobs pay like $26K. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33728148) |
|
Date: July 8th, 2017 12:57 PM Author: slap-happy mental disorder box office According to the chart all you need to invest is like 2k a year and you're pretty much set for retirement...just get ANY fucking job until age 26
go be a front desk person/work as receptionist |
|
Date: July 8th, 2017 1:26 PM Author: Very tactful depressive cr chart is totally what happens IRL just stuff away 10k in stock at 18 = million$$$ (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33728308) |
|
Date: July 9th, 2017 11:10 AM Author: Laughsome Site things barzini knew and did that you did not for $200, alex (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33734164) |
|
Date: July 8th, 2017 12:45 PM Author: Charismatic grizzly library I think a much more sure bet is Social Security taxes being raised to shore up the program, so I'll just YOLO out and rely on that. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33728150) |
|
Date: July 8th, 2017 1:27 PM Author: Very tactful depressive My 3k in savings from govt job at 23 is now worth 5k. Holy fuck I'm gonna be rich!!!!! (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#33728311) |
|
Date: July 9th, 2017 11:21 AM Author: spectacular stead fortuitous meteor Investment compounding is the single biggest scam the investment/retirement community uses to grab your money.
The Future value investment analysis assumes a guaranteed return with zero draw-down. The overall markets (S%P), and less than 1% of stocks follow the interest rate return curve.
The market curve more closely follows the short-memory timespan which is roughty 10 years for each new generation (87, 00, 09, ...next?)
|
|
Date: August 22nd, 2017 7:26 PM Author: Federal Orchestra Pit Toaster (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#34048286) |
|
Date: August 23rd, 2017 11:19 AM Author: Concupiscible jet boistinker travel guidebook Just use a 20% return the first 8 years and use 1% return the next 50 years bro. (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#34051890) |
|
Date: September 15th, 2023 11:28 AM Author: Pea-brained Cuckoldry (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#46800589) |
|
Date: April 13th, 2026 1:45 PM Author: add more sirens or I will keep poasting how’d we all do? (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#49814625) |
|
Date: April 13th, 2026 1:55 PM Author: Alison Angel Fan Not flame bc of the OP I invested $35k and it’s worth 6 million now (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#49814655) |
|
Date: April 13th, 2026 1:58 PM Author: richard clock (http://www.autoadmit.com/thread.php?thread_id=2488792&forum_id=2Reputation#49814666) |