Date: December 18th, 2025 4:57 PM
Author: liberal mustiness
I have negative £2000 in my checking right now
I have £4500 in cc debt that I just cant do anything to
I will get paid on the 23rd (early for christmas). Net £3200.
That will put me at +1200, but it will all get wiped out by bills + remittances.
For 3200 net, I earned £4500, I had to work pretty much 60+/70 hour weeks in a warehouse (12hr/day) to get to that pay. I get pwned on tax and pension contributions + stu loans (I dropped out after 1 year but still have to pay like 150/mo if my salary goes over threshold)
I dont have a mortgage
My bills are
£225 Property tax
£270 Car note
£150 Car insurance
£300 Utils (Gas, Water, Electric)
£100 Fuel
£60 Internet
£100 Phone
£600 remittance (trying to get out of this but hard)
I've discovered 60p Ramen recently and Ive been eating it with beef mince & some vegetables. Want to get my food bill down but I dont really keep track of it. I suspect with inflation at 20+ since 2020, This is whats slowly killing me along wiht my situation
This is a sincere plea, is anyone able to help me pwn this £4500 cc. I only have one cc, I used it to repair my car after a snowstorm last year which I posted about here (almost died in England thread) + a literal flood of human waste that the local authority had to come into my home to repair (out of pocket on the disinfecting) since they didnt think it was their problem.
Truth is, my life is very strange. I dont have anyone I can ask for help. I live in a paid off house, in my name, purchased by my mother who lives abroad, she got the money to buy this house along with a few other properties abroad in a divorce to a guy I dont know. My mom lives abroad and rents out a few apartments and nets like £1500/mo. Constantly asking me to send her an extra £600/mo to cover her expenses taking care of my grandma (who is like 90+ and wont die). Sometimes she'll ask me for money twice a month. I cant really say no since I live in a house she let me have and feel bad, its basically rent? Ive tried to push back recently but she said I didnt give her much notice and I felt bad. My siblings are all Female and Useless. Underemployed emotional etc. I basically keep this ship running on my puny salary but im getting pwned from all sides by
- 50/yo mother who is retired but cant afford retirement + ailing grandma care
- Two female siblings who haven't had jobs in 10+ years who cant help me & wont get married off because they are both mentally ill and low value (wish this wasnt the case, would make my life way better)
- No other contacts since I work 24/7 and have no friends
ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D
These are the facts. if anyone is willing to get me out of this hole. I will probably have to work 80hr weeks all next year to put a dent in this while trying to hold down the job I have. If my car breaks down Im pretty much done working and will be destitute. Im 31 fwiw
(http://www.autoadmit.com/thread.php?thread_id=5811789&forum_id=2Reputation#49520149)