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I am this cheap - Credited?
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Date: June 17th, 2012 7:37 PM
Every weekend, I splurge on a nice dinner. I charge it to a different cc every time. I rotate through all cc's except one so I use them each about twice a year. I have chargebacked every dinner purchase successfully on these cards this last year. I've "saved" appx. $2300 this last year on dining alone.
Never once have I had any pushback from the credit card company or merchant.
Is my cheapness credited? |
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Date: June 17th, 2012 7:39 PM |
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Date: June 17th, 2012 7:41 PM |
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Date: June 17th, 2012 7:41 PM
I thought they put this on your credit report when you report a fraud charge and so they could eventually figure out. |
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Date: June 17th, 2012 7:50 PM |
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Date: June 17th, 2012 7:41 PM
cc companies aren't stupid. you cannot chargeback 50 things fraudulently per year. Shitty flame. |
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Date: June 17th, 2012 7:49 PM |
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Date: June 17th, 2012 7:50 PM |
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Date: June 17th, 2012 7:53 PM |
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Date: June 17th, 2012 7:54 PM |
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Date: June 17th, 2012 7:58 PM |
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Date: June 17th, 2012 7:55 PM
if all the cards are issued with a variety of banks, there's no way they'll find out. if he has 10 chase cards and 10 citi cards, it's easier to find out. |
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Date: June 17th, 2012 7:41 PM |
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Date: June 17th, 2012 7:43 PM
Cheap is eating ramen or living off the McDonald's dollar menu. If this actually happened you wouldn't be cheap, just a thief.
But nice flame brah. |
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Date: June 17th, 2012 7:45 PM |
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Date: June 17th, 2012 7:46 PM |
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Date: June 17th, 2012 7:52 PM |
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Date: June 17th, 2012 7:46 PM |
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Date: June 17th, 2012 7:49 PM |
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Date: June 17th, 2012 7:46 PM |
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Date: June 17th, 2012 7:48 PM |
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Date: June 17th, 2012 7:50 PM |
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Date: June 17th, 2012 7:51 PM
enjoy a 300 FICO score. |
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Date: June 17th, 2012 7:52 PM |
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Date: June 17th, 2012 7:52 PM
Because of it, I haven't paid for a single airline flight the last 2.5 years, either.
Also, my credit score is above 800. |
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Date: June 17th, 2012 8:02 PM |
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Date: June 17th, 2012 7:51 PM |
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Date: June 17th, 2012 7:52 PM |
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Date: June 17th, 2012 7:53 PM |
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Date: June 17th, 2012 7:57 PM
you just tell them generically 'i didn't receive the services i paid for and have been unable to work it out with the merchant.' the min wage worker taking down the dispute isn't the spanish inquisition. |
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Date: June 17th, 2012 7:58 PM
Usually when I call these banks (especially Citi) it's an Indian dude on the other end of the line. |
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Date: June 17th, 2012 8:01 PM |
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Date: June 17th, 2012 8:02 PM |
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Date: June 17th, 2012 7:53 PM |
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Date: June 17th, 2012 8:00 PM |
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Date: June 17th, 2012 7:56 PM |
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Date: June 18th, 2012 5:21 PM |