Date: June 26th, 2012 6:47 PM
Author: Dickey Simpkins

The deadline is coming up. I have a lot of debt and would be able to put about 3/5 of it into the direct consolidation. I'd like to be able to at least put that on IBR if things went bad. Any reasons not to do this?

(http://www.autoadmit.com/thread.php?thread_id=1980012&forum_id=2#20963564)

Date: June 26th, 2012 7:49 PM
Author: Mance Gaydar (no limit Greetings)

Greetings,

Are your loans all at the same rate? If so, no downside. this is not legal advice i am not your lawyer

(http://www.autoadmit.com/thread.php?thread_id=1980012&forum_id=2#20963872)

Date: June 26th, 2012 9:10 PM
Author: ...,,.,..,,..........,,,.,.,....,,....,.........,

From what I have heard, there is no down side. Supposedly your separate loans with differing interest rates will not get rolled into one and you can prepay just the higher rate portions. I haven't confirmed this first hand yet though.

(http://www.autoadmit.com/thread.php?thread_id=1980012&forum_id=2#20964257)