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ITT- WHAT'S YOUR LARGEST CREDIT LIMIT ON A SINGLE CARD?
Poast new message in this thread
Date: March 27th, 2013 8:32 AM Author: dun locale Mine is $36,900
Pretty nuts where just a few yes ago I couldn't get more than $1,000 max credit limit |
Date: March 27th, 2013 8:32 AM Author: Cracking Pozpig Roast Beef 14K (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22888826) |
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Date: March 27th, 2013 8:32 AM Author: chestnut chad $13.5k (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22888827) |
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Date: March 27th, 2013 8:33 AM Author: Orchid nursing home legal warrant 6500. Guess I'm a poor. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22888828) |
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Date: March 27th, 2013 8:35 AM Author: alcoholic slimy locus 7200 they won't give me more (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22888832) |
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Date: March 27th, 2013 8:36 AM Author: Stimulating Grizzly Mexican Reading Party $5000
My father? No limit, but refuses to buy my dinner when I visit the family. |
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Date: March 27th, 2013 10:36 AM Author: autistic degenerate address (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22889046) |
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Date: March 27th, 2013 10:36 AM Author: autistic degenerate address Amex green (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22889047) |
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Date: March 27th, 2013 10:37 AM Author: red useless set jewess $11,500 (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22889048) |
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Date: March 27th, 2013 10:39 AM Author: Hairless space lettuce $500k (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22889055) |
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Date: March 27th, 2013 11:44 AM Author: aphrodisiac stead tank 45k, chase sapphire preferred (private client) (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22889334) |
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Date: March 27th, 2013 12:57 PM Author: dun locale Nice. Income? What does "private client" mean? (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22889696) |
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Date: March 27th, 2013 1:44 PM Author: scarlet fragrant party of the first part potus i assume it means it's with the bank that holds his firm's revolver (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22889946) |
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Date: March 27th, 2013 4:11 PM Author: aphrodisiac stead tank If you have enough invested or depository assets they upgrade you to private client. Originally it was slightly more exclusive and started at 500K+, but lately they've offered to 250K+. Then you get special perks and a private banker and advisor. If you are in NYC, basically every branch has a CPC now. Its not as great as it sounds, but its nice just emailing people what you need. If you're biglaw over 4 years and saving its not hard, especially since your IRA assets can count (so convert the 401k when you leave).
Strangely income had little to do with my credit limit; much more to do with you repayment histories and other factors like I had lots of $ with them. Also paying off my loans made me look like a FICO star. And I never carry a balance. |
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Date: March 27th, 2013 4:15 PM Author: Orchid nursing home legal warrant My GF has a 17K limit on her 40K a year job. Moronic... (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22890765) |
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Date: March 27th, 2013 4:17 PM Author: dun locale Got it
Are you a miles/points guy? I also have sapphire for that purpose. Going to cok the biz cards soon for the 5 x |
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Date: March 27th, 2013 9:39 PM Author: aphrodisiac stead tank Ya Im into them. I like the preferred sapphire bc there are no forex fees, and I take bout 4 vacations per year outside the us, so it saves me a lot of money. Also the mileage partners are good and most nice now is they have a point trnasfer program to amazon. it lets you make any amzon buy with points. I have 190k pts right now and its good for $1800 of amazon goods. so its like in a year i cn get a nice new lcd tv from amazon for free. its totally baked into the amazon wbsite, too, like Do you want to pay cash Or use xxx points off your rewards program kinda sweet. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22892708) |
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Date: March 27th, 2013 9:42 PM Author: dun locale Why not use the points for multiple intl biz class tickets or stays at top tier Hyatt hotels? (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22892724) |
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Date: March 28th, 2013 7:40 AM Author: aphrodisiac stead tank U can do that too! (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22894762) |
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Date: February 25th, 2015 2:22 PM Author: Pink Drunken Persian Hyatt has a sick promotion right now where you get 20% of your redeemed points back if u book now. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#27389636) |
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Date: March 27th, 2013 4:19 PM Author: dun locale I just paid off 150k of loans. Previous FICO was 730. I wonder what my new score will be... (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22890791) |
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Date: March 27th, 2013 9:40 PM Author: Mewling Bat Shit Crazy Stage Cuckold now that those accounts are paid off and you're not making monthly on time payments, your score will likely drop (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22892714) |
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Date: March 27th, 2013 9:41 PM Author: aphrodisiac stead tank no (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22892720) |
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Date: March 27th, 2013 9:41 PM Author: aphrodisiac stead tank I bet 760, if all other factors are even. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22892716) |
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Date: March 27th, 2013 9:42 PM Author: dun locale I want 800+ (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22892725) |
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Date: March 28th, 2013 12:03 PM Author: Chest-beating flatulent national weren't you biglaw?
i thought all biglaw firms offered private client accounts to associates (both my law firms offered citi private client). the $250k balance thing is ridic and nobody i know who made it to 4th-5th year would've been able to be private client w/o already having it under the law firm thing. |
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Date: March 28th, 2013 3:22 PM Author: aphrodisiac stead tank Ours didnt. Fair point on second part, I had a career before law with decent assets already in place. I dont think its ridic tho since they count retirement. A good fifth yr should have 100k in 401k, and once they leave it can be a managed ira at your bank. 100 to 200 savings beyond that aint out of line if ur smart, depending on loans. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22896370) |
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Date: March 27th, 2013 11:45 AM Author: maniacal heady really tough guy $750 (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22889336) |
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Date: March 27th, 2013 11:45 AM Author: Self-absorbed Cowardly Quadroon Puppy pretty sure it's $18k (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22889338) |
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Date: March 27th, 2013 12:58 PM Author: saffron sanctuary $8k, still in LS, no non-summer income (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22889704) |
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Date: March 27th, 2013 12:59 PM Author: Mind-boggling ladyboy abode $20k from when I was 20 years old. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22889709) |
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Date: March 27th, 2013 12:59 PM Author: orange magical headpube 25k united mileage plus visa (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22889710) |
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Date: March 27th, 2013 1:05 PM Author: dun locale Shitty benefits w that card (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22889738) |
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Date: March 27th, 2013 1:00 PM Author: laughsome adulterous antidepressant drug $50k (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22889713) |
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Date: March 27th, 2013 1:07 PM Author: Vigorous Goal In Life $15k (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22889747) |
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Date: March 27th, 2013 1:31 PM Author: autistic degenerate address Wow, why am I getting owned? Did u guys get help from parents? here's my breakdown:
Amex green: No limit (but there really is) chase freedom: 4k 2nd Tier bank: 4k TTT bank: 2500 Store VISA: 5k store NON-visa: 1700 |
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Date: March 27th, 2013 1:40 PM Author: dun locale Why do u have cards w shitty/no benefits? (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22889916) |
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Date: March 27th, 2013 3:31 PM Author: autistic degenerate address hmm...chase freedom isn't bad. Amex isn't bad. I really don't care about benefits. Not kidding I let $90 rewards for my "store card" expire. LULZ
Give me a card with lay prestige and good benefits? |
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Date: March 27th, 2013 4:06 PM Author: dun locale Sapphire preferred is the best free card
Get the gold rewards amex, 175 a year but first yr free and well worth it if you put your airline purchases on there.
With somewhat frugal spending, I've been able to take four international biz class flights over the last 2 years at no cost aside from misc fees (<$100 aggregate). And I still have abt 300k frequent flyer pts to burn. |
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Date: March 27th, 2013 4:22 PM Author: autistic degenerate address Yeah but I probably wouldn't have gotten approved for either of those right?
I mean I JUST opened the amex green. |
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Date: March 27th, 2013 4:24 PM Author: dun locale Amex is easy. Spend 500-1000 for 2-3 months and quickly pay the balance off each month. Then ask for an upgrade to gold rewards. Tell them.you're interested but unsure abt the cost. They will give you a fee free year or toss you 5k+ points. Take the fee free year. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22890831) |
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Date: March 27th, 2013 4:24 PM Author: Cheese-eating factory reset button pistol sapphire preferred isn't free. it's 95 a year but the first year fee is waived. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22890827) |
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Date: March 27th, 2013 4:26 PM Author: dun locale Yea ur right, my bad. But its certainly the most versatile rewards card out there right now. Well worth the cost. Interestingly I wonder if I was charged the annual fee last year...havent seen any charge on the card (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22890843) |
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Date: March 27th, 2013 5:37 PM Author: Appetizing business firm DEM UR points, unghhhhhhh (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22891292) |
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Date: March 28th, 2013 9:09 AM Author: aphrodisiac stead tank Also some issuers will look at your total outstanding credit limits. So they see 15K or so of credit line anyhow. Why don't you cancel a bunch. You'll get a better limit after a while and then you can accumulate points, like the doods in this thread are saying. Sapphire preferred is great. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22894877) |
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Date: March 28th, 2013 9:10 AM Author: burgundy bateful codepig Possibly the worst advice ever. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22894879) |
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Date: March 28th, 2013 9:59 AM Author: aphrodisiac stead tank Explain. I got this knowledge straight from my banker. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22894986) |
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Date: March 28th, 2013 12:08 PM Author: Chest-beating flatulent national i'm pretty sure the more cards you have open that aren't delinquent, the more credit history you have and the better your credit rating is.
i have maybe 15-20 cards open (can't keep track of all the times i've opened a saks/bloomies etc account to get extra 15% off or opened a card just to do a 0% apr balance transfer) and i never end up closing any of them. my credit score is 803. |
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Date: March 28th, 2013 12:21 PM Author: dun locale if u collect points/miles, you should close most of these down. many cards will allow u to re-obtain the sign-up bonus after 12-24 mo (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22895511) |
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Date: March 28th, 2013 3:29 PM Author: aphrodisiac stead tank Ya the bloomies is every two years. im up for a new discount :-) (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22896413) |
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Date: March 28th, 2013 3:35 PM Author: aphrodisiac stead tank They all have their secret formulas to determine credit line max on a single card, which is the topic I thought is this thread. Fico is a factor and the better it is the higher youll get likely, but like i said some issuers will look at your max exposure by adding up all your possible extensions. If you cancel lots of smaller cards you dont need anyhow, youll open yourself up for a bigger max credit line on a single card.
id agree with you lots of cards may help build fico and wont hurt it |
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Date: March 27th, 2013 4:12 PM Author: Irradiated flushed national security agency 50K on my Brooks Bros card ALONE (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22890748) |
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Date: March 27th, 2013 4:17 PM Author: odious rusted toilet seat 1200. my credit sucks. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22890780) |
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Date: March 27th, 2013 5:38 PM Author: floppy underhanded crotch $34K on Amex SPG (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22891297) |
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Date: March 27th, 2013 5:47 PM Author: dun locale For some reason,makes wont increase my limit beyond 1000 on that card. Sucks. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22891347) |
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Date: March 27th, 2013 5:49 PM Author: floppy underhanded crotch beyond $1000? wtf (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22891358) |
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Date: March 27th, 2013 5:47 PM Author: Painfully Honest Nofapping Chapel Multi-billionaire 10K on Citi Forward. Could make it higher if I asked Chase to consolidate two of my cards (Chase Sapphire Preferred and United Explorer, the latter of which I just got for the 55k mile sign-up bonus and will cancel when the first annual fee is due).
Also have the Amex Premier Gold Card at no pre-set limit (also got this just for the 50k sign-up bonus and will probably cancel it when they charge an annual fee, since $175 is pretty steep). |
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Date: March 27th, 2013 5:51 PM Author: dun locale What's the next churn for you (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22891374) |
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Date: March 27th, 2013 7:35 PM Author: burgundy bateful codepig (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22892059) |
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Date: March 27th, 2013 7:46 PM Author: rose forum depressive amex gold still have the 50k promo? (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22892117) |
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Date: March 27th, 2013 7:48 PM Author: burgundy bateful codepig I want to apply for four cards, going for miles. Recommendations? (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22892129) |
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Date: March 27th, 2013 8:16 PM Author: dun locale What all do you have now, and what have you previously had? (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22892278) |
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Date: March 27th, 2013 8:24 PM Author: burgundy bateful codepig Amex blue
Citi Amex world something, MasterCard world rewards, and forward
Chase slate and freedom
Boa platinum plus and americard
Had a bunch but can't list them all. |
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Date: March 27th, 2013 10:57 PM Author: dun locale cop the ink cards and score 100-150k UR pts (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22893272) |
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Date: March 28th, 2013 8:43 AM Author: burgundy bateful codepig Thanks (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22894828) |
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Date: March 28th, 2013 3:40 PM Author: aphrodisiac stead tank Haha i just churned my 55k mileage plus on united 2 months ago. cancelled the statement after i got my reward. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22896475) |
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Date: March 27th, 2013 7:46 PM Author: rose forum depressive i think some airline card has like 25k (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22892120) |
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Date: March 27th, 2013 9:53 PM Author: fear-inspiring office Chase Southwest card has 50k sign up bonus. Spend 2k in 3 months, 65 or 95 dollar annual fee. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22892785) |
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Date: March 27th, 2013 7:53 PM Author: Marvelous rigpig Highest is $45,000 limit on my Amex Delta Reserve.
I checked my FICA credit score the other day and it was 815.
I still owe $80,000 in student loans. |
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Date: March 27th, 2013 8:17 PM Author: dun locale I hope I go over 800. Just made a 150k payment on loans (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22892282) |
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Date: March 27th, 2013 8:19 PM Author: Marvelous rigpig From what I have read, Student Loans do NOT hurt your credit score at all (as long as you are paid up to date). In fact, they up your score. Such loans are not factored into your debt to credit ratio.
I know paying off a car loan helps. |
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Date: March 27th, 2013 8:17 PM Author: Mildly autistic blue bawdyhouse $14k on Chase Amazon (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22892287) |
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Date: March 27th, 2013 8:50 PM Author: Tantric rambunctious area $160K Amex (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22892477) |
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Date: March 27th, 2013 8:52 PM Author: Marvelous rigpig That was my salary out of UG (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22892482) |
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Date: March 27th, 2013 8:52 PM Author: Swollen Crawly Range $500 - min wage UG student here
How do you get your limit bumped up since I'm getting a $70k jerb fresh out of school? I don't want to fuck with getting another card as my current one is already great except the limit is low. |
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Date: March 27th, 2013 8:54 PM Author: Marvelous rigpig Just spend more on the card and pay it off. You can also request an increase.
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Date: March 9th, 2015 4:11 PM Author: Swollen Crawly Range Update: copped chill $65k job and went from $500 to $2500 after asking. 6 months later I bought a house and got auto-bumped to $7500. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#27458191) |
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Date: March 27th, 2013 9:42 PM Author: Mewling Bat Shit Crazy Stage Cuckold some credited cards for cash back:
Amex blue: 6% on grocery stores Amazon: 5% on amazon purchases (if you have prime, get this) pentagon federal: 5% on gasoline
what are the other big ones for cash back (not miles)? |
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Date: March 27th, 2013 11:01 PM Author: Marvelous rigpig "Amazon: 5% on amazon purchases (if you have prime, get this)"
What!? I have this card.It pays 3% on Amazon purchases, not 5%.
Get a TTT Discover and Chase Freedom cards for alternating 5% back at restaurants. |
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Date: March 28th, 2013 2:39 AM Author: crimson home patrolman I think I had about $50-60k on my amex plat charge card. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22894382) |
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Date: March 28th, 2013 2:43 AM Author: exciting water buffalo shrine I think 9600 on my amex (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22894401) |
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Date: March 28th, 2013 10:00 AM Author: Jet-lagged talented temple $3,500. I havent used a credit card to pay for anything in 2 years and have never requested an increase to my limit. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22894989) |
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Date: March 28th, 2013 10:06 AM Author: Seedy submissive school gay wizard Amex Plat: no limit (have checked and they've pre-approved up to 50k, but this is a charge card)
Chase Marriott: $21,500 Sapphire: $21,000 Airline: $20,000 Airline: $17,500 Airline: $15,000 Chase Freedom: $10,000 |
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Date: March 28th, 2013 12:12 PM Author: aqua base $1000 on my AMEX. tried to get $500 but they wouldnt budge. $500 on my visa.
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Date: March 28th, 2013 1:17 PM Author: soul-stirring giraffe (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22895725) |
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Date: March 28th, 2013 2:49 PM Author: lavender crackhouse friendly grandma $32,500 limit on Chase Freedom (1% cash back on all purchases, 5% cash back on quarterly specials) (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22896193) |
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Date: March 28th, 2013 2:55 PM Author: Wonderful gaping 5K (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#22896212) |
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Date: March 28th, 2013 2:56 PM Author: Cheese-eating factory reset button pistol UUUUUUUGGGGGGGGGGGGGHHHHHHHHH
just got that invitation for amex platinum with 100k bonus after $3000 spend in 3 months |
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Date: March 28th, 2013 3:47 PM Author: dun locale Previous amex card?
In mail or email? |
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Date: February 25th, 2015 1:25 PM Author: concupiscible violent faggotry (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#27389286) |
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Date: February 25th, 2015 1:26 PM Author: Provocative bull headed cuck How is credit limit so low for you jerb-havers? I have 2 cards, each with a 20k limit (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#27389294) |
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Date: February 25th, 2015 2:12 PM Author: aqua base i give minimum fake incomes ($15K) and force them to lower the credit limit on new cards by calling them up if they give me too much.
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Date: February 25th, 2015 2:11 PM Author: aqua base $1500. used to be $500 then it became $1000 but then i shop at costco a lot.
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Date: February 25th, 2015 2:12 PM Author: Elite athletic conference garrison 14k on a TTT Chase hotel card. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#27389560) |
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Date: February 25th, 2015 2:16 PM Author: vivacious fortuitous meteor house $10K Amex Fidelity Investment Rewards (no fee; 2% into brokerage account on all purchases)
Others:
$7.5K Chase Freedom Visa (TTT, but free and the 5% rotating categories can be good (gas, restaurants, Amazon)).
Have a BofA MasterCard that I've had forever with a $10K limit that I never use, and also have a store card with a $750 limit that I haven't used in almost 10 years.
Credit score is 814. |
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Date: February 25th, 2015 2:18 PM Author: Doobsian boiling water kitchen My Amex gold has no limit, I think. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#27389610) |
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Date: February 25th, 2015 2:19 PM Author: Big Mental Disorder Faggot Firefighter 75% of my income. that's more interesting than the actual number for those of us who like to LOL at our kikeconomy (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#27389616) |
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Date: February 25th, 2015 2:55 PM Author: alcoholic slimy locus $30K on CapitalOne Venture. also have $19.9K on Chase Freedom, $10.5K on Chase Sapphire, and $11.6K on Chase Ritz Carlton. if i combined those then my Chase card would be higher. (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#27389786) |
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Date: March 9th, 2015 4:01 PM Author: concupiscible violent faggotry (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#27458143) |
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Date: March 9th, 2015 4:04 PM Author: bistre ratface 7.5k
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Date: March 9th, 2015 4:05 PM Author: Sick mentally impaired theatre indirect expression 2 AMEX w 34 each (http://www.autoadmit.com/thread.php?thread_id=2214979&forum_id=2#27458164) |