\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Srs q: Is credit reporting and credit scoring racist?

It kind of is.
Dark electric resort
  04/05/14
it's why they don't easily give out info on how the score is...
Talented clown gunner
  04/05/14
Proprietary. They give out general guidelines but there are...
fragrant splenetic institution
  09/17/14
...
impertinent macaca area
  04/05/14
does taking race into account on average give a more accurat...
bateful lay wrinkle
  04/05/14
Of course. That doesn't mean it is a great policy to allow t...
Dark electric resort
  04/05/14
of course. its nigs we are talkin about
cordovan swollen preventive strike
  04/05/14
Since everything is racist, I'm gonna go ahead and say yes
high-end rehab sandwich
  04/05/14
Credit "scores" are a scam to keep proles trapped ...
Bistre corn cake piazza
  04/05/14
(prole who doesnt play the miles/points game)
lake ticket booth giraffe
  04/05/14
I haven't been on a plane in over twenty years.
Bistre corn cake piazza
  04/05/14
(faggot who LITERALLY works as a grocery store checker)
lake ticket booth giraffe
  04/05/14
Manager, actually. Are you a fucking kike?
Bistre corn cake piazza
  04/05/14
, he lithped
lake ticket booth giraffe
  04/05/14
I'd bet serious money that I'm far more alpha than you IRL.
Bistre corn cake piazza
  04/05/14
What makes you alpha? Just curious little breh
Dark electric resort
  04/05/14
you could get cash back on your purchases at least
Red Jew
  04/05/14
(jew who literally takes advantage of poors and dumbs in ord...
Dark electric resort
  04/05/14
i fail to see a problem.
lake ticket booth giraffe
  04/05/14
you sound like a financially irresponsible dumb. who gives a...
Red Jew
  04/05/14
why do you think that is true?
Dark electric resort
  04/05/14
I have been around enough lower class people to know how the...
Red Jew
  04/05/14
desribe. i think i know more of them than you.
Dark electric resort
  04/05/14
He's right. Im middle class but grew up around poors an...
Emerald ladyboy
  04/06/14
it's also rape
opaque hairy legs dilemma
  04/06/14


Poast new message in this thread



Reply Favorite

Date: April 5th, 2014 8:50 PM
Author: Dark electric resort

It kind of is.

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331510)



Reply Favorite

Date: April 5th, 2014 8:51 PM
Author: Talented clown gunner

it's why they don't easily give out info on how the score is calculated

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331518)



Reply Favorite

Date: September 17th, 2014 1:25 PM
Author: fragrant splenetic institution

Proprietary. They give out general guidelines but there are a hundred different scoring methods.

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#26345515)



Reply Favorite

Date: April 5th, 2014 8:52 PM
Author: impertinent macaca area



(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331524)



Reply Favorite

Date: April 5th, 2014 8:53 PM
Author: bateful lay wrinkle

does taking race into account on average give a more accurate prediction of creditworthiness?

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331529)



Reply Favorite

Date: April 5th, 2014 9:03 PM
Author: Dark electric resort

Of course. That doesn't mean it is a great policy to allow that information to be used and handled like it is today.

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331582)



Reply Favorite

Date: April 5th, 2014 9:05 PM
Author: cordovan swollen preventive strike

of course. its nigs we are talkin about

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331596)



Reply Favorite

Date: April 5th, 2014 9:06 PM
Author: high-end rehab sandwich

Since everything is racist, I'm gonna go ahead and say yes

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331599)



Reply Favorite

Date: April 5th, 2014 9:09 PM
Author: Bistre corn cake piazza

Credit "scores" are a scam to keep proles trapped in perpetual debt. These Jewish banks would have you believe that your life will collapse without a good score, but that's really not the case. Saving and paying for things with cash is a much better solution.

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331613)



Reply Favorite

Date: April 5th, 2014 9:09 PM
Author: lake ticket booth giraffe

(prole who doesnt play the miles/points game)

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331616)



Reply Favorite

Date: April 5th, 2014 9:10 PM
Author: Bistre corn cake piazza

I haven't been on a plane in over twenty years.

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331619)



Reply Favorite

Date: April 5th, 2014 9:11 PM
Author: lake ticket booth giraffe

(faggot who LITERALLY works as a grocery store checker)

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331628)



Reply Favorite

Date: April 5th, 2014 9:11 PM
Author: Bistre corn cake piazza

Manager, actually. Are you a fucking kike?

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331634)



Reply Favorite

Date: April 5th, 2014 9:13 PM
Author: lake ticket booth giraffe

, he lithped

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331650)



Reply Favorite

Date: April 5th, 2014 9:14 PM
Author: Bistre corn cake piazza

I'd bet serious money that I'm far more alpha than you IRL.

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331654)



Reply Favorite

Date: April 5th, 2014 10:04 PM
Author: Dark electric resort

What makes you alpha? Just curious little breh

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331824)



Reply Favorite

Date: April 5th, 2014 10:11 PM
Author: Red Jew

you could get cash back on your purchases at least

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331856)



Reply Favorite

Date: April 5th, 2014 10:01 PM
Author: Dark electric resort

(jew who literally takes advantage of poors and dumbs in order to add money to his pocket and then calls it good policy)

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331817)



Reply Favorite

Date: April 5th, 2014 10:05 PM
Author: lake ticket booth giraffe

i fail to see a problem.

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331831)



Reply Favorite

Date: April 5th, 2014 10:10 PM
Author: Red Jew

you sound like a financially irresponsible dumb. who gives a shit about poors? they don't give a shit about my well-being

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331850)



Reply Favorite

Date: April 5th, 2014 10:11 PM
Author: Dark electric resort

why do you think that is true?

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331857)



Reply Favorite

Date: April 5th, 2014 10:16 PM
Author: Red Jew

I have been around enough lower class people to know how they are.

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331883)



Reply Favorite

Date: April 5th, 2014 10:17 PM
Author: Dark electric resort

desribe. i think i know more of them than you.

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25331893)



Reply Favorite

Date: April 6th, 2014 12:14 PM
Author: Emerald ladyboy

He's right.

Im middle class but grew up around poors and they would always do anything they could to try to drag me down and damage me.

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25334055)



Reply Favorite

Date: April 6th, 2014 12:28 PM
Author: opaque hairy legs dilemma

it's also rape

(http://www.autoadmit.com/thread.php?thread_id=2536510&forum_id=2#25334111)