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$250,000 inheritance - what do I do with it?
| Gold preventive strike | 07/18/14 |
| hairless sexy organic girlfriend | 07/18/14 |
| Tripping cruise ship | 07/18/14 |
| Gold preventive strike | 07/18/14 |
| hairless sexy organic girlfriend | 07/18/14 |
| Tripping cruise ship | 07/18/14 |
| Gold preventive strike | 07/18/14 |
| hairless sexy organic girlfriend | 07/18/14 |
| Gold preventive strike | 07/18/14 |
| Tripping cruise ship | 07/18/14 |
| Gold preventive strike | 07/19/14 |
| hairless sexy organic girlfriend | 07/19/14 |
| Gold preventive strike | 07/19/14 |
| Gold preventive strike | 07/18/14 |
| hairless sexy organic girlfriend | 07/18/14 |
| citrine travel guidebook corner | 07/19/14 |
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| hairless sexy organic girlfriend | 07/18/14 |
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| Gold preventive strike | 07/18/14 |
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| Khaki Tattoo Parlour | 07/19/14 |
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| Dashing roommate garrison | 07/19/14 |
Poast new message in this thread
Date: July 18th, 2014 9:54 PM Author: Gold preventive strike Grandpa died a few weeks ago and just found out he left me $250,000. Law school loans will be paid off within the next few months regardless. Paid cash for my car and owe $200k on house. About $25k in 401k and that's it. Thinking ill max out 401k and Roth for this year, keep some cash liquid so that I can do the same next year, and put the rest in a Vanguard SP500 index fund. Any other suggestions brothers?
Edit: Currently make 120k in house. |
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Date: July 18th, 2014 9:56 PM Author: hairless sexy organic girlfriend pay off house idiot.
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Date: July 18th, 2014 9:57 PM Author: Tripping cruise ship Maybe....what's the interest rate on mortgage? (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961080) |
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Date: July 18th, 2014 9:57 PM Author: Gold preventive strike 4% mortgage. Paying it off a seems dumb. I like to be liquid. (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961086) |
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Date: July 18th, 2014 9:59 PM Author: hairless sexy organic girlfriend well youre 200k at 4% and you have no hoap of getting 4% returns on 250K. dont be stupid. pay off your mortgage.
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Date: July 18th, 2014 10:00 PM Author: Tripping cruise ship I agree.
I sometimes get criticized for being too debt-phobic, but I've always tried to pay shit down.
If the OP's employment is secure, then having a paid off house is 180 and he will start accumulating wealth quickly. |
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Date: July 18th, 2014 10:03 PM Author: Gold preventive strike Leverage up and buy a few rental properties in a nice area? (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961143) |
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Date: July 18th, 2014 10:06 PM Author: hairless sexy organic girlfriend only after your debt hits $0.
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Date: July 18th, 2014 10:07 PM Author: Gold preventive strike Then what's the point in paying off mtg? I'll have to sign a guarantee regardless. (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961178) |
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Date: July 18th, 2014 10:19 PM Author: Tripping cruise ship This is why G-d made LLC's. (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961250) |
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Date: July 19th, 2014 10:20 AM Author: Gold preventive strike LOL at 2nd year law student taking corps thinking that a bank would lend to a brand new LLC without taking a personal guarantee from the sole member. What do you think this is, 2004? (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25963293) |
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Date: July 19th, 2014 12:53 PM Author: hairless sexy organic girlfriend corp backed with real property assets idiot (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25963777) |
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Date: July 19th, 2014 1:32 PM Author: Gold preventive strike RE assets like what? The only other pier of RE I is my house and the bank doesn't give a fuck about that. They want the guarantee. It's not like I've got a portfolio of paid off rental properties. (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25963987) |
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Date: July 18th, 2014 10:01 PM Author: Gold preventive strike Market historically will beat that easily. (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961124) |
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Date: July 18th, 2014 10:03 PM Author: hairless sexy organic girlfriend yes but you are not the market. and historical trends do not guarantee future results.
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Date: July 19th, 2014 10:25 AM Author: citrine travel guidebook corner Index funds breh. (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25963295) |
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Date: July 19th, 2014 11:58 AM Author: jet contagious base "historical trends do not guarantee future results." (hypocrite who places his faith in science all the time) |
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Date: July 18th, 2014 10:07 PM Author: irradiated theater stage It's entirely possible the market won't beat 4% over however many years given where its at right now. And historical trends aren't great to go by given the US is a much more mature economy now than even 50 years ago.
I'd say sink 150k in the mortgage and leave yourself 100k liquid to play with. You'll pay off the remaining mortgage quickly enough and it gives you a reasonable amount to fall back on.
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Date: July 18th, 2014 10:00 PM Author: Glassy church building (guy who thinks a mortgage decreases his net worth) (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961114) |
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Date: July 18th, 2014 10:04 PM Author: hairless sexy organic girlfriend (guy who thinks unrealized gains are real) (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961151) |
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Date: July 18th, 2014 10:06 PM Author: Glassy church building lol. bootlicking boomer scum. (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961169) |
Date: July 18th, 2014 9:55 PM Author: crystalline rough-skinned brethren hookers and blow (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961065) |
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Date: July 18th, 2014 9:57 PM Author: thirsty mexican gaping now whachu gonna do wit it
now whachu gonna do wit it |
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Date: July 18th, 2014 10:09 PM Author: Awkward Mother Digit Ratio (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961191) |
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Date: July 18th, 2014 10:40 PM Author: 180 library haunted graveyard (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961377) |
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Date: July 19th, 2014 10:53 AM Author: Doobsian mildly autistic weed whacker native your grandfather put that 250k brick in yo face (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25963351) |
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Date: July 18th, 2014 9:57 PM Author: saffron racy macaca (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961083) |
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Date: July 18th, 2014 9:58 PM Author: cracking aqua location Invest it all it bitcoin. (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961091) |
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Date: July 18th, 2014 9:58 PM Author: Gold preventive strike Buy BMW? "I think he would want me to have one." (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961093) |
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Date: July 18th, 2014 10:02 PM Author: underhanded famous landscape painting ofs (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961134) |
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Date: July 19th, 2014 1:37 PM Author: Dashing roommate garrison (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25964031) |
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Date: July 18th, 2014 10:03 PM Author: beta bistre bawdyhouse Give it to me. (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961144) |
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Date: July 18th, 2014 10:08 PM Author: lascivious lemon locale depressive paying off your mortgage would be stupid. if you just invested it in low-cost index funds, you would do much better than 4%. at 200k, your payments can't be bad, so no risk you are going to get nojerb owned and be unable to make your payments (and if that did happen, just take out of your inheritance investments to float you). (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961182) |
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Date: July 18th, 2014 10:08 PM Author: judgmental toilet seat maybe buy a NNN leased piece of commercial real estate - like 800k to a mil range? (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961186) |
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Date: July 18th, 2014 10:09 PM Author: diverse disturbing corn cake johnsmeyer (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961193) |
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Date: July 18th, 2014 10:30 PM Author: Cream exciting goyim (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961318) |
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Date: July 18th, 2014 10:10 PM Author: underhanded famous landscape painting pay off house. all your pay checks are belong to you. |
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Date: July 18th, 2014 10:13 PM Author: Gold preventive strike Sell house, buy tiny house, retire like Mr. Money Moustache? (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961216) |
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Date: July 18th, 2014 10:52 PM Author: seedy bateful sneaky criminal If we 4% rule this, we just need to live on 10k/yr! (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961428) |
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Date: July 18th, 2014 10:51 PM Author: seedy bateful sneaky criminal Invest the entire sum in DNN and URRE. (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961426) |
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Date: July 18th, 2014 10:53 PM Author: shaky nofapping institution Buy a farm with negroes. (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961434) |
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Date: July 18th, 2014 10:54 PM Author: Tripping cruise ship Oh there's stuff going on down here in the thread. (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961440) |
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Date: July 18th, 2014 11:39 PM Author: seedy bateful sneaky criminal like what? (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961776) |
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Date: July 18th, 2014 11:40 PM Author: cerebral business firm prole CHILDREN REQUIRING A CARING KOMMUNITY
XOXO,
HTH |
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Date: July 19th, 2014 12:08 AM Author: Stirring skinny woman chapel were you guys close? (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25961993) |
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Date: July 19th, 2014 11:53 AM Author: Khaki Tattoo Parlour (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25963541) |
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Date: July 19th, 2014 10:29 AM Author: aggressive know-it-all set I think about this often, and how sad it is id have to lose someone in order to come into that kind of money at this stage.
Do something smart, because he worked a long time to be able to do this for you. |
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Date: July 19th, 2014 11:03 AM Author: Orange masturbator shrine get a rental property (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25963377) |
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Date: July 19th, 2014 11:04 AM Author: beta bistre bawdyhouse Two chicks at the same time. (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25963380) |
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Date: July 19th, 2014 11:51 AM Author: Khaki Tattoo Parlour Finally! (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25963532) |
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Date: July 19th, 2014 12:57 PM Author: Balding Meetinghouse Psychic (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25963796) |
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Date: July 19th, 2014 1:36 PM Author: Dashing roommate garrison farm, statues, etc. (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25964025) |
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Date: July 19th, 2014 1:38 PM Author: amethyst multi-billionaire tank sorry to hear about your grandpa man (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25964036) |
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Date: July 19th, 2014 1:39 PM Author: Dashing roommate garrison in seriousness i'm not a financial masterman but i think actually owning your house would be 180, even if you could arguably get a few hundred or few thousand more dollars a different way (http://www.autoadmit.com/thread.php?thread_id=2622657&forum_id=2#25964041) |