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"Smart and Sensible" Dynamic Loan Bill expands PAYE to 30 yrs

Looks like this bill that expands PAYE to 30 years for peopl...
Vigorous learning disabled plaza community account
  08/22/14
Has anybody read the text of the bill? Could this shit be re...
hateful fragrant range indirect expression
  08/23/14
It will bring everybody under a single umbrella so it would ...
Vigorous learning disabled plaza community account
  08/23/14
WTF? That can't be right. If you make $200,000, you'd ...
Boyish pale orchestra pit
  08/23/14
glad I got my 20 year PAYE locked in
Maniacal turquoise skinny woman
  08/23/14
...
hateful fragrant range indirect expression
  08/23/14
people who are already on paye get theirs reduced to 15
Galvanic Adulterous Coffee Pot Private Investor
  08/23/14
SMART AND SENSIBLE!!!!!!!!!
Federal Hairless Bbw Tattoo
  08/23/14
, he lisped
Frisky spectacular home death wish
  08/23/14
It also increases the amount to pay
hateful fragrant range indirect expression
  08/23/14
the boomers are really starting to institutionalize their bl...
embarrassed to the bone racy garrison wagecucks
  08/23/14
...
beta codepig
  08/23/14
this whole thing seems dysgenic. you're suppressing birth r...
razzle-dazzle chest-beating field dopamine
  08/23/14
...
hateful fragrant range indirect expression
  08/23/14
...
Frisky spectacular home death wish
  08/23/14
Pay your debts you fucking deadbeats
Big tripping dilemma
  08/23/14
(Earl)
Nubile abnormal round eye hell
  08/23/14
...
Cyan Frum Pozpig
  08/24/14
lol, with what money?
bat-shit-crazy out-of-control depressive site
  08/24/14
...
primrose godawful haunted graveyard
  08/25/14
dysgenic fertility was a problem well before student debt be...
primrose godawful haunted graveyard
  08/25/14
If I understand this right, doesn't this fuck current PAYE b...
Fuchsia passionate state mad-dog skullcap
  08/23/14
Extra decade of payments AND higher payments (10k exemption ...
hateful fragrant range indirect expression
  08/24/14
Written to apply to all borrowers, including retroactive.
Vigorous learning disabled plaza community account
  08/24/14
Are you basing this off of the shitty article you quoted or ...
hateful fragrant range indirect expression
  08/24/14
I don't really think this will gain steam. Obama's plan went...
Puce histrionic step-uncle's house
  08/24/14
...
hateful fragrant range indirect expression
  08/24/14
...
hateful fragrant range indirect expression
  08/25/14
http://www.govtrack.us/congress/bills/113/s2612 Prognosis...
hateful fragrant range indirect expression
  08/25/14
Any word on Tax Bomb with this?
Arrogant Provocative Stain
  08/25/14
http://www.govtrack.us/congress/bills/113/s2612 Prognosis...
hateful fragrant range indirect expression
  08/25/14
spits 4 loko all over screen
Tan supple son of senegal
  08/25/14
LOL at Dynamic Repayment Act supporters
hateful fragrant range indirect expression
  08/25/14
...
Lime arousing piazza
  08/25/14
...
hateful fragrant range indirect expression
  08/25/14
...
Maniacal turquoise skinny woman
  08/25/14
...
hateful fragrant range indirect expression
  08/25/14
...
hateful fragrant range indirect expression
  08/25/14
Prognosis 1% chance of getting past committee.
hateful fragrant range indirect expression
  08/25/14
...
hateful fragrant range indirect expression
  08/26/14
...
hateful fragrant range indirect expression
  08/26/14
...
hateful fragrant range indirect expression
  08/26/14
so a 10% penalty against earnings for pretty much your entir...
Cyan Frum Pozpig
  08/26/14
...
hateful fragrant range indirect expression
  08/26/14
...
hateful fragrant range indirect expression
  08/27/14


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Reply Favorite

Date: August 22nd, 2014 11:30 AM
Author: Vigorous learning disabled plaza community account

Looks like this bill that expands PAYE to 30 years for people with over $57.5K debt is gaining steam across both sides of the aisle.

http://bipartisanpolicy.org/blog/2014/08/19/senators-rubio-and-warner-introduce-smart-and-sensible-bipartisan-student-loans-bill



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26182936)



Reply Favorite

Date: August 23rd, 2014 12:38 PM
Author: hateful fragrant range indirect expression

Has anybody read the text of the bill? Could this shit be retroactively applied

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26190127)



Reply Favorite

Date: August 23rd, 2014 4:18 PM
Author: Vigorous learning disabled plaza community account

It will bring everybody under a single umbrella so it would apply retroactively:

"Under the proposed bill, all federal loan borrowers will be automatically enrolled in an income-based repayment program. The program, previously in existence but drastically underutilized, directly transfers 10 percent of the borrowers’ annual incomes from their monthly paychecks towards repayment of their debt, with an annual $10,000 income exemption clause. Those who select to prepay their loans can opt out of the new standard, choosing to pay off their loans on a faster, individualized timeline. The senators hope that the bill’s simplified payment method will limit the risk of debt default and make loan repayment more manageable- goals that both Republicans and Democrats can get behind."

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191181)



Reply Favorite

Date: August 23rd, 2014 7:44 PM
Author: Boyish pale orchestra pit

WTF?

That can't be right.

If you make $200,000, you'd be forced to pay off your $20,000 balance in one year, even if you have 10 years left on the note.

I suspect shitty writing (or an incomplete excerpt).

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192321)



Reply Favorite

Date: August 23rd, 2014 12:41 PM
Author: Maniacal turquoise skinny woman

glad I got my 20 year PAYE locked in

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26190147)



Reply Favorite

Date: August 23rd, 2014 4:16 PM
Author: hateful fragrant range indirect expression



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191170)



Reply Favorite

Date: August 23rd, 2014 4:22 PM
Author: Galvanic Adulterous Coffee Pot Private Investor

people who are already on paye get theirs reduced to 15

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191208)



Reply Favorite

Date: August 23rd, 2014 4:22 PM
Author: Federal Hairless Bbw Tattoo

SMART AND SENSIBLE!!!!!!!!!

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191209)



Reply Favorite

Date: August 23rd, 2014 4:23 PM
Author: Frisky spectacular home death wish

, he lisped

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191217)



Reply Favorite

Date: August 23rd, 2014 4:32 PM
Author: hateful fragrant range indirect expression

It also increases the amount to pay

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191264)



Reply Favorite

Date: August 23rd, 2014 4:34 PM
Author: embarrassed to the bone racy garrison wagecucks

the boomers are really starting to institutionalize their bloodsucking, aren't they.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191286)



Reply Favorite

Date: August 23rd, 2014 4:38 PM
Author: beta codepig



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191311)



Reply Favorite

Date: August 23rd, 2014 7:00 PM
Author: razzle-dazzle chest-beating field dopamine

this whole thing seems dysgenic. you're suppressing birth rates among the educated by suspending the sword of debt over their necks until their breeding years are over.

as a matter of public policy, it's pretty fucking putrid. thanks, boomers.

also, rubio is a gen-x'er. yet another example of gen-x desperately begging the boomers to let them lick their assholes. thanks, gen-x.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192147)



Reply Favorite

Date: August 23rd, 2014 7:22 PM
Author: hateful fragrant range indirect expression



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192245)



Reply Favorite

Date: August 23rd, 2014 7:23 PM
Author: Frisky spectacular home death wish



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192252)



Reply Favorite

Date: August 23rd, 2014 7:27 PM
Author: Big tripping dilemma

Pay your debts you fucking deadbeats

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192264)



Reply Favorite

Date: August 23rd, 2014 7:28 PM
Author: Nubile abnormal round eye hell

(Earl)

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192266)



Reply Favorite

Date: August 24th, 2014 5:13 PM
Author: Cyan Frum Pozpig



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197308)



Reply Favorite

Date: August 24th, 2014 5:18 PM
Author: bat-shit-crazy out-of-control depressive site

lol, with what money?

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197320)



Reply Favorite

Date: August 25th, 2014 11:56 AM
Author: primrose godawful haunted graveyard



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26202345)



Reply Favorite

Date: August 25th, 2014 11:56 AM
Author: primrose godawful haunted graveyard

dysgenic fertility was a problem well before student debt became a major issue. the mean IQ has been decreasing an IQ point per decade since the victorian times. this sounds small, but it seriously decreases the number of people at the high end of the IQ distribution.

http://www.sciencedirect.com/science/article/pii/S0160289613000470

before someone says, "but the flynn effect!" they should realize the flynn effect does not reflect a change in general intelligence (whereas reaction time indicates basic neurological integrity). the only non-coercive solution to this problem is technological.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26202340)



Reply Favorite

Date: August 23rd, 2014 7:46 PM
Author: Fuchsia passionate state mad-dog skullcap

If I understand this right, doesn't this fuck current PAYE bros and people trying to get on PAYE in the near future? It's an extra decade of payments.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192328)



Reply Favorite

Date: August 24th, 2014 4:54 PM
Author: hateful fragrant range indirect expression

Extra decade of payments AND higher payments (10k exemption instead of 150% poverty, and I don't know if this bases it off of agi like current payments). If this applied retroactively I may leave country

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197164)



Reply Favorite

Date: August 24th, 2014 5:08 PM
Author: Vigorous learning disabled plaza community account

Written to apply to all borrowers, including retroactive.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197276)



Reply Favorite

Date: August 24th, 2014 5:09 PM
Author: hateful fragrant range indirect expression

Are you basing this off of the shitty article you quoted or the text of the bill

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197283)



Reply Favorite

Date: August 24th, 2014 4:59 PM
Author: Puce histrionic step-uncle's house

I don't really think this will gain steam. Obama's plan went through via executive action. This will fail because it will have to pass both houses - and people on both sides of the aisle will likely vote against it.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197197)



Reply Favorite

Date: August 24th, 2014 5:01 PM
Author: hateful fragrant range indirect expression



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197223)



Reply Favorite

Date: August 25th, 2014 11:44 AM
Author: hateful fragrant range indirect expression



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26202280)



Reply Favorite

Date: August 25th, 2014 5:33 PM
Author: hateful fragrant range indirect expression

http://www.govtrack.us/congress/bills/113/s2612

Prognosis 0% chance of being enacted

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204388)



Reply Favorite

Date: August 25th, 2014 5:36 PM
Author: Arrogant Provocative Stain

Any word on Tax Bomb with this?

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204409)



Reply Favorite

Date: August 25th, 2014 5:40 PM
Author: hateful fragrant range indirect expression

http://www.govtrack.us/congress/bills/113/s2612

Prognosis 0% chance of being enacted

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204439)



Reply Favorite

Date: August 25th, 2014 5:41 PM
Author: Tan supple son of senegal

spits 4 loko all over screen

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204453)



Reply Favorite

Date: August 25th, 2014 5:44 PM
Author: hateful fragrant range indirect expression

LOL at Dynamic Repayment Act supporters

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204470)



Reply Favorite

Date: August 25th, 2014 5:43 PM
Author: Lime arousing piazza



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204461)



Reply Favorite

Date: August 25th, 2014 6:01 PM
Author: hateful fragrant range indirect expression



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204584)



Reply Favorite

Date: August 25th, 2014 6:16 PM
Author: Maniacal turquoise skinny woman



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204690)



Reply Favorite

Date: August 25th, 2014 6:18 PM
Author: hateful fragrant range indirect expression



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204712)



Reply Favorite

Date: August 25th, 2014 10:53 PM
Author: hateful fragrant range indirect expression



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26206644)



Reply Favorite

Date: August 25th, 2014 10:55 PM
Author: hateful fragrant range indirect expression

Prognosis

1% chance of getting past committee.



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26206653)



Reply Favorite

Date: August 26th, 2014 1:11 AM
Author: hateful fragrant range indirect expression



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26207631)



Reply Favorite

Date: August 26th, 2014 9:16 AM
Author: hateful fragrant range indirect expression



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26208767)



Reply Favorite

Date: August 26th, 2014 1:34 PM
Author: hateful fragrant range indirect expression



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26210148)



Reply Favorite

Date: August 26th, 2014 1:38 PM
Author: Cyan Frum Pozpig

so a 10% penalty against earnings for pretty much your entire working career is supposed to be a good thing?

fix the problem. discourage kids from going to college who don't belong there. put downward pressure on tuition. put downward pressure on salaries.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26210174)



Reply Favorite

Date: August 26th, 2014 9:32 PM
Author: hateful fragrant range indirect expression



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26213277)



Reply Favorite

Date: August 27th, 2014 3:12 PM
Author: hateful fragrant range indirect expression



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26218501)