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"Smart and Sensible" Dynamic Loan Bill expands PAYE to 30 yrs

Looks like this bill that expands PAYE to 30 years for peopl...
hideous site antidepressant drug
  08/22/14
Has anybody read the text of the bill? Could this shit be re...
duck-like cracking parlor son of senegal
  08/23/14
It will bring everybody under a single umbrella so it would ...
hideous site antidepressant drug
  08/23/14
WTF? That can't be right. If you make $200,000, you'd ...
coral selfie
  08/23/14
glad I got my 20 year PAYE locked in
Sticky gas station
  08/23/14
...
duck-like cracking parlor son of senegal
  08/23/14
people who are already on paye get theirs reduced to 15
Garnet spectacular menage candlestick maker
  08/23/14
SMART AND SENSIBLE!!!!!!!!!
Dark excitant athletic conference
  08/23/14
, he lisped
Outnumbered narrow-minded base half-breed
  08/23/14
It also increases the amount to pay
duck-like cracking parlor son of senegal
  08/23/14
the boomers are really starting to institutionalize their bl...
180 twinkling location jew
  08/23/14
...
heady deep forum tattoo
  08/23/14
this whole thing seems dysgenic. you're suppressing birth r...
Vibrant Mexican
  08/23/14
...
duck-like cracking parlor son of senegal
  08/23/14
...
Outnumbered narrow-minded base half-breed
  08/23/14
Pay your debts you fucking deadbeats
mint famous landscape painting
  08/23/14
(Earl)
Slippery shrine
  08/23/14
...
mind-boggling philosopher-king goyim
  08/24/14
lol, with what money?
ebony nubile main people fat ankles
  08/24/14
...
Disturbing Piazza
  08/25/14
dysgenic fertility was a problem well before student debt be...
Disturbing Piazza
  08/25/14
If I understand this right, doesn't this fuck current PAYE b...
Shivering step-uncle's house
  08/23/14
Extra decade of payments AND higher payments (10k exemption ...
duck-like cracking parlor son of senegal
  08/24/14
Written to apply to all borrowers, including retroactive.
hideous site antidepressant drug
  08/24/14
Are you basing this off of the shitty article you quoted or ...
duck-like cracking parlor son of senegal
  08/24/14
I don't really think this will gain steam. Obama's plan went...
Flickering cyan stag film marketing idea
  08/24/14
...
duck-like cracking parlor son of senegal
  08/24/14
...
duck-like cracking parlor son of senegal
  08/25/14
http://www.govtrack.us/congress/bills/113/s2612 Prognosis...
duck-like cracking parlor son of senegal
  08/25/14
Any word on Tax Bomb with this?
Awkward Field Crotch
  08/25/14
http://www.govtrack.us/congress/bills/113/s2612 Prognosis...
duck-like cracking parlor son of senegal
  08/25/14
spits 4 loko all over screen
lilac wonderful den
  08/25/14
LOL at Dynamic Repayment Act supporters
duck-like cracking parlor son of senegal
  08/25/14
...
Cruel-hearted ladyboy sanctuary
  08/25/14
...
duck-like cracking parlor son of senegal
  08/25/14
...
Sticky gas station
  08/25/14
...
duck-like cracking parlor son of senegal
  08/25/14
...
duck-like cracking parlor son of senegal
  08/25/14
Prognosis 1% chance of getting past committee.
duck-like cracking parlor son of senegal
  08/25/14
...
duck-like cracking parlor son of senegal
  08/26/14
...
duck-like cracking parlor son of senegal
  08/26/14
...
duck-like cracking parlor son of senegal
  08/26/14
so a 10% penalty against earnings for pretty much your entir...
mind-boggling philosopher-king goyim
  08/26/14
...
duck-like cracking parlor son of senegal
  08/26/14
...
duck-like cracking parlor son of senegal
  08/27/14


Poast new message in this thread



Reply Favorite

Date: August 22nd, 2014 11:30 AM
Author: hideous site antidepressant drug

Looks like this bill that expands PAYE to 30 years for people with over $57.5K debt is gaining steam across both sides of the aisle.

http://bipartisanpolicy.org/blog/2014/08/19/senators-rubio-and-warner-introduce-smart-and-sensible-bipartisan-student-loans-bill



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26182936)



Reply Favorite

Date: August 23rd, 2014 12:38 PM
Author: duck-like cracking parlor son of senegal

Has anybody read the text of the bill? Could this shit be retroactively applied

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26190127)



Reply Favorite

Date: August 23rd, 2014 4:18 PM
Author: hideous site antidepressant drug

It will bring everybody under a single umbrella so it would apply retroactively:

"Under the proposed bill, all federal loan borrowers will be automatically enrolled in an income-based repayment program. The program, previously in existence but drastically underutilized, directly transfers 10 percent of the borrowers’ annual incomes from their monthly paychecks towards repayment of their debt, with an annual $10,000 income exemption clause. Those who select to prepay their loans can opt out of the new standard, choosing to pay off their loans on a faster, individualized timeline. The senators hope that the bill’s simplified payment method will limit the risk of debt default and make loan repayment more manageable- goals that both Republicans and Democrats can get behind."

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191181)



Reply Favorite

Date: August 23rd, 2014 7:44 PM
Author: coral selfie

WTF?

That can't be right.

If you make $200,000, you'd be forced to pay off your $20,000 balance in one year, even if you have 10 years left on the note.

I suspect shitty writing (or an incomplete excerpt).

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192321)



Reply Favorite

Date: August 23rd, 2014 12:41 PM
Author: Sticky gas station

glad I got my 20 year PAYE locked in

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26190147)



Reply Favorite

Date: August 23rd, 2014 4:16 PM
Author: duck-like cracking parlor son of senegal



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191170)



Reply Favorite

Date: August 23rd, 2014 4:22 PM
Author: Garnet spectacular menage candlestick maker

people who are already on paye get theirs reduced to 15

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191208)



Reply Favorite

Date: August 23rd, 2014 4:22 PM
Author: Dark excitant athletic conference

SMART AND SENSIBLE!!!!!!!!!

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191209)



Reply Favorite

Date: August 23rd, 2014 4:23 PM
Author: Outnumbered narrow-minded base half-breed

, he lisped

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191217)



Reply Favorite

Date: August 23rd, 2014 4:32 PM
Author: duck-like cracking parlor son of senegal

It also increases the amount to pay

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191264)



Reply Favorite

Date: August 23rd, 2014 4:34 PM
Author: 180 twinkling location jew

the boomers are really starting to institutionalize their bloodsucking, aren't they.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191286)



Reply Favorite

Date: August 23rd, 2014 4:38 PM
Author: heady deep forum tattoo



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191311)



Reply Favorite

Date: August 23rd, 2014 7:00 PM
Author: Vibrant Mexican

this whole thing seems dysgenic. you're suppressing birth rates among the educated by suspending the sword of debt over their necks until their breeding years are over.

as a matter of public policy, it's pretty fucking putrid. thanks, boomers.

also, rubio is a gen-x'er. yet another example of gen-x desperately begging the boomers to let them lick their assholes. thanks, gen-x.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192147)



Reply Favorite

Date: August 23rd, 2014 7:22 PM
Author: duck-like cracking parlor son of senegal



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192245)



Reply Favorite

Date: August 23rd, 2014 7:23 PM
Author: Outnumbered narrow-minded base half-breed



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192252)



Reply Favorite

Date: August 23rd, 2014 7:27 PM
Author: mint famous landscape painting

Pay your debts you fucking deadbeats

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192264)



Reply Favorite

Date: August 23rd, 2014 7:28 PM
Author: Slippery shrine

(Earl)

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192266)



Reply Favorite

Date: August 24th, 2014 5:13 PM
Author: mind-boggling philosopher-king goyim



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197308)



Reply Favorite

Date: August 24th, 2014 5:18 PM
Author: ebony nubile main people fat ankles

lol, with what money?

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197320)



Reply Favorite

Date: August 25th, 2014 11:56 AM
Author: Disturbing Piazza



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26202345)



Reply Favorite

Date: August 25th, 2014 11:56 AM
Author: Disturbing Piazza

dysgenic fertility was a problem well before student debt became a major issue. the mean IQ has been decreasing an IQ point per decade since the victorian times. this sounds small, but it seriously decreases the number of people at the high end of the IQ distribution.

http://www.sciencedirect.com/science/article/pii/S0160289613000470

before someone says, "but the flynn effect!" they should realize the flynn effect does not reflect a change in general intelligence (whereas reaction time indicates basic neurological integrity). the only non-coercive solution to this problem is technological.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26202340)



Reply Favorite

Date: August 23rd, 2014 7:46 PM
Author: Shivering step-uncle's house

If I understand this right, doesn't this fuck current PAYE bros and people trying to get on PAYE in the near future? It's an extra decade of payments.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192328)



Reply Favorite

Date: August 24th, 2014 4:54 PM
Author: duck-like cracking parlor son of senegal

Extra decade of payments AND higher payments (10k exemption instead of 150% poverty, and I don't know if this bases it off of agi like current payments). If this applied retroactively I may leave country

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197164)



Reply Favorite

Date: August 24th, 2014 5:08 PM
Author: hideous site antidepressant drug

Written to apply to all borrowers, including retroactive.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197276)



Reply Favorite

Date: August 24th, 2014 5:09 PM
Author: duck-like cracking parlor son of senegal

Are you basing this off of the shitty article you quoted or the text of the bill

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197283)



Reply Favorite

Date: August 24th, 2014 4:59 PM
Author: Flickering cyan stag film marketing idea

I don't really think this will gain steam. Obama's plan went through via executive action. This will fail because it will have to pass both houses - and people on both sides of the aisle will likely vote against it.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197197)



Reply Favorite

Date: August 24th, 2014 5:01 PM
Author: duck-like cracking parlor son of senegal



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197223)



Reply Favorite

Date: August 25th, 2014 11:44 AM
Author: duck-like cracking parlor son of senegal



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26202280)



Reply Favorite

Date: August 25th, 2014 5:33 PM
Author: duck-like cracking parlor son of senegal

http://www.govtrack.us/congress/bills/113/s2612

Prognosis 0% chance of being enacted

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204388)



Reply Favorite

Date: August 25th, 2014 5:36 PM
Author: Awkward Field Crotch

Any word on Tax Bomb with this?

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204409)



Reply Favorite

Date: August 25th, 2014 5:40 PM
Author: duck-like cracking parlor son of senegal

http://www.govtrack.us/congress/bills/113/s2612

Prognosis 0% chance of being enacted

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204439)



Reply Favorite

Date: August 25th, 2014 5:41 PM
Author: lilac wonderful den

spits 4 loko all over screen

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204453)



Reply Favorite

Date: August 25th, 2014 5:44 PM
Author: duck-like cracking parlor son of senegal

LOL at Dynamic Repayment Act supporters

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204470)



Reply Favorite

Date: August 25th, 2014 5:43 PM
Author: Cruel-hearted ladyboy sanctuary



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204461)



Reply Favorite

Date: August 25th, 2014 6:01 PM
Author: duck-like cracking parlor son of senegal



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204584)



Reply Favorite

Date: August 25th, 2014 6:16 PM
Author: Sticky gas station



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204690)



Reply Favorite

Date: August 25th, 2014 6:18 PM
Author: duck-like cracking parlor son of senegal



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204712)



Reply Favorite

Date: August 25th, 2014 10:53 PM
Author: duck-like cracking parlor son of senegal



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26206644)



Reply Favorite

Date: August 25th, 2014 10:55 PM
Author: duck-like cracking parlor son of senegal

Prognosis

1% chance of getting past committee.



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26206653)



Reply Favorite

Date: August 26th, 2014 1:11 AM
Author: duck-like cracking parlor son of senegal



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26207631)



Reply Favorite

Date: August 26th, 2014 9:16 AM
Author: duck-like cracking parlor son of senegal



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26208767)



Reply Favorite

Date: August 26th, 2014 1:34 PM
Author: duck-like cracking parlor son of senegal



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26210148)



Reply Favorite

Date: August 26th, 2014 1:38 PM
Author: mind-boggling philosopher-king goyim

so a 10% penalty against earnings for pretty much your entire working career is supposed to be a good thing?

fix the problem. discourage kids from going to college who don't belong there. put downward pressure on tuition. put downward pressure on salaries.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26210174)



Reply Favorite

Date: August 26th, 2014 9:32 PM
Author: duck-like cracking parlor son of senegal



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26213277)



Reply Favorite

Date: August 27th, 2014 3:12 PM
Author: duck-like cracking parlor son of senegal



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26218501)