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"Smart and Sensible" Dynamic Loan Bill expands PAYE to 30 yrs

Looks like this bill that expands PAYE to 30 years for peopl...
Kink-friendly drab stead genital piercing
  08/22/14
Has anybody read the text of the bill? Could this shit be re...
Fishy Razzmatazz Crackhouse
  08/23/14
It will bring everybody under a single umbrella so it would ...
Kink-friendly drab stead genital piercing
  08/23/14
WTF? That can't be right. If you make $200,000, you'd ...
multi-colored rose hunting ground multi-billionaire
  08/23/14
glad I got my 20 year PAYE locked in
Crusty fortuitous meteor dog poop
  08/23/14
...
Fishy Razzmatazz Crackhouse
  08/23/14
people who are already on paye get theirs reduced to 15
Jet scourge upon the earth home
  08/23/14
SMART AND SENSIBLE!!!!!!!!!
odious mad-dog skullcap
  08/23/14
, he lisped
shaky police squad hell
  08/23/14
It also increases the amount to pay
Fishy Razzmatazz Crackhouse
  08/23/14
the boomers are really starting to institutionalize their bl...
Concupiscible cocky pisswyrm corner
  08/23/14
...
Ultramarine Stirring Indian Lodge
  08/23/14
this whole thing seems dysgenic. you're suppressing birth r...
glassy flatulent sanctuary
  08/23/14
...
Fishy Razzmatazz Crackhouse
  08/23/14
...
shaky police squad hell
  08/23/14
Pay your debts you fucking deadbeats
rambunctious useless brakes boistinker
  08/23/14
(Earl)
slimy razzle field tank
  08/23/14
...
comical pale abode personal credit line
  08/24/14
lol, with what money?
flushed irradiated house liquid oxygen
  08/24/14
...
Bat-shit-crazy church
  08/25/14
dysgenic fertility was a problem well before student debt be...
Bat-shit-crazy church
  08/25/14
If I understand this right, doesn't this fuck current PAYE b...
grizzly travel guidebook orchestra pit
  08/23/14
Extra decade of payments AND higher payments (10k exemption ...
Fishy Razzmatazz Crackhouse
  08/24/14
Written to apply to all borrowers, including retroactive.
Kink-friendly drab stead genital piercing
  08/24/14
Are you basing this off of the shitty article you quoted or ...
Fishy Razzmatazz Crackhouse
  08/24/14
I don't really think this will gain steam. Obama's plan went...
tan parlour incel
  08/24/14
...
Fishy Razzmatazz Crackhouse
  08/24/14
...
Fishy Razzmatazz Crackhouse
  08/25/14
http://www.govtrack.us/congress/bills/113/s2612 Prognosis...
Fishy Razzmatazz Crackhouse
  08/25/14
Any word on Tax Bomb with this?
ebony tantric box office crotch
  08/25/14
http://www.govtrack.us/congress/bills/113/s2612 Prognosis...
Fishy Razzmatazz Crackhouse
  08/25/14
spits 4 loko all over screen
harsh contagious factory reset button
  08/25/14
LOL at Dynamic Repayment Act supporters
Fishy Razzmatazz Crackhouse
  08/25/14
...
histrionic organic girlfriend azn
  08/25/14
...
Fishy Razzmatazz Crackhouse
  08/25/14
...
Crusty fortuitous meteor dog poop
  08/25/14
...
Fishy Razzmatazz Crackhouse
  08/25/14
...
Fishy Razzmatazz Crackhouse
  08/25/14
Prognosis 1% chance of getting past committee.
Fishy Razzmatazz Crackhouse
  08/25/14
...
Fishy Razzmatazz Crackhouse
  08/26/14
...
Fishy Razzmatazz Crackhouse
  08/26/14
...
Fishy Razzmatazz Crackhouse
  08/26/14
so a 10% penalty against earnings for pretty much your entir...
comical pale abode personal credit line
  08/26/14
...
Fishy Razzmatazz Crackhouse
  08/26/14
...
Fishy Razzmatazz Crackhouse
  08/27/14


Poast new message in this thread



Reply Favorite

Date: August 22nd, 2014 11:30 AM
Author: Kink-friendly drab stead genital piercing

Looks like this bill that expands PAYE to 30 years for people with over $57.5K debt is gaining steam across both sides of the aisle.

http://bipartisanpolicy.org/blog/2014/08/19/senators-rubio-and-warner-introduce-smart-and-sensible-bipartisan-student-loans-bill



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26182936)



Reply Favorite

Date: August 23rd, 2014 12:38 PM
Author: Fishy Razzmatazz Crackhouse

Has anybody read the text of the bill? Could this shit be retroactively applied

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26190127)



Reply Favorite

Date: August 23rd, 2014 4:18 PM
Author: Kink-friendly drab stead genital piercing

It will bring everybody under a single umbrella so it would apply retroactively:

"Under the proposed bill, all federal loan borrowers will be automatically enrolled in an income-based repayment program. The program, previously in existence but drastically underutilized, directly transfers 10 percent of the borrowers’ annual incomes from their monthly paychecks towards repayment of their debt, with an annual $10,000 income exemption clause. Those who select to prepay their loans can opt out of the new standard, choosing to pay off their loans on a faster, individualized timeline. The senators hope that the bill’s simplified payment method will limit the risk of debt default and make loan repayment more manageable- goals that both Republicans and Democrats can get behind."

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191181)



Reply Favorite

Date: August 23rd, 2014 7:44 PM
Author: multi-colored rose hunting ground multi-billionaire

WTF?

That can't be right.

If you make $200,000, you'd be forced to pay off your $20,000 balance in one year, even if you have 10 years left on the note.

I suspect shitty writing (or an incomplete excerpt).

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192321)



Reply Favorite

Date: August 23rd, 2014 12:41 PM
Author: Crusty fortuitous meteor dog poop

glad I got my 20 year PAYE locked in

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26190147)



Reply Favorite

Date: August 23rd, 2014 4:16 PM
Author: Fishy Razzmatazz Crackhouse



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191170)



Reply Favorite

Date: August 23rd, 2014 4:22 PM
Author: Jet scourge upon the earth home

people who are already on paye get theirs reduced to 15

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191208)



Reply Favorite

Date: August 23rd, 2014 4:22 PM
Author: odious mad-dog skullcap

SMART AND SENSIBLE!!!!!!!!!

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191209)



Reply Favorite

Date: August 23rd, 2014 4:23 PM
Author: shaky police squad hell

, he lisped

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191217)



Reply Favorite

Date: August 23rd, 2014 4:32 PM
Author: Fishy Razzmatazz Crackhouse

It also increases the amount to pay

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191264)



Reply Favorite

Date: August 23rd, 2014 4:34 PM
Author: Concupiscible cocky pisswyrm corner

the boomers are really starting to institutionalize their bloodsucking, aren't they.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191286)



Reply Favorite

Date: August 23rd, 2014 4:38 PM
Author: Ultramarine Stirring Indian Lodge



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191311)



Reply Favorite

Date: August 23rd, 2014 7:00 PM
Author: glassy flatulent sanctuary

this whole thing seems dysgenic. you're suppressing birth rates among the educated by suspending the sword of debt over their necks until their breeding years are over.

as a matter of public policy, it's pretty fucking putrid. thanks, boomers.

also, rubio is a gen-x'er. yet another example of gen-x desperately begging the boomers to let them lick their assholes. thanks, gen-x.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192147)



Reply Favorite

Date: August 23rd, 2014 7:22 PM
Author: Fishy Razzmatazz Crackhouse



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192245)



Reply Favorite

Date: August 23rd, 2014 7:23 PM
Author: shaky police squad hell



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192252)



Reply Favorite

Date: August 23rd, 2014 7:27 PM
Author: rambunctious useless brakes boistinker

Pay your debts you fucking deadbeats

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192264)



Reply Favorite

Date: August 23rd, 2014 7:28 PM
Author: slimy razzle field tank

(Earl)

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192266)



Reply Favorite

Date: August 24th, 2014 5:13 PM
Author: comical pale abode personal credit line



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197308)



Reply Favorite

Date: August 24th, 2014 5:18 PM
Author: flushed irradiated house liquid oxygen

lol, with what money?

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197320)



Reply Favorite

Date: August 25th, 2014 11:56 AM
Author: Bat-shit-crazy church



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26202345)



Reply Favorite

Date: August 25th, 2014 11:56 AM
Author: Bat-shit-crazy church

dysgenic fertility was a problem well before student debt became a major issue. the mean IQ has been decreasing an IQ point per decade since the victorian times. this sounds small, but it seriously decreases the number of people at the high end of the IQ distribution.

http://www.sciencedirect.com/science/article/pii/S0160289613000470

before someone says, "but the flynn effect!" they should realize the flynn effect does not reflect a change in general intelligence (whereas reaction time indicates basic neurological integrity). the only non-coercive solution to this problem is technological.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26202340)



Reply Favorite

Date: August 23rd, 2014 7:46 PM
Author: grizzly travel guidebook orchestra pit

If I understand this right, doesn't this fuck current PAYE bros and people trying to get on PAYE in the near future? It's an extra decade of payments.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192328)



Reply Favorite

Date: August 24th, 2014 4:54 PM
Author: Fishy Razzmatazz Crackhouse

Extra decade of payments AND higher payments (10k exemption instead of 150% poverty, and I don't know if this bases it off of agi like current payments). If this applied retroactively I may leave country

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197164)



Reply Favorite

Date: August 24th, 2014 5:08 PM
Author: Kink-friendly drab stead genital piercing

Written to apply to all borrowers, including retroactive.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197276)



Reply Favorite

Date: August 24th, 2014 5:09 PM
Author: Fishy Razzmatazz Crackhouse

Are you basing this off of the shitty article you quoted or the text of the bill

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197283)



Reply Favorite

Date: August 24th, 2014 4:59 PM
Author: tan parlour incel

I don't really think this will gain steam. Obama's plan went through via executive action. This will fail because it will have to pass both houses - and people on both sides of the aisle will likely vote against it.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197197)



Reply Favorite

Date: August 24th, 2014 5:01 PM
Author: Fishy Razzmatazz Crackhouse



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197223)



Reply Favorite

Date: August 25th, 2014 11:44 AM
Author: Fishy Razzmatazz Crackhouse



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26202280)



Reply Favorite

Date: August 25th, 2014 5:33 PM
Author: Fishy Razzmatazz Crackhouse

http://www.govtrack.us/congress/bills/113/s2612

Prognosis 0% chance of being enacted

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204388)



Reply Favorite

Date: August 25th, 2014 5:36 PM
Author: ebony tantric box office crotch

Any word on Tax Bomb with this?

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204409)



Reply Favorite

Date: August 25th, 2014 5:40 PM
Author: Fishy Razzmatazz Crackhouse

http://www.govtrack.us/congress/bills/113/s2612

Prognosis 0% chance of being enacted

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204439)



Reply Favorite

Date: August 25th, 2014 5:41 PM
Author: harsh contagious factory reset button

spits 4 loko all over screen

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204453)



Reply Favorite

Date: August 25th, 2014 5:44 PM
Author: Fishy Razzmatazz Crackhouse

LOL at Dynamic Repayment Act supporters

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204470)



Reply Favorite

Date: August 25th, 2014 5:43 PM
Author: histrionic organic girlfriend azn



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204461)



Reply Favorite

Date: August 25th, 2014 6:01 PM
Author: Fishy Razzmatazz Crackhouse



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204584)



Reply Favorite

Date: August 25th, 2014 6:16 PM
Author: Crusty fortuitous meteor dog poop



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204690)



Reply Favorite

Date: August 25th, 2014 6:18 PM
Author: Fishy Razzmatazz Crackhouse



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204712)



Reply Favorite

Date: August 25th, 2014 10:53 PM
Author: Fishy Razzmatazz Crackhouse



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26206644)



Reply Favorite

Date: August 25th, 2014 10:55 PM
Author: Fishy Razzmatazz Crackhouse

Prognosis

1% chance of getting past committee.



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26206653)



Reply Favorite

Date: August 26th, 2014 1:11 AM
Author: Fishy Razzmatazz Crackhouse



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26207631)



Reply Favorite

Date: August 26th, 2014 9:16 AM
Author: Fishy Razzmatazz Crackhouse



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26208767)



Reply Favorite

Date: August 26th, 2014 1:34 PM
Author: Fishy Razzmatazz Crackhouse



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26210148)



Reply Favorite

Date: August 26th, 2014 1:38 PM
Author: comical pale abode personal credit line

so a 10% penalty against earnings for pretty much your entire working career is supposed to be a good thing?

fix the problem. discourage kids from going to college who don't belong there. put downward pressure on tuition. put downward pressure on salaries.

(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26210174)



Reply Favorite

Date: August 26th, 2014 9:32 PM
Author: Fishy Razzmatazz Crackhouse



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26213277)



Reply Favorite

Date: August 27th, 2014 3:12 PM
Author: Fishy Razzmatazz Crackhouse



(http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26218501)