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"Smart and Sensible" Dynamic Loan Bill expands PAYE to 30 yrs
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Poast new message in this thread
Date: August 22nd, 2014 11:30 AM Author: sienna market bbw Looks like this bill that expands PAYE to 30 years for people with over $57.5K debt is gaining steam across both sides of the aisle.
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Date: August 23rd, 2014 12:38 PM Author: Electric Flickering Potus Range Has anybody read the text of the bill? Could this shit be retroactively applied (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26190127) |
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Date: August 23rd, 2014 4:18 PM Author: sienna market bbw It will bring everybody under a single umbrella so it would apply retroactively:
"Under the proposed bill, all federal loan borrowers will be automatically enrolled in an income-based repayment program. The program, previously in existence but drastically underutilized, directly transfers 10 percent of the borrowers’ annual incomes from their monthly paychecks towards repayment of their debt, with an annual $10,000 income exemption clause. Those who select to prepay their loans can opt out of the new standard, choosing to pay off their loans on a faster, individualized timeline. The senators hope that the bill’s simplified payment method will limit the risk of debt default and make loan repayment more manageable- goals that both Republicans and Democrats can get behind." |
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Date: August 23rd, 2014 7:44 PM Author: Bat-shit-crazy slate resort WTF?
That can't be right.
If you make $200,000, you'd be forced to pay off your $20,000 balance in one year, even if you have 10 years left on the note.
I suspect shitty writing (or an incomplete excerpt). |
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Date: August 23rd, 2014 12:41 PM Author: Salmon Kitchen Internal Respiration glad I got my 20 year PAYE locked in (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26190147) |
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Date: August 23rd, 2014 4:16 PM Author: Electric Flickering Potus Range (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191170) |
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Date: August 23rd, 2014 4:22 PM Author: fighting duck-like brethren people who are already on paye get theirs reduced to 15 (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191208) |
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Date: August 23rd, 2014 4:22 PM Author: saffron fluffy gaming laptop wrinkle SMART AND SENSIBLE!!!!!!!!! (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191209) |
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Date: August 23rd, 2014 4:23 PM Author: Dun dilemma hairy legs , he lisped (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191217) |
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Date: August 23rd, 2014 4:32 PM Author: Electric Flickering Potus Range It also increases the amount to pay (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191264) |
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Date: August 23rd, 2014 4:34 PM Author: Chartreuse narrow-minded corner the boomers are really starting to institutionalize their bloodsucking, aren't they. (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191286) |
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Date: August 23rd, 2014 4:38 PM Author: racy piazza mediation (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26191311) |
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Date: August 23rd, 2014 7:00 PM Author: coral son of senegal this whole thing seems dysgenic. you're suppressing birth rates among the educated by suspending the sword of debt over their necks until their breeding years are over.
as a matter of public policy, it's pretty fucking putrid. thanks, boomers.
also, rubio is a gen-x'er. yet another example of gen-x desperately begging the boomers to let them lick their assholes. thanks, gen-x. |
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Date: August 23rd, 2014 7:22 PM Author: Electric Flickering Potus Range (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192245) |
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Date: August 23rd, 2014 7:23 PM Author: Dun dilemma hairy legs (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192252) |
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Date: August 23rd, 2014 7:27 PM Author: odious crotch Pay your debts you fucking deadbeats (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192264) |
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Date: August 23rd, 2014 7:28 PM Author: twinkling address (Earl) (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192266) |
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Date: August 24th, 2014 5:13 PM Author: Maroon senate mad cow disease (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197308) |
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Date: August 24th, 2014 5:18 PM Author: Turquoise Spectacular Selfie Multi-billionaire lol, with what money? (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197320) |
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Date: August 25th, 2014 11:56 AM Author: buff associate (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26202345) |
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Date: August 25th, 2014 11:56 AM Author: buff associate dysgenic fertility was a problem well before student debt became a major issue. the mean IQ has been decreasing an IQ point per decade since the victorian times. this sounds small, but it seriously decreases the number of people at the high end of the IQ distribution.
http://www.sciencedirect.com/science/article/pii/S0160289613000470
before someone says, "but the flynn effect!" they should realize the flynn effect does not reflect a change in general intelligence (whereas reaction time indicates basic neurological integrity). the only non-coercive solution to this problem is technological. |
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Date: August 23rd, 2014 7:46 PM Author: Curious dull tank gay wizard If I understand this right, doesn't this fuck current PAYE bros and people trying to get on PAYE in the near future? It's an extra decade of payments. (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26192328) |
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Date: August 24th, 2014 4:54 PM Author: Electric Flickering Potus Range Extra decade of payments AND higher payments (10k exemption instead of 150% poverty, and I don't know if this bases it off of agi like current payments). If this applied retroactively I may leave country (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197164) |
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Date: August 24th, 2014 5:08 PM Author: sienna market bbw Written to apply to all borrowers, including retroactive. (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197276) |
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Date: August 24th, 2014 5:09 PM Author: Electric Flickering Potus Range Are you basing this off of the shitty article you quoted or the text of the bill (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197283) |
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Date: August 24th, 2014 4:59 PM Author: nighttime stimulating pozpig tattoo I don't really think this will gain steam. Obama's plan went through via executive action. This will fail because it will have to pass both houses - and people on both sides of the aisle will likely vote against it. (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197197) |
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Date: August 24th, 2014 5:01 PM Author: Electric Flickering Potus Range (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26197223) |
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Date: August 25th, 2014 11:44 AM Author: Electric Flickering Potus Range (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26202280) |
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Date: August 25th, 2014 5:33 PM Author: Electric Flickering Potus Range http://www.govtrack.us/congress/bills/113/s2612
Prognosis 0% chance of being enacted |
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Date: August 25th, 2014 5:36 PM Author: Excitant cobalt travel guidebook affirmative action Any word on Tax Bomb with this? (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204409) |
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Date: August 25th, 2014 5:40 PM Author: Electric Flickering Potus Range http://www.govtrack.us/congress/bills/113/s2612
Prognosis 0% chance of being enacted |
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Date: August 25th, 2014 5:41 PM Author: awkward location dopamine spits 4 loko all over screen (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204453) |
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Date: August 25th, 2014 5:44 PM Author: Electric Flickering Potus Range LOL at Dynamic Repayment Act supporters (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204470) |
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Date: August 25th, 2014 5:43 PM Author: Ultramarine state old irish cottage (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204461) |
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Date: August 25th, 2014 6:01 PM Author: Electric Flickering Potus Range (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204584) |
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Date: August 25th, 2014 6:16 PM Author: Salmon Kitchen Internal Respiration (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204690) |
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Date: August 25th, 2014 6:18 PM Author: Electric Flickering Potus Range (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26204712) |
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Date: August 25th, 2014 10:53 PM Author: Electric Flickering Potus Range (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26206644) |
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Date: August 25th, 2014 10:55 PM Author: Electric Flickering Potus Range Prognosis 1% chance of getting past committee.
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Date: August 26th, 2014 1:11 AM Author: Electric Flickering Potus Range (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26207631) |
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Date: August 26th, 2014 9:16 AM Author: Electric Flickering Potus Range (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26208767) |
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Date: August 26th, 2014 1:34 PM Author: Electric Flickering Potus Range (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26210148) |
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Date: August 26th, 2014 1:38 PM Author: Maroon senate mad cow disease so a 10% penalty against earnings for pretty much your entire working career is supposed to be a good thing? fix the problem. discourage kids from going to college who don't belong there. put downward pressure on tuition. put downward pressure on salaries. |
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Date: August 26th, 2014 9:32 PM Author: Electric Flickering Potus Range (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26213277) |
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Date: August 27th, 2014 3:12 PM Author: Electric Flickering Potus Range (http://www.autoadmit.com/thread.php?thread_id=2653219&forum_id=2#26218501) |