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DRB Education Refinance for loans?

I refi'd with SOFI and have a variable rate that's ~3.5% now...
Talented canary pervert
  01/27/15
...
Talented canary pervert
  01/27/15
did this and got 3.23 (10 yr) variable
Odious Principal's Office Stain
  03/22/15
I just got a mailer from these people today. Are they legit?...
Slap-happy tanning salon roommate
  10/06/15


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Date: January 27th, 2015 1:58 PM
Author: Talented canary pervert

I refi'd with SOFI and have a variable rate that's ~3.5% now. Got an email from DRB saying rates start at 1.97% variable and 3.5%fixed. Anyone used DRB?

(http://www.autoadmit.com/thread.php?thread_id=2793230&forum_id=2#27197042)



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Date: January 27th, 2015 3:58 PM
Author: Talented canary pervert

...

(http://www.autoadmit.com/thread.php?thread_id=2793230&forum_id=2#27197900)



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Date: March 22nd, 2015 10:26 PM
Author: Odious Principal's Office Stain

did this and got 3.23 (10 yr) variable

(http://www.autoadmit.com/thread.php?thread_id=2793230&forum_id=2#27538370)



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Date: October 6th, 2015 4:33 PM
Author: Slap-happy tanning salon roommate

I just got a mailer from these people today. Are they legit?

(http://www.autoadmit.com/thread.php?thread_id=2793230&forum_id=2#28912720)