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Johnsmeyer hit with downgrade from IBR to ICR

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carmine sweet tailpipe trump supporter
  02/24/15
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carmine sweet tailpipe trump supporter
  02/24/15
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Talented topaz gas station
  02/24/15
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Supple church
  02/24/15
too bad I got PAYE
Supple church
  02/24/15
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Talented topaz gas station
  02/24/15
He's mad about me getting PAYE. I paid off my pre-2007 loans...
Supple church
  02/24/15
How often do you certify your income? Seems like moast bros ...
Talented topaz gas station
  02/24/15
When I did it, my tax return was showing like $20k from when...
Supple church
  02/24/15
What if for example you didn't get your job for several mont...
Talented topaz gas station
  02/24/15
I'd feel a lot safer doing that. But even so, I really don't...
Supple church
  02/24/15
lol that doesn't work.
carmine sweet tailpipe trump supporter
  02/24/15
Well it did. I'm paying 10% of my income for 20 years, then ...
Supple church
  02/24/15
outta where? you think they don't have a record of those pr...
carmine sweet tailpipe trump supporter
  02/24/15
Sorry man, maybe I'll give you 5% of my income just for shit...
Supple church
  02/24/15
wtf? no way...
Aromatic set
  02/24/15
yep.
Supple church
  02/24/15
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carmine sweet tailpipe trump supporter
  02/24/15
https://blog.creditkarma.com/wp-content/debt-denial.png
carmine sweet tailpipe trump supporter
  02/24/15


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Reply Favorite

Date: February 24th, 2015 10:47 AM
Author: carmine sweet tailpipe trump supporter



(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382123)



Reply Favorite

Date: February 24th, 2015 1:25 PM
Author: carmine sweet tailpipe trump supporter



(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382748)



Reply Favorite

Date: February 24th, 2015 1:26 PM
Author: Talented topaz gas station



(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382758)



Reply Favorite

Date: February 24th, 2015 1:28 PM
Author: Supple church



(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382774)



Reply Favorite

Date: February 24th, 2015 1:28 PM
Author: Supple church

too bad I got PAYE

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382775)



Reply Favorite

Date: February 24th, 2015 1:28 PM
Author: Talented topaz gas station



(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382777)



Reply Favorite

Date: February 24th, 2015 1:30 PM
Author: Supple church

He's mad about me getting PAYE. I paid off my pre-2007 loans and I just submitted the paperwork. Apparently someone overlooked and put me on PAYE b/c there were no pre-2007 loans in the computer. Now PAYE pumo is trying to call the servicer to report me. LOL I'd like to see the South Asian telephone operator's face from FedLoan when some random guy calls to rat on someone who is in the wrong loan repayment program.

"Sure, right away sir. We'll investigate right away."

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382791)



Reply Favorite

Date: February 24th, 2015 1:32 PM
Author: Talented topaz gas station

How often do you certify your income? Seems like moast bros just use tax return from prior year and keep it at that until they have to re-certify the next year.

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382801)



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Date: February 24th, 2015 1:33 PM
Author: Supple church

When I did it, my tax return was showing like $20k from when I was in law school but I got my full time job so I didn't want to sign anything under penalty of perjury saying I still make around $20k. So I just gave them my pay stubs and they adjusted it. Then once a year after.

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382812)



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Date: February 24th, 2015 1:47 PM
Author: Talented topaz gas station

What if for example you didn't get your job for several months after you already certified?

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382908)



Reply Favorite

Date: February 24th, 2015 1:49 PM
Author: Supple church

I'd feel a lot safer doing that. But even so, I really don't know what they're going to do at the end wrt to investigating it. I'm pretty by the book when it comes to perjury/fraud shit so I just don't want to take the chance paying $0 when I should be paying $500 or so. I'd rather just hold up my end of the deal with the 10% and call it a day.

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382916)



Reply Favorite

Date: February 24th, 2015 1:34 PM
Author: carmine sweet tailpipe trump supporter

lol that doesn't work.

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382818)



Reply Favorite

Date: February 24th, 2015 1:35 PM
Author: Supple church

Well it did. I'm paying 10% of my income for 20 years, then I'm outta here.

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382831)



Reply Favorite

Date: February 24th, 2015 1:37 PM
Author: carmine sweet tailpipe trump supporter

outta where? you think they don't have a record of those pre-oct 1, 2007 loans for when you apply for forgivness?

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382844)



Reply Favorite

Date: February 24th, 2015 1:40 PM
Author: Supple church

Sorry man, maybe I'll give you 5% of my income just for shits and giggles. Nah, I think I'll just use it for my trip to the caribs this spring. Ta ta!

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382859)



Reply Favorite

Date: February 24th, 2015 1:46 PM
Author: Aromatic set

wtf? no way...

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382904)



Reply Favorite

Date: February 24th, 2015 1:47 PM
Author: Supple church

yep.

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382906)



Reply Favorite

Date: February 24th, 2015 2:17 PM
Author: carmine sweet tailpipe trump supporter



(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27383077)



Reply Favorite

Date: February 24th, 2015 1:30 PM
Author: carmine sweet tailpipe trump supporter

https://blog.creditkarma.com/wp-content/debt-denial.png

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382789)