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Johnsmeyer hit with downgrade from IBR to ICR

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Racy twisted gas station
  02/24/15
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Racy twisted gas station
  02/24/15
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galvanic deer antler
  02/24/15
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deranged insane dopamine
  02/24/15
too bad I got PAYE
deranged insane dopamine
  02/24/15
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galvanic deer antler
  02/24/15
He's mad about me getting PAYE. I paid off my pre-2007 loans...
deranged insane dopamine
  02/24/15
How often do you certify your income? Seems like moast bros ...
galvanic deer antler
  02/24/15
When I did it, my tax return was showing like $20k from when...
deranged insane dopamine
  02/24/15
What if for example you didn't get your job for several mont...
galvanic deer antler
  02/24/15
I'd feel a lot safer doing that. But even so, I really don't...
deranged insane dopamine
  02/24/15
lol that doesn't work.
Racy twisted gas station
  02/24/15
Well it did. I'm paying 10% of my income for 20 years, then ...
deranged insane dopamine
  02/24/15
outta where? you think they don't have a record of those pr...
Racy twisted gas station
  02/24/15
Sorry man, maybe I'll give you 5% of my income just for shit...
deranged insane dopamine
  02/24/15
wtf? no way...
Thriller Outnumbered Station
  02/24/15
yep.
deranged insane dopamine
  02/24/15
...
Racy twisted gas station
  02/24/15
https://blog.creditkarma.com/wp-content/debt-denial.png
Racy twisted gas station
  02/24/15


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Date: February 24th, 2015 10:47 AM
Author: Racy twisted gas station



(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382123)



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Date: February 24th, 2015 1:25 PM
Author: Racy twisted gas station



(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382748)



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Date: February 24th, 2015 1:26 PM
Author: galvanic deer antler



(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382758)



Reply Favorite

Date: February 24th, 2015 1:28 PM
Author: deranged insane dopamine



(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382774)



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Date: February 24th, 2015 1:28 PM
Author: deranged insane dopamine

too bad I got PAYE

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382775)



Reply Favorite

Date: February 24th, 2015 1:28 PM
Author: galvanic deer antler



(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382777)



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Date: February 24th, 2015 1:30 PM
Author: deranged insane dopamine

He's mad about me getting PAYE. I paid off my pre-2007 loans and I just submitted the paperwork. Apparently someone overlooked and put me on PAYE b/c there were no pre-2007 loans in the computer. Now PAYE pumo is trying to call the servicer to report me. LOL I'd like to see the South Asian telephone operator's face from FedLoan when some random guy calls to rat on someone who is in the wrong loan repayment program.

"Sure, right away sir. We'll investigate right away."

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382791)



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Date: February 24th, 2015 1:32 PM
Author: galvanic deer antler

How often do you certify your income? Seems like moast bros just use tax return from prior year and keep it at that until they have to re-certify the next year.

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382801)



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Date: February 24th, 2015 1:33 PM
Author: deranged insane dopamine

When I did it, my tax return was showing like $20k from when I was in law school but I got my full time job so I didn't want to sign anything under penalty of perjury saying I still make around $20k. So I just gave them my pay stubs and they adjusted it. Then once a year after.

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382812)



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Date: February 24th, 2015 1:47 PM
Author: galvanic deer antler

What if for example you didn't get your job for several months after you already certified?

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382908)



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Date: February 24th, 2015 1:49 PM
Author: deranged insane dopamine

I'd feel a lot safer doing that. But even so, I really don't know what they're going to do at the end wrt to investigating it. I'm pretty by the book when it comes to perjury/fraud shit so I just don't want to take the chance paying $0 when I should be paying $500 or so. I'd rather just hold up my end of the deal with the 10% and call it a day.

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382916)



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Date: February 24th, 2015 1:34 PM
Author: Racy twisted gas station

lol that doesn't work.

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382818)



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Date: February 24th, 2015 1:35 PM
Author: deranged insane dopamine

Well it did. I'm paying 10% of my income for 20 years, then I'm outta here.

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382831)



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Date: February 24th, 2015 1:37 PM
Author: Racy twisted gas station

outta where? you think they don't have a record of those pre-oct 1, 2007 loans for when you apply for forgivness?

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382844)



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Date: February 24th, 2015 1:40 PM
Author: deranged insane dopamine

Sorry man, maybe I'll give you 5% of my income just for shits and giggles. Nah, I think I'll just use it for my trip to the caribs this spring. Ta ta!

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382859)



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Date: February 24th, 2015 1:46 PM
Author: Thriller Outnumbered Station

wtf? no way...

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382904)



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Date: February 24th, 2015 1:47 PM
Author: deranged insane dopamine

yep.

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382906)



Reply Favorite

Date: February 24th, 2015 2:17 PM
Author: Racy twisted gas station



(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27383077)



Reply Favorite

Date: February 24th, 2015 1:30 PM
Author: Racy twisted gas station

https://blog.creditkarma.com/wp-content/debt-denial.png

(http://www.autoadmit.com/thread.php?thread_id=2816662&forum_id=2#27382789)