The most prestigious law school admissions discussion board in the world.
|
 |
 
|
ITT: Your FICO Score
| curious soggy masturbator theater stage | 02/25/15 |
| Citrine Stimulating Turdskin Skinny Woman | 02/25/15 |
| curious soggy masturbator theater stage | 02/25/15 |
| Citrine Stimulating Turdskin Skinny Woman | 02/25/15 |
| Razzle Son Of Senegal Selfie | 02/25/15 |
| curious soggy masturbator theater stage | 02/25/15 |
| Razzle Son Of Senegal Selfie | 02/25/15 |
| charismatic box office | 02/25/15 |
| charismatic box office | 02/25/15 |
| wonderful international law enforcement agency mental disorder | 02/25/15 |
| charismatic box office | 02/25/15 |
| wonderful international law enforcement agency mental disorder | 02/25/15 |
| charismatic box office | 02/25/15 |
| wonderful international law enforcement agency mental disorder | 02/25/15 |
| charismatic box office | 02/25/15 |
| ocher parlor fortuitous meteor | 02/25/15 |
| curious soggy masturbator theater stage | 02/25/15 |
| ocher parlor fortuitous meteor | 02/25/15 |
| curious soggy masturbator theater stage | 02/25/15 |
| vivacious slimy pistol dilemma | 02/25/15 |
| exciting step-uncle's house | 02/25/15 |
| Aggressive trip messiness crotch | 02/25/15 |
| honey-headed cerebral locale striped hyena | 02/25/15 |
| mind-boggling flushed queen of the night | 02/25/15 |
| twisted antidepressant drug | 02/25/15 |
| diverse aqua goal in life range | 02/25/15 |
| Grizzly exhilarant puppy | 02/25/15 |
| wonderful international law enforcement agency mental disorder | 02/25/15 |
| Adventurous Lemon Wrinkle Sweet Tailpipe | 02/25/15 |
| insanely creepy lettuce toaster | 02/25/15 |
| carnelian codepig indian lodge | 02/25/15 |
| insanely creepy lettuce toaster | 02/25/15 |
| diverse aqua goal in life range | 02/25/15 |
| carnelian codepig indian lodge | 02/25/15 |
| curious soggy masturbator theater stage | 02/25/15 |
| Aphrodisiac Jet-lagged Casino | 02/25/15 |
| carnelian codepig indian lodge | 02/25/15 |
| insanely creepy lettuce toaster | 02/25/15 |
| carnelian codepig indian lodge | 02/25/15 |
| insanely creepy lettuce toaster | 02/25/15 |
| carnelian codepig indian lodge | 02/25/15 |
| splenetic shrine | 02/25/15 |
| insanely creepy lettuce toaster | 02/25/15 |
| carnelian codepig indian lodge | 02/25/15 |
| honey-headed cerebral locale striped hyena | 02/25/15 |
| Aggressive trip messiness crotch | 02/25/15 |
| curious soggy masturbator theater stage | 02/25/15 |
| Citrine Stimulating Turdskin Skinny Woman | 02/25/15 |
| Aggressive trip messiness crotch | 02/25/15 |
| curious soggy masturbator theater stage | 02/25/15 |
| honey-headed cerebral locale striped hyena | 02/25/15 |
| slippery windowlicker pozpig | 02/25/15 |
| Irradiated arrogant property immigrant | 02/25/15 |
| supple harsh newt location | 02/25/15 |
| Motley Old Irish Cottage | 02/25/15 |
| supple harsh newt location | 02/25/15 |
| Motley Old Irish Cottage | 02/25/15 |
| supple harsh newt location | 02/25/15 |
| Motley Old Irish Cottage | 02/25/15 |
| insanely creepy lettuce toaster | 02/25/15 |
| carnelian codepig indian lodge | 02/25/15 |
| Motley Old Irish Cottage | 02/25/15 |
| splenetic shrine | 02/25/15 |
| supple harsh newt location | 02/25/15 |
| splenetic shrine | 02/25/15 |
| Ungodly Whorehouse | 02/25/15 |
| marvelous rehab azn | 02/25/15 |
| fantasy-prone crackhouse | 02/25/15 |
| Pale piazza | 02/26/15 |
| Magical Stead Organic Girlfriend | 02/26/15 |
Poast new message in this thread
Date: February 25th, 2015 7:19 PM Author: curious soggy masturbator theater stage These days you can get your FICO score, free. Just use Mint, Discover, etc.
What is your current score?
Mine is currently 805
Note: This thread is about FICO scores. Not the other flame credit scores. |
Date: February 25th, 2015 7:19 PM Author: Citrine Stimulating Turdskin Skinny Woman how's you're mortgage? (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391258) |
 |
Date: February 25th, 2015 7:21 PM Author: curious soggy masturbator theater stage I rent. MFH. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391275) |
|
Date: February 25th, 2015 8:01 PM Author: Citrine Stimulating Turdskin Skinny Woman then how is you're score so hi (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391600) |
|
Date: February 25th, 2015 7:19 PM Author: Razzle Son Of Senegal Selfie 738. Was 795 before my most recent round of credit card churning. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391261) |
|
Date: February 25th, 2015 7:21 PM Author: curious soggy masturbator theater stage Do you churn and burn for points? (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391280) |
|
Date: February 25th, 2015 7:26 PM Author: Razzle Son Of Senegal Selfie Ofs (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391323) |
|
Date: February 25th, 2015 7:22 PM Author: charismatic box office 576 (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391287) |
|
Date: February 25th, 2015 7:45 PM Author: charismatic box office i feel like such a bum (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391474) |
|
Date: February 25th, 2015 7:46 PM Author: wonderful international law enforcement agency mental disorder How is this even possible? (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391482) |
|
Date: February 25th, 2015 7:49 PM Author: charismatic box office decided to stop paying on a couple of credit cards. was 200 something last year. right now i have 3 bad reports (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391512) |
|
Date: February 25th, 2015 7:50 PM Author: wonderful international law enforcement agency mental disorder deadbeat (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391515) |
|
Date: February 25th, 2015 7:50 PM Author: charismatic box office bootlicker (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391520) |
|
Date: February 25th, 2015 7:51 PM Author: wonderful international law enforcement agency mental disorder tastes good man (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391523) |
|
Date: February 25th, 2015 7:52 PM Author: charismatic box office (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391541) |
|
Date: February 25th, 2015 7:24 PM Author: ocher parlor fortuitous meteor (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391304) |
|
Date: February 25th, 2015 7:26 PM Author: curious soggy masturbator theater stage Nice. Mortgage or student loan payments (in good status)? Just paid off an auto loan?
Edit: Why'd you delete, bro? |
|
Date: February 25th, 2015 7:26 PM Author: ocher parlor fortuitous meteor student loans (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391326) |
|
Date: February 25th, 2015 7:27 PM Author: curious soggy masturbator theater stage Yea. They up my score as well. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391336) |
|
Date: February 25th, 2015 7:25 PM Author: vivacious slimy pistol dilemma 670 (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391310) |
|
Date: February 25th, 2015 7:27 PM Author: exciting step-uncle's house 799
Fucking 1 nigga shrimp away
Credit Karma is the best for this btw |
|
Date: February 25th, 2015 7:48 PM Author: Aggressive trip messiness crotch This is a conversation about FICO, lel breh. Credit Karma doesn't give you FICO so GTFO. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391501) |
|
Date: February 25th, 2015 7:51 PM Author: honey-headed cerebral locale striped hyena (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391525) |
|
Date: February 25th, 2015 7:33 PM Author: mind-boggling flushed queen of the night 735 last time I checked. Fucking parents told me to never get a CC and I believed them until senior year of college. If I had a longer credit history I'd easily be in the 800+ club. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391385) |
|
Date: February 25th, 2015 7:37 PM Author: twisted antidepressant drug 814. Was sub-700 up until about 3 years ago. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391426) |
|
Date: February 25th, 2015 7:40 PM Author: diverse aqua goal in life range 785 (and for bro's with discover cards, you can look it up for free at their website). Would be higher, but I'm playing the "carry a 0% balance until the last minute, then pay it off" game. Also, I rent and bought my car in cash, so I don't have any installment loans on my credit report, putting me in the weird position that the best way to improve my credit score would be to go into debt. At this range, though, improving credit score is mostly flame; I'm already going to qualify for pretty much everything. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391448) |
|
Date: February 25th, 2015 7:52 PM Author: Grizzly exhilarant puppy Doing this with three cards at the moment. 795. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391540) |
|
Date: February 25th, 2015 7:45 PM Author: wonderful international law enforcement agency mental disorder 835 niggas (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391471) |
|
Date: February 25th, 2015 7:46 PM Author: Adventurous Lemon Wrinkle Sweet Tailpipe 849 (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391478) |
|
Date: February 25th, 2015 7:46 PM Author: insanely creepy lettuce toaster 812 Transunion.. you MAD whitey? (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391483) |
|
Date: February 25th, 2015 7:47 PM Author: carnelian codepig indian lodge maybe someone can explain this. according to CreditKarma, my scores are:
TransUnion: 704 Equifax: 687
according to Barclaycard, my score is 761.
according to Mint, it's 726.
according to Discover, it's 762.
so wtf?
it used to be in the 780's, but it's hovered around 740 to 760 since i've been aggressively churning credit cards. i bought and financed a car at the end of January so that's the most recent hit - their finance department submitted to a ton of lenders and it resulted in a dozen different hard pulls. still kinda pissed about that. |
|
Date: February 25th, 2015 7:48 PM Author: insanely creepy lettuce toaster its all fraud and lies, there are at least three major diff companies making scores (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391499) |
|
Date: February 25th, 2015 7:51 PM Author: diverse aqua goal in life range Discover is giving you the real FICO score that most lenders actually use. The other scores are flame that nobody cares about. 762 is high enough that you're doing great and are unlikely to be turned down for anything. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391528) |
|
Date: February 25th, 2015 7:56 PM Author: carnelian codepig indian lodge ty (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391566) |
|
Date: February 25th, 2015 8:00 PM Author: curious soggy masturbator theater stage Mint actually gives FICO as well.
But yea, many give the flame score that some of the credit agencies made up. It goes from like 500 - 1000, so peeps get it confused with the real FICO score and think they have a good score when it is actually shit. |
|
Date: February 25th, 2015 8:08 PM Author: Aphrodisiac Jet-lagged Casino Same here. CK says 740s, Mint says 799. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391651) |
|
Date: February 25th, 2015 7:47 PM Author: carnelian codepig indian lodge those of you in the 800's need to get on dat credit card sign up bonus game (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391494) |
|
Date: February 25th, 2015 7:51 PM Author: insanely creepy lettuce toaster at some point u can sign up for almost everything and cant get bonus again.. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391524) |
|
Date: February 25th, 2015 7:54 PM Author: carnelian codepig indian lodge yeah, at some point. some cards you can churn over and over. mostly business cards now. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391556) |
|
Date: February 25th, 2015 7:59 PM Author: insanely creepy lettuce toaster i feel like i have raped chase in the ass so many times that now they suspect me when i apply but yeah business cards help (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391588) |
|
Date: February 25th, 2015 8:07 PM Author: carnelian codepig indian lodge last time i called Chase reconsideration the guy told me point blank when i pushed him "it has nothing to do with your credit. i'm not giving you another card. wait a few months and apply again." this was for the Chase Ink Plus 70K offer a few months ago. tbf at the time i had 6 open accounts with them and had cancelled 2 others within the last six months.
last Amex card i applied for my denial letter i got in the mail had only one reason in the list of reasons they denied, it was "You have too many existing open accounts with American Express." i'm just about out of Amex cards i can get anyway. last one i'm waiting on is a 100k targeted offer for biz platinum.
i have 45K nearly useless Virgin Atlantic miles because i got the BoA card from them because i'm running out of banks. didn't realize how shitty they were until after i got the card. they make Delta miles look like gold. |
|
Date: February 25th, 2015 8:59 PM Author: splenetic shrine What do you say if you have no business? I know there are ways, but I never pulled the trigger? (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27392064) |
|
Date: February 25th, 2015 9:03 PM Author: insanely creepy lettuce toaster I think some cards dont care if u actually have a business. U can just make up a name. It still gets listed under ur SS so dont think they care though my business cards are a bit different in that I can get multiple cards for diff employees but it only counts as one account (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27392089) |
|
Date: February 25th, 2015 9:28 PM Author: carnelian codepig indian lodge say you buy and sell collectibles on eBay or do legal work on the side or something. enter your social security number for the tax id for the business. it's mostly based on your personal credit. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27392219) |
|
Date: February 25th, 2015 7:52 PM Author: honey-headed cerebral locale striped hyena 792 (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391538) |
|
Date: February 25th, 2015 7:59 PM Author: Aggressive trip messiness crotch 747 and I have never missed a bill and have about $100k in credit. Just bought a house and got a new CC though so expect that it will rebound shortly. Ironically I think it is artificially low because I had no college or law school loans. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391591) |
|
Date: February 25th, 2015 8:01 PM Author: curious soggy masturbator theater stage Yep. Paying a loan and being in good status ups your score. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391599) |
|
Date: February 25th, 2015 8:01 PM Author: Citrine Stimulating Turdskin Skinny Woman nm my above question then. lol (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391601) |
|
Date: February 25th, 2015 8:02 PM Author: Aggressive trip messiness crotch Yeah I guess. I don't really care though; got a 3.625 mortgage locked in and plenty of assets. Joke's on them. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391608) |
|
Date: February 25th, 2015 8:03 PM Author: curious soggy masturbator theater stage Nice rate. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391609) |
|
Date: February 25th, 2015 8:11 PM Author: honey-headed cerebral locale striped hyena This. FICO is used to both assess risk and identify profitable customers. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391674) |
|
Date: February 25th, 2015 8:04 PM Author: slippery windowlicker pozpig bout 750 (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27391611) |
|
Date: February 25th, 2015 8:52 PM Author: Irradiated arrogant property immigrant 692 (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27392004) |
|
Date: February 25th, 2015 8:57 PM Author: supple harsh newt location 815. u mad deadbeats? (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27392048) |
|
Date: February 25th, 2015 8:57 PM Author: Motley Old Irish Cottage No idea, is there anyway to get this without entering all kinds of personal info on one of these sites? (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27392050) |
|
Date: February 25th, 2015 9:02 PM Author: supple harsh newt location capital one and discover both give me mine for free. they even send me a reminder each month to log in and check it. try one of those if you have it. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27392082) |
|
Date: February 25th, 2015 9:04 PM Author: Motley Old Irish Cottage Dont have a cap one or discovery card (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27392097) |
|
Date: February 25th, 2015 9:06 PM Author: supple harsh newt location amex used to to it too but idk i haven't had an amex in a while (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27392107) |
|
Date: February 25th, 2015 9:24 PM Author: Motley Old Irish Cottage Eh, I'm not really that concerned. I'd have to imagine my score is pretty high. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27392197) |
|
Date: February 25th, 2015 9:08 PM Author: insanely creepy lettuce toaster creditkarma now gives transunion and equifax for free but u have to input some info (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27392119) |
|
Date: February 25th, 2015 9:25 PM Author: carnelian codepig indian lodge free if you have a Citi card:
http://www.mymoneyblog.com/citi-free-fico-score.html
Barclaycard gives it to you free too:
http://thepointsguy.com/2013/11/barclaycard-cardmembers-get-free-fico-scores-starting-today/
i know you have a US Air card and a Citi AA Exec or Plat, so log in to either of those. |
|
Date: February 25th, 2015 9:37 PM Author: Motley Old Irish Cottage TYTY
830
Key Factor(s) affecting your FICO® Score 1. Too many inquiries last 12 months 2. Time since most recent account opening is too short
<><><>MILESGAME<><><> |
|
Date: February 25th, 2015 9:01 PM Author: splenetic shrine Mine is 770, but LJL at people in this thread taking pride when anything above 740 is totally irrelevant (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27392077) |
|
Date: February 25th, 2015 9:03 PM Author: supple harsh newt location (guy maf he can't cop 800+) (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27392088) |
|
Date: February 25th, 2015 9:05 PM Author: splenetic shrine A little bit (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27392103) |
|
Date: February 25th, 2015 9:05 PM Author: Ungodly Whorehouse 811 (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27392106) |
|
Date: February 25th, 2015 9:07 PM Author: marvelous rehab azn Mint says 280. But that lenders view me as low risk. Something is flame. Anyways, I know it's about 800 from an actual report a few months ago. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27392117) |
|
Date: February 25th, 2015 10:48 PM Author: fantasy-prone crackhouse Mint says 689. Discover 702. (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27392727) |
|
Date: February 26th, 2015 11:37 AM Author: Pale piazza 818 ftw (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27394663) |
|
Date: February 26th, 2015 11:39 AM Author: Magical Stead Organic Girlfriend 782 (http://www.autoadmit.com/thread.php?thread_id=2817651&forum_id=2#27394670) |