Republicans Propose Budget that ELIMINATES PAYE
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Poast new message in this thread
Date: March 23rd, 2015 12:43 PM Author: Green Chad Base
lol, and you thought Obama's proposal was bad.
http://www.mainstreet.com/article/stafford-loans-join-pell-grants-on-the-congressional-chopping-block
NEW YORK (MainStreet) — First Pell Grants got whacked. Now it's Stafford loans.
The Pell spending freeze that appeared in the Republican's budget blueprint on Tuesday would cap the max Pell Grant for ten years and roll back recent expansions of the program. Some student advocates thought the worst was over. But tucked into it was a plan to wipe out Stafford loans' in-school subsidy, reverse a roll back an expansion of income-based repayment of these loans and call a halt to the forgiveness of loans made by the Department of Education (ED).
These changes would save taxpayers more than $60 billion during a 10-year period based on the budget estimates. But they would also make student loans more expensive for borrowers--who are themselves future taxpayers--and leave them with less disposable income to put back into the economy.
Interest on subsidized Stafford loans doesn't currently accrue as long as the borrower stays in school. These subsidized loans are available to undergrads from low- and moderate-income families. About half of the Stafford loan volume to undergraduates last year was in the form of subsidized loans.
"The House plan makes college even less affordable by not only forcing needy students to borrow more and raising their cost of borrowing, but also by making it harder for student to repay their loans," said Pauline Abernathy, vice president of The Institute for College Access and Success (TICAS), based in Oakland. "For new borrowers after July 1, 2016, it eliminates Pay As You Earn and a related plan, both of which cap monthly payments at 10% of discretionary income and discharge any debt remaining after 20 years of payments."
(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540666) |
Date: March 23rd, 2015 12:51 PM Author: up-to-no-good stage
I'm not familiar enough with PAYE to know if it makes sense to go after it.
But, the reason Republicans always appear so insane to me is because it makes no sense to go after this first. It's like they lack the ability to order and group items beyond black/white or yes/no. There are quite literally millions of better ways to save $60 billion (who cares?) over 10 years.
(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540689) |
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Date: March 23rd, 2015 2:47 PM Author: up-to-no-good stage
Dude, if you're actually opposed to progressive taxation (which seems like an extension of this argument) then you're way further out on a limb than I am. They pay proportionally more in taxes and get proportionally less in services. How much is the airport worth to you if you make $6.50 an hour?
You have undoubtedly seen the diagrams where U.S. persons will graph what they think the tax burden distribution should be and are astonished to find that it matches Sweden and is nowhere close to the U.S. So, my point is that, at the very least, people are severely misled by Republican tax rhetoric and don't seem to do what people want.
But let's forget the morality argument and say it's all about making the economy run best. Again, all the evidence says that progressive tax reform would improve the economy. The only reason to oppose it is short-term (read: illogial) selfishness.
(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541387) |
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Date: March 23rd, 2015 3:07 PM Author: costumed theater stage electric furnace
it's a system-wide problem. boomers university admins continue to drive up costs and rake in cash, millenials are too docile and stupid to focus on things that will have a real impact on them instead of whether the lgbt center needs more letters, and the government hands out loans to any tard who can sign a promissory note. there's no pressure on the government to fix things and so it won't
nothing's likely to happen unless there's a crash, and the dem solution of paye only prolongs the problem while transferring taxpayer money from the government to the shithead universities
id prefer the reptile approach if only because it's inadvertently more likely break it all and force a change
(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541559) |
Date: March 23rd, 2015 12:55 PM Author: Crusty sapphire university
holy shit.
This is stupid though. Doesn't maek sense to eliminate it unless you maek student loans dischargeable in BK or cap tuition or something. This whole thing is a mess. GJ boomers.
(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540710) |
Date: March 23rd, 2015 7:07 PM Author: cerebral church building
I just threw in the towel on IBR an PAYE and refinanced my loans. There's too much uncertainty for me to pay double the interest in order to hope for them to ever get their act together and honor a plan.
Best of luck to those that get this stupid shit forgiven.
(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27542869) |
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