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Republicans Propose Budget that ELIMINATES PAYE

lol, and you thought Obama's proposal was bad. http://w...
Ruby Vivacious Boistinker Bawdyhouse
  03/23/15
Good. The whole idea was idiotic.
Charismatic anal indian lodge sound barrier
  03/23/15
...
dashing ladyboy
  03/23/15
billions&trillions for fraud&lies
appetizing nursing home community account
  03/23/15
...
Chrome garrison
  03/23/15
don't withdraw retirement funds for any reason. you have to...
twisted soggy new version trust fund
  03/23/15
...
Harsh Love Of Her Life Stock Car
  03/24/15
...
Ruby Vivacious Boistinker Bawdyhouse
  03/24/15
...
Supple selfie
  03/23/15
Who cares? it eliminates PAYE 2.0. People on PAYE are fine.
Puce legal warrant parlour
  03/23/15
(Head-in-the-sand guy)
Ruby Vivacious Boistinker Bawdyhouse
  03/23/15
(Moron who doesn't realize subsidies drive up the cost of go...
motley impertinent office laser beams
  03/23/15
PAYE isn't a subsidy since it is earned.
Silver indecent dragon
  03/23/15
that is a really interesting definition of "subsidy&quo...
Swashbuckling bistre famous landscape painting
  03/23/15
apt moniker!
Harsh Love Of Her Life Stock Car
  03/24/15
I'm not familiar enough with PAYE to know if it makes sense ...
maize menage
  03/23/15
Exactly. Tons of groups get breaks. Big businesses with tax ...
pearly big-titted elastic band rigpig
  03/23/15
Thank you for your sanity.
maize menage
  03/23/15
The road to hell is paved with shitlib's good intentions
motley impertinent office laser beams
  03/23/15
The point is irrefutable: Republicans for the past 50 years ...
maize menage
  03/23/15
So the poors pay a lot in taxes and get very little in servi...
motley impertinent office laser beams
  03/23/15
Dude, if you're actually opposed to progressive taxation (wh...
maize menage
  03/23/15
I'm ok w progressive taxation, but only a true lunatic would...
motley impertinent office laser beams
  03/23/15
I'll look for a chart. By the time you're in a no income tax...
maize menage
  03/23/15
Landlords can't deduct state taxes?
Silver indecent dragon
  03/23/15
The renters pay them but never get a deduction or refund bec...
maize menage
  03/23/15
If the landlords get a deduction for state taxes, that deduc...
Silver indecent dragon
  03/23/15
Oh I totally agree. But landlords/apartments have huge lobbi...
maize menage
  03/23/15
There are a lot more renters than landlords. Renters don't ...
Silver indecent dragon
  03/23/15
hahahaha holy shit man, come out into the sunlight, it's 201...
maize menage
  03/23/15
LJL if you think the average joe gets listened to by govt mo...
up-to-no-good chest-beating weed whacker
  03/24/15
http://www.itepnet.org/whopays3.pdf Non-partisan think ta...
maize menage
  03/23/15
They're going after student loans while leaving the mortgage...
maize menage
  03/23/15
I'd cut them both, but housing is unquestionably more import...
motley impertinent office laser beams
  03/23/15
Forgiving hundreds of thousands of dollars of debt is differ...
Silver indecent dragon
  03/23/15
Maybe, but the federal government provides guarantees, fundi...
maize menage
  03/23/15
Exactly the opposite. The mortgage deduction and no gain on...
Silver indecent dragon
  03/23/15
You're correct looking at tax policy, but Fannie Mae/Freddie...
maize menage
  03/23/15
it's a system-wide problem. boomers university admins contin...
appetizing nursing home community account
  03/23/15
Totally agreed, and I have thought in the past that a republ...
maize menage
  03/23/15
yeah im not really saying much in those paragraphs, this is ...
appetizing nursing home community account
  03/23/15
...
bat-shit-crazy library people who are hurt
  03/23/15
don't click
bossy beady-eyed orchestra pit philosopher-king
  03/23/15
DON'T CLICK
Ruby Vivacious Boistinker Bawdyhouse
  03/23/15
this bort has moderation?!
Supple selfie
  03/23/15
What was it?
curious fiercely-loyal partner cuck
  03/23/15
PAYE alternative that is widely known in financial circles b...
Supple selfie
  03/23/15
the contents of that pic would pay ur loans down right quick...
appetizing nursing home community account
  03/23/15
holy shit. This is stupid though. Doesn't maek sense to ...
Exciting Lake Chapel Sandwich
  03/23/15
...
bat-shit-crazy library people who are hurt
  03/23/15
Or get govt out of the student loan business
motley impertinent office laser beams
  03/23/15
I actually think gov't should stay in except that it shuold ...
Exciting Lake Chapel Sandwich
  03/23/15
Don't you see the conflict when you have one entity as the l...
motley impertinent office laser beams
  03/23/15
Would this affect those already on PAYE? I've already been o...
Hairraiser Background Story
  03/23/15
nope just for new borrowers
Exciting Lake Chapel Sandwich
  03/23/15
The bill changes the definition of "new borrowers"...
Silver indecent dragon
  03/23/15
lol
Exciting Lake Chapel Sandwich
  03/23/15
http://imgur.com/iw5El5m.jpg
bat-shit-crazy library people who are hurt
  03/23/15
DAMMIT DUDE TAG THAT SHIT NSFW
thriller magical halford station
  03/23/15
NSFW
bat-shit-crazy library people who are hurt
  03/23/15
...
racy milky national security agency sanctuary
  03/23/15
poasting from work is really cool
Rusted Hairless Mood
  03/23/15
...
racy milky national security agency sanctuary
  03/23/15
Holy shit not twice in the same thread!
thriller magical halford station
  03/24/15
haha holy shit, that has to be close to unprecedented
maize menage
  03/23/15
Appears to eliminate all PAYE, so yes.
Ruby Vivacious Boistinker Bawdyhouse
  03/23/15
How can they do away with PAYE after people have already bee...
Hairraiser Background Story
  03/23/15
that's not going to happen
Exciting Lake Chapel Sandwich
  03/23/15
twist: that someone is you
Soul-stirring associate
  03/25/15
180
arrogant internal respiration
  03/23/15
LOL PAYE pumo is the guy who wrote the article
Puce legal warrant parlour
  03/23/15
Aside: It drives me nuts that news organizations constantly ...
maize menage
  03/23/15
True, but let's be real here. If Republicans take the White...
Ruby Vivacious Boistinker Bawdyhouse
  03/23/15
Agreed, but if that happens, PAYE will be the least of our w...
maize menage
  03/23/15
The direct impact on people who graduated from places like F...
Ruby Vivacious Boistinker Bawdyhouse
  03/23/15
Fortunately I'm secure on PAYE 1.0
Puce legal warrant parlour
  03/23/15
...
Exciting Lake Chapel Sandwich
  03/23/15
oh noes a couple thousand people will be fucked beyond belie...
up-to-no-good chest-beating weed whacker
  03/24/15
agreed
amethyst odious hunting ground
  03/25/15
Right, bc the econmy will be so strong we'll all be rich
motley impertinent office laser beams
  03/23/15
Both sides try to stake a position on the budget and market ...
alcoholic pistol
  03/23/15
PAYE 1.0 is fine.
Puce legal warrant parlour
  03/23/15
Yeah you're right to an extent, that's a good point, and the...
maize menage
  03/23/15
God bless these patriotic freedom fighters
motley impertinent office laser beams
  03/23/15
...
maize menage
  03/23/15
No latin mottos! They should learn english! http://wonket...
maize menage
  03/23/15
(Non sequitur masterman)
motley impertinent office laser beams
  03/23/15
ok but forgiveness under IBR after 25 years isn't going anyw...
hateful aqua site
  03/23/15
lol bro, just lol
Ruby Vivacious Boistinker Bawdyhouse
  03/23/15
my wife and i have combined $350K of debt. we would be compl...
hateful aqua site
  03/23/15
The way it looks, all debt forgiveness is gone and everyone ...
Puce legal warrant parlour
  03/23/15
jesus dude you just gave me a panic attack. article says tha...
hateful aqua site
  03/23/15
gen x giving the old in out in out to millenials
twisted soggy new version trust fund
  03/23/15
that's just the first tentative step toward scrapping it all...
Razzle-dazzle spot yarmulke
  03/23/15
180 - you need to be punished for your stupid decisions.
motley impertinent office laser beams
  03/23/15
Maybe if swilllennials didn't vote in idiotic blocs for reta...
concupiscible hospital
  03/23/15
How is this any different from idiot poor white Southerners ...
Razzle Toaster
  03/25/15
I just threw in the towel on IBR an PAYE and refinanced my l...
Mahogany Flickering Friendly Grandma Personal Credit Line
  03/23/15
What the fuck is this site? Linkbait?
Misanthropic piazza
  03/23/15
No it's legit. Julia is one of their writers.
Ruby Vivacious Boistinker Bawdyhouse
  03/23/15
...
Exciting Lake Chapel Sandwich
  03/24/15


Poast new message in this thread



Reply Favorite

Date: March 23rd, 2015 12:43 PM
Author: Ruby Vivacious Boistinker Bawdyhouse

lol, and you thought Obama's proposal was bad.

http://www.mainstreet.com/article/stafford-loans-join-pell-grants-on-the-congressional-chopping-block

NEW YORK (MainStreet) — First Pell Grants got whacked. Now it's Stafford loans.

The Pell spending freeze that appeared in the Republican's budget blueprint on Tuesday would cap the max Pell Grant for ten years and roll back recent expansions of the program. Some student advocates thought the worst was over. But tucked into it was a plan to wipe out Stafford loans' in-school subsidy, reverse a roll back an expansion of income-based repayment of these loans and call a halt to the forgiveness of loans made by the Department of Education (ED).

These changes would save taxpayers more than $60 billion during a 10-year period based on the budget estimates. But they would also make student loans more expensive for borrowers--who are themselves future taxpayers--and leave them with less disposable income to put back into the economy.

Interest on subsidized Stafford loans doesn't currently accrue as long as the borrower stays in school. These subsidized loans are available to undergrads from low- and moderate-income families. About half of the Stafford loan volume to undergraduates last year was in the form of subsidized loans.

"The House plan makes college even less affordable by not only forcing needy students to borrow more and raising their cost of borrowing, but also by making it harder for student to repay their loans," said Pauline Abernathy, vice president of The Institute for College Access and Success (TICAS), based in Oakland. "For new borrowers after July 1, 2016, it eliminates Pay As You Earn and a related plan, both of which cap monthly payments at 10% of discretionary income and discharge any debt remaining after 20 years of payments."

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540666)



Reply Favorite

Date: March 23rd, 2015 12:45 PM
Author: Charismatic anal indian lodge sound barrier

Good. The whole idea was idiotic.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540670)



Reply Favorite

Date: March 23rd, 2015 12:50 PM
Author: dashing ladyboy



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540681)



Reply Favorite

Date: March 23rd, 2015 12:50 PM
Author: appetizing nursing home community account

billions&trillions for fraud&lies

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540682)



Reply Favorite

Date: March 23rd, 2015 1:23 PM
Author: Chrome garrison



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540903)



Reply Favorite

Date: March 23rd, 2015 2:14 PM
Author: twisted soggy new version trust fund

don't withdraw retirement funds for any reason. you have to pay a 10% penalty.

borrow your ass off to get a higher education. pay a 10% penalty every fucking year for 20 years. great idea.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541178)



Reply Favorite

Date: March 24th, 2015 8:45 AM
Author: Harsh Love Of Her Life Stock Car



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27545929)



Reply Favorite

Date: March 24th, 2015 12:08 PM
Author: Ruby Vivacious Boistinker Bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27546646)



Reply Favorite

Date: March 23rd, 2015 12:49 PM
Author: Supple selfie



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540676)



Reply Favorite

Date: March 23rd, 2015 12:51 PM
Author: Puce legal warrant parlour

Who cares? it eliminates PAYE 2.0. People on PAYE are fine.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540687)



Reply Favorite

Date: March 23rd, 2015 12:52 PM
Author: Ruby Vivacious Boistinker Bawdyhouse

(Head-in-the-sand guy)

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540698)



Reply Favorite

Date: March 23rd, 2015 1:43 PM
Author: motley impertinent office laser beams

(Moron who doesn't realize subsidies drive up the cost of goods and services)

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541005)



Reply Favorite

Date: March 23rd, 2015 1:51 PM
Author: Silver indecent dragon

PAYE isn't a subsidy since it is earned.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541067)



Reply Favorite

Date: March 23rd, 2015 7:13 PM
Author: Swashbuckling bistre famous landscape painting

that is a really interesting definition of "subsidy"

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27542886)



Reply Favorite

Date: March 24th, 2015 8:46 AM
Author: Harsh Love Of Her Life Stock Car

apt moniker!

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27545932)



Reply Favorite

Date: March 23rd, 2015 12:51 PM
Author: maize menage

I'm not familiar enough with PAYE to know if it makes sense to go after it.

But, the reason Republicans always appear so insane to me is because it makes no sense to go after this first. It's like they lack the ability to order and group items beyond black/white or yes/no. There are quite literally millions of better ways to save $60 billion (who cares?) over 10 years.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540689)



Reply Favorite

Date: March 23rd, 2015 2:15 PM
Author: pearly big-titted elastic band rigpig

Exactly. Tons of groups get breaks. Big businesses with tax loopholes, home owners, small business owners, now student loan recipients. I understand not wanting any group to get any breaks, but if you're going to give breaks, it should go to those groups that are most likely to spend and put it back into the economy -- and that would be student loan recipients.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541186)



Reply Favorite

Date: March 23rd, 2015 2:31 PM
Author: maize menage

Thank you for your sanity.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541279)



Reply Favorite

Date: March 23rd, 2015 2:35 PM
Author: motley impertinent office laser beams

The road to hell is paved with shitlib's good intentions

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541314)



Reply Favorite

Date: March 23rd, 2015 2:38 PM
Author: maize menage

The point is irrefutable: Republicans for the past 50 years have raised taxes on lower- and middle-class people (and cut services) to compensate for lower taxes for the rich and big business. You can argue that it helps the economy or whatever, but there's literally no evidence to support that (in fact all the evidence says the exact opposite) and further, if conservatives are proud of the strategy and think it works, they shouldn't need to cloak and obfuscate it to such a high degree.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541331)



Reply Favorite

Date: March 23rd, 2015 2:39 PM
Author: motley impertinent office laser beams

So the poors pay a lot in taxes and get very little in services? How literally unhinged are you, Ms Warren?

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541340)



Reply Favorite

Date: March 23rd, 2015 2:47 PM
Author: maize menage

Dude, if you're actually opposed to progressive taxation (which seems like an extension of this argument) then you're way further out on a limb than I am. They pay proportionally more in taxes and get proportionally less in services. How much is the airport worth to you if you make $6.50 an hour?

You have undoubtedly seen the diagrams where U.S. persons will graph what they think the tax burden distribution should be and are astonished to find that it matches Sweden and is nowhere close to the U.S. So, my point is that, at the very least, people are severely misled by Republican tax rhetoric and don't seem to do what people want.

But let's forget the morality argument and say it's all about making the economy run best. Again, all the evidence says that progressive tax reform would improve the economy. The only reason to oppose it is short-term (read: illogial) selfishness.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541387)



Reply Favorite

Date: March 23rd, 2015 2:51 PM
Author: motley impertinent office laser beams

I'm ok w progressive taxation, but only a true lunatic would think poors pay a lot in taxes and get little in terms of services.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541416)



Reply Favorite

Date: March 23rd, 2015 2:53 PM
Author: maize menage

I'll look for a chart. By the time you're in a no income tax state with a high sales tax like WA or TX, you would be amazed at the overall tax distribution. Plus states like TX have a high property tax that they frequently refund to homeowners, but renters also pay in but obviously don't get the refunds (and tend to be lower income).

Agreed though that most lower income people have no federal income tax burden. The other taxes add up though.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541437)



Reply Favorite

Date: March 23rd, 2015 2:54 PM
Author: Silver indecent dragon

Landlords can't deduct state taxes?

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541455)



Reply Favorite

Date: March 23rd, 2015 2:55 PM
Author: maize menage

The renters pay them but never get a deduction or refund because they're bound up in the rent. Obviously any landlord or apartment complex passes the taxes on to the renter.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541465)



Reply Favorite

Date: March 23rd, 2015 2:57 PM
Author: Silver indecent dragon

If the landlords get a deduction for state taxes, that deduction should be passed on to renters if you think the taxes are also passed onto renters. Obviously, the market isn't perfect, but if you think renters pay for the taxes, you should also think renters get the benefit of the deduction, if landlords even get that deduction. I don't know.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541483)



Reply Favorite

Date: March 23rd, 2015 3:00 PM
Author: maize menage

Oh I totally agree. But landlords/apartments have huge lobbies and renters have no lobby. They're going to say, "it's our real estate and we pay the property taxes out of our profits. If you remove this deduction for us then we'll have to lay off employees and there goes the whole economy."

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541502)



Reply Favorite

Date: March 23rd, 2015 3:02 PM
Author: Silver indecent dragon

There are a lot more renters than landlords. Renters don't need special lobbying. They can get whatever they want by voting.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541520)



Reply Favorite

Date: March 23rd, 2015 3:03 PM
Author: maize menage

hahahaha holy shit man, come out into the sunlight, it's 2015 here

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541526)



Reply Favorite

Date: March 24th, 2015 8:38 AM
Author: up-to-no-good chest-beating weed whacker

LJL if you think the average joe gets listened to by govt more than northrop grumman, which is just one company compared to hundreds of millions of people! 1 < 100M!

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27545920)



Reply Favorite

Date: March 23rd, 2015 2:58 PM
Author: maize menage

http://www.itepnet.org/whopays3.pdf

Non-partisan think tank has a fairly thorough explanation looking at the combined effects of federal and state taxes.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541489)



Reply Favorite

Date: March 23rd, 2015 2:39 PM
Author: maize menage

They're going after student loans while leaving the mortgage interest deduction. Right, building houses is more important to our economy than educating the workforce (who, just by borrowing money to attend college, are sadly some of our smartest Americans).

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541337)



Reply Favorite

Date: March 23rd, 2015 2:40 PM
Author: motley impertinent office laser beams

I'd cut them both, but housing is unquestionably more important than some faggoty lib arts degree.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541348)



Reply Favorite

Date: March 23rd, 2015 2:58 PM
Author: Silver indecent dragon

Forgiving hundreds of thousands of dollars of debt is different in kind from a deduction.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541493)



Reply Favorite

Date: March 23rd, 2015 3:01 PM
Author: maize menage

Maybe, but the federal government provides guarantees, funding, etc. to drive down the rate of mortgages lowering the overall debt, while basically doing the opposite for student loans.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541514)



Reply Favorite

Date: March 23rd, 2015 3:04 PM
Author: Silver indecent dragon

Exactly the opposite. The mortgage deduction and no gain on the sale of primary residences inflate debt, because they make mortgaged homes more valuable.

The mechanisms are different, but fed programs make education and housing more expensive in terms of the purchase price.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541528)



Reply Favorite

Date: March 23rd, 2015 3:06 PM
Author: maize menage

You're correct looking at tax policy, but Fannie Mae/Freddie Mac, politicians pushing for every American in a house, etc. drove down costs which drove up demand. Good point though that the tax code does raise the costs of both education and housing.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541549)



Reply Favorite

Date: March 23rd, 2015 3:07 PM
Author: appetizing nursing home community account

it's a system-wide problem. boomers university admins continue to drive up costs and rake in cash, millenials are too docile and stupid to focus on things that will have a real impact on them instead of whether the lgbt center needs more letters, and the government hands out loans to any tard who can sign a promissory note. there's no pressure on the government to fix things and so it won't

nothing's likely to happen unless there's a crash, and the dem solution of paye only prolongs the problem while transferring taxpayer money from the government to the shithead universities

id prefer the reptile approach if only because it's inadvertently more likely break it all and force a change

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541559)



Reply Favorite

Date: March 23rd, 2015 3:10 PM
Author: maize menage

Totally agreed, and I have thought in the past that a republican collapse would be better. I'm having trouble with what would (in my opinion) hurt a lot of real people. But yeah agree that nothing's going to happen anytime soon, and it's depressing that the youths are focusing on things like pot legalization

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541571)



Reply Favorite

Date: March 23rd, 2015 3:22 PM
Author: appetizing nursing home community account

yeah im not really saying much in those paragraphs, this is all facially obvious stuff for anyone who's dealing with student loans and putting any thought into education costs whatsoever, eg all of xo minus trust funders and genxers

the damage to people who wouldn't be able to make their payments is the one thing that gives me pause, the dudes who have panic attacks on xo every time paye is mentioned are sad as fuck to watch... but i worry that each successive class is going to be worse off until the bandaid gets yanked. i managed to avoid the issue so it's mostly academic for me but man, it's shitty to watch both sides of washington carve everyone under 35 up and realize that rhetoric and pandering for votes from 105 iqers wins out over genuine concern for the populace every time

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541641)



Reply Favorite

Date: March 23rd, 2015 12:52 PM
Author: bat-shit-crazy library people who are hurt

Post removed by moderator for violating The Law of The Land.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540695)



Reply Favorite

Date: March 23rd, 2015 12:52 PM
Author: bossy beady-eyed orchestra pit philosopher-king

don't click

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540700)



Reply Favorite

Date: March 23rd, 2015 12:53 PM
Author: Ruby Vivacious Boistinker Bawdyhouse

DON'T CLICK

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540702)



Reply Favorite

Date: March 23rd, 2015 1:07 PM
Author: Supple selfie

this bort has moderation?!

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540790)



Reply Favorite

Date: March 23rd, 2015 1:46 PM
Author: curious fiercely-loyal partner cuck

What was it?

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541029)



Reply Favorite

Date: March 23rd, 2015 2:50 PM
Author: Supple selfie

PAYE alternative that is widely known in financial circles but is kept out of circulation to the general public

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541408)



Reply Favorite

Date: March 23rd, 2015 2:52 PM
Author: appetizing nursing home community account

the contents of that pic would pay ur loans down right quick i tell u what

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541434)



Reply Favorite

Date: March 23rd, 2015 12:55 PM
Author: Exciting Lake Chapel Sandwich

holy shit.

This is stupid though. Doesn't maek sense to eliminate it unless you maek student loans dischargeable in BK or cap tuition or something. This whole thing is a mess. GJ boomers.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540710)



Reply Favorite

Date: March 23rd, 2015 12:56 PM
Author: bat-shit-crazy library people who are hurt



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540718)



Reply Favorite

Date: March 23rd, 2015 1:43 PM
Author: motley impertinent office laser beams

Or get govt out of the student loan business

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541009)



Reply Favorite

Date: March 23rd, 2015 1:47 PM
Author: Exciting Lake Chapel Sandwich

I actually think gov't should stay in except that it shuold highly regulate the disbursement of funds to schools based on strict criteria. i'd be happy to have them get out of the biz but then they need to reform the applicable BK laws.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541037)



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Date: March 23rd, 2015 1:59 PM
Author: motley impertinent office laser beams

Don't you see the conflict when you have one entity as the lender, payee, collector, and rule maker all in one?

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541114)



Reply Favorite

Date: March 23rd, 2015 12:56 PM
Author: Hairraiser Background Story

Would this affect those already on PAYE? I've already been on PAYE for like a year.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540719)



Reply Favorite

Date: March 23rd, 2015 12:58 PM
Author: Exciting Lake Chapel Sandwich

nope just for new borrowers

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540730)



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Date: March 23rd, 2015 1:01 PM
Author: Silver indecent dragon

The bill changes the definition of "new borrowers" to those who took out their first student loan after 2000.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540746)



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Date: March 23rd, 2015 1:01 PM
Author: Exciting Lake Chapel Sandwich

lol

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540750)



Reply Favorite

Date: March 23rd, 2015 1:06 PM
Author: bat-shit-crazy library people who are hurt

http://imgur.com/iw5El5m.jpg

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540783)



Reply Favorite

Date: March 23rd, 2015 1:46 PM
Author: thriller magical halford station

DAMMIT DUDE TAG THAT SHIT NSFW

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541030)



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Date: March 23rd, 2015 2:31 PM
Author: bat-shit-crazy library people who are hurt

NSFW

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541282)



Reply Favorite

Date: March 23rd, 2015 2:34 PM
Author: racy milky national security agency sanctuary



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541307)



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Date: March 23rd, 2015 2:53 PM
Author: Rusted Hairless Mood

poasting from work is really cool

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541439)



Reply Favorite

Date: March 23rd, 2015 3:39 PM
Author: racy milky national security agency sanctuary



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541730)



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Date: March 24th, 2015 8:22 AM
Author: thriller magical halford station

Holy shit not twice in the same thread!

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27545902)



Reply Favorite

Date: March 23rd, 2015 1:07 PM
Author: maize menage

haha holy shit, that has to be close to unprecedented

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540791)



Reply Favorite

Date: March 23rd, 2015 12:59 PM
Author: Ruby Vivacious Boistinker Bawdyhouse

Appears to eliminate all PAYE, so yes.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540737)



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Date: March 23rd, 2015 1:01 PM
Author: Hairraiser Background Story

How can they do away with PAYE after people have already been on it? That's like a bank changing the terms of someone's 30 year mortgage just because they "feel like it" and is pretty unethical. If they change things so that those who are already on it will be kicked off and put back on a standard repayment, someone needs to be sent to prison.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540749)



Reply Favorite

Date: March 23rd, 2015 1:16 PM
Author: Exciting Lake Chapel Sandwich

that's not going to happen

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540846)



Reply Favorite

Date: March 25th, 2015 7:44 AM
Author: Soul-stirring associate

twist: that someone is you

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27551355)



Reply Favorite

Date: March 23rd, 2015 1:07 PM
Author: arrogant internal respiration

180

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540786)



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Date: March 23rd, 2015 1:07 PM
Author: Puce legal warrant parlour

LOL PAYE pumo is the guy who wrote the article

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540794)



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Date: March 23rd, 2015 1:11 PM
Author: maize menage

Aside: It drives me nuts that news organizations constantly preach "this time is different, republicans have control of both the house and the senate" and then neglect to explain how this will make any difference. I don't see how it makes any material difference if you don't have the votes to override a veto. Yeah, maybe dems break ranks, but there's only like two red state dem senators left. This is all just a circus, why waste time to even print a bill on paper or write an article about it?

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540811)



Reply Favorite

Date: March 23rd, 2015 1:33 PM
Author: Ruby Vivacious Boistinker Bawdyhouse

True, but let's be real here. If Republicans take the White House in 2016, PAYE is gone.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540964)



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Date: March 23rd, 2015 1:35 PM
Author: maize menage

Agreed, but if that happens, PAYE will be the least of our worries.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540974)



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Date: March 23rd, 2015 1:38 PM
Author: Ruby Vivacious Boistinker Bawdyhouse

The direct impact on people who graduated from places like Fordham Law with 250K debt will be far greater than the impact of any other programs they might push through on pretty much anybody. Only obvious exception I can think of is immigrants of various types of status.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540988)



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Date: March 23rd, 2015 1:47 PM
Author: Puce legal warrant parlour

Fortunately I'm secure on PAYE 1.0

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541036)



Reply Favorite

Date: March 23rd, 2015 1:48 PM
Author: Exciting Lake Chapel Sandwich



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541040)



Reply Favorite

Date: March 24th, 2015 9:59 AM
Author: up-to-no-good chest-beating weed whacker

oh noes a couple thousand people will be fucked beyond belief, that is way worse than the billions of people across the globe who will be ROYALLY FUCKED if cruz wins and starts bombing ever asshold in site

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27546149)



Reply Favorite

Date: March 25th, 2015 7:35 AM
Author: amethyst odious hunting ground

agreed

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27551349)



Reply Favorite

Date: March 23rd, 2015 1:45 PM
Author: motley impertinent office laser beams

Right, bc the econmy will be so strong we'll all be rich

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541025)



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Date: March 23rd, 2015 1:49 PM
Author: alcoholic pistol

Both sides try to stake a position on the budget and market it to the public as the better and more reasonable approach. Then right before a potential shutdown they cut a deal that's somewhere in between. If you look at the competing budgets, it's already clear that paye is an endangered program. Given the big hit to the budget that PAYE will cause in the future, it's pretty obvious that it will be another chip to be bargained with and will not exist in its current form.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541054)



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Date: March 23rd, 2015 1:50 PM
Author: Puce legal warrant parlour

PAYE 1.0 is fine.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541057)



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Date: March 23rd, 2015 2:54 PM
Author: maize menage

Yeah you're right to an extent, that's a good point, and the Libs still did shit the bed on the last budget bill (I thought, considering they could have just vetoed)

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541457)



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Date: March 23rd, 2015 1:58 PM
Author: motley impertinent office laser beams

God bless these patriotic freedom fighters

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541109)



Reply Favorite

Date: March 23rd, 2015 2:32 PM
Author: maize menage



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541288)



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Date: March 23rd, 2015 2:33 PM
Author: maize menage

No latin mottos! They should learn english!

http://wonkette.com/575109/vermont-proposes-official-latin-motto-wingnuts-tell-vermont-to-go-back-to-mexico

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541298)



Reply Favorite

Date: March 23rd, 2015 2:39 PM
Author: motley impertinent office laser beams

(Non sequitur masterman)

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541334)



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Date: March 23rd, 2015 3:14 PM
Author: hateful aqua site

ok but forgiveness under IBR after 25 years isn't going anywhere, right?

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541587)



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Date: March 23rd, 2015 3:52 PM
Author: Ruby Vivacious Boistinker Bawdyhouse

lol bro, just lol

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541799)



Reply Favorite

Date: March 23rd, 2015 3:53 PM
Author: hateful aqua site

my wife and i have combined $350K of debt. we would be completely, utterly destroyed if that happened.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541804)



Reply Favorite

Date: March 23rd, 2015 3:54 PM
Author: Puce legal warrant parlour

The way it looks, all debt forgiveness is gone and everyone will be put into the 10 standard repayment. I'm having a heart attack here.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541811)



Reply Favorite

Date: March 23rd, 2015 4:05 PM
Author: hateful aqua site

jesus dude you just gave me a panic attack. article says that Republicans want to keep IBR and get rid of PAYE, and it only applies to new borrowers after July 1, 2016 anyway.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541891)



Reply Favorite

Date: March 23rd, 2015 4:07 PM
Author: twisted soggy new version trust fund

gen x giving the old in out in out to millenials

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541904)



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Date: March 23rd, 2015 4:12 PM
Author: Razzle-dazzle spot yarmulke

that's just the first tentative step toward scrapping it all. but the direction is already cast.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541919)



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Date: March 23rd, 2015 7:44 PM
Author: motley impertinent office laser beams

180 - you need to be punished for your stupid decisions.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27543010)



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Date: March 23rd, 2015 4:06 PM
Author: concupiscible hospital

Maybe if swilllennials didn't vote in idiotic blocs for retarded social justice we might get a little respect from the PARTY OF ADULTS

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541897)



Reply Favorite

Date: March 25th, 2015 10:52 PM
Author: Razzle Toaster

How is this any different from idiot poor white Southerners voting in Republicans because of social issues?

Republicans are always complaining about libs who think these people are stupid for putting social principles over their economic well-being.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27555900)



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Date: March 23rd, 2015 7:07 PM
Author: Mahogany Flickering Friendly Grandma Personal Credit Line

I just threw in the towel on IBR an PAYE and refinanced my loans. There's too much uncertainty for me to pay double the interest in order to hope for them to ever get their act together and honor a plan.

Best of luck to those that get this stupid shit forgiven.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27542869)



Reply Favorite

Date: March 23rd, 2015 7:14 PM
Author: Misanthropic piazza

What the fuck is this site? Linkbait?

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27542891)



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Date: March 23rd, 2015 7:57 PM
Author: Ruby Vivacious Boistinker Bawdyhouse

No it's legit. Julia is one of their writers.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27543118)



Reply Favorite

Date: March 24th, 2015 8:44 AM
Author: Exciting Lake Chapel Sandwich



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27545928)