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Republicans Propose Budget that ELIMINATES PAYE

lol, and you thought Obama's proposal was bad. http://w...
Green passionate karate crackhouse
  03/23/15
Good. The whole idea was idiotic.
stirring bisexual theatre
  03/23/15
...
unhinged marketing idea lettuce
  03/23/15
billions&trillions for fraud&lies
Razzle-dazzle casino
  03/23/15
...
dashing brunch
  03/23/15
don't withdraw retirement funds for any reason. you have to...
narrow-minded home
  03/23/15
...
Carmine state
  03/24/15
...
Green passionate karate crackhouse
  03/24/15
...
nubile location trump supporter
  03/23/15
Who cares? it eliminates PAYE 2.0. People on PAYE are fine.
Light Famous Landscape Painting Factory Reset Button
  03/23/15
(Head-in-the-sand guy)
Green passionate karate crackhouse
  03/23/15
(Moron who doesn't realize subsidies drive up the cost of go...
French locale
  03/23/15
PAYE isn't a subsidy since it is earned.
brindle zippy institution pocket flask
  03/23/15
that is a really interesting definition of "subsidy&quo...
supple ocher selfie
  03/23/15
apt moniker!
Carmine state
  03/24/15
I'm not familiar enough with PAYE to know if it makes sense ...
learning disabled den
  03/23/15
Exactly. Tons of groups get breaks. Big businesses with tax ...
Slate vibrant stage
  03/23/15
Thank you for your sanity.
learning disabled den
  03/23/15
The road to hell is paved with shitlib's good intentions
French locale
  03/23/15
The point is irrefutable: Republicans for the past 50 years ...
learning disabled den
  03/23/15
So the poors pay a lot in taxes and get very little in servi...
French locale
  03/23/15
Dude, if you're actually opposed to progressive taxation (wh...
learning disabled den
  03/23/15
I'm ok w progressive taxation, but only a true lunatic would...
French locale
  03/23/15
I'll look for a chart. By the time you're in a no income tax...
learning disabled den
  03/23/15
Landlords can't deduct state taxes?
brindle zippy institution pocket flask
  03/23/15
The renters pay them but never get a deduction or refund bec...
learning disabled den
  03/23/15
If the landlords get a deduction for state taxes, that deduc...
brindle zippy institution pocket flask
  03/23/15
Oh I totally agree. But landlords/apartments have huge lobbi...
learning disabled den
  03/23/15
There are a lot more renters than landlords. Renters don't ...
brindle zippy institution pocket flask
  03/23/15
hahahaha holy shit man, come out into the sunlight, it's 201...
learning disabled den
  03/23/15
LJL if you think the average joe gets listened to by govt mo...
cocky beady-eyed new version
  03/24/15
http://www.itepnet.org/whopays3.pdf Non-partisan think ta...
learning disabled den
  03/23/15
They're going after student loans while leaving the mortgage...
learning disabled den
  03/23/15
I'd cut them both, but housing is unquestionably more import...
French locale
  03/23/15
Forgiving hundreds of thousands of dollars of debt is differ...
brindle zippy institution pocket flask
  03/23/15
Maybe, but the federal government provides guarantees, fundi...
learning disabled den
  03/23/15
Exactly the opposite. The mortgage deduction and no gain on...
brindle zippy institution pocket flask
  03/23/15
You're correct looking at tax policy, but Fannie Mae/Freddie...
learning disabled den
  03/23/15
it's a system-wide problem. boomers university admins contin...
Razzle-dazzle casino
  03/23/15
Totally agreed, and I have thought in the past that a republ...
learning disabled den
  03/23/15
yeah im not really saying much in those paragraphs, this is ...
Razzle-dazzle casino
  03/23/15
...
opaque twinkling uncleanness lodge
  03/23/15
don't click
Drab sanctuary fat ankles
  03/23/15
DON'T CLICK
Green passionate karate crackhouse
  03/23/15
this bort has moderation?!
nubile location trump supporter
  03/23/15
What was it?
Frisky Turdskin Philosopher-king
  03/23/15
PAYE alternative that is widely known in financial circles b...
nubile location trump supporter
  03/23/15
the contents of that pic would pay ur loans down right quick...
Razzle-dazzle casino
  03/23/15
holy shit. This is stupid though. Doesn't maek sense to ...
Costumed address toilet seat
  03/23/15
...
opaque twinkling uncleanness lodge
  03/23/15
Or get govt out of the student loan business
French locale
  03/23/15
I actually think gov't should stay in except that it shuold ...
Costumed address toilet seat
  03/23/15
Don't you see the conflict when you have one entity as the l...
French locale
  03/23/15
Would this affect those already on PAYE? I've already been o...
Adventurous pit
  03/23/15
nope just for new borrowers
Costumed address toilet seat
  03/23/15
The bill changes the definition of "new borrowers"...
brindle zippy institution pocket flask
  03/23/15
lol
Costumed address toilet seat
  03/23/15
http://imgur.com/iw5El5m.jpg
opaque twinkling uncleanness lodge
  03/23/15
DAMMIT DUDE TAG THAT SHIT NSFW
overrated shrine police squad
  03/23/15
NSFW
opaque twinkling uncleanness lodge
  03/23/15
...
Lilac Hideous Rehab
  03/23/15
poasting from work is really cool
Wine nudist candlestick maker death wish
  03/23/15
...
Lilac Hideous Rehab
  03/23/15
Holy shit not twice in the same thread!
overrated shrine police squad
  03/24/15
haha holy shit, that has to be close to unprecedented
learning disabled den
  03/23/15
Appears to eliminate all PAYE, so yes.
Green passionate karate crackhouse
  03/23/15
How can they do away with PAYE after people have already bee...
Adventurous pit
  03/23/15
that's not going to happen
Costumed address toilet seat
  03/23/15
twist: that someone is you
Smoky indirect expression sound barrier
  03/25/15
180
drunken concupiscible scourge upon the earth
  03/23/15
LOL PAYE pumo is the guy who wrote the article
Light Famous Landscape Painting Factory Reset Button
  03/23/15
Aside: It drives me nuts that news organizations constantly ...
learning disabled den
  03/23/15
True, but let's be real here. If Republicans take the White...
Green passionate karate crackhouse
  03/23/15
Agreed, but if that happens, PAYE will be the least of our w...
learning disabled den
  03/23/15
The direct impact on people who graduated from places like F...
Green passionate karate crackhouse
  03/23/15
Fortunately I'm secure on PAYE 1.0
Light Famous Landscape Painting Factory Reset Button
  03/23/15
...
Costumed address toilet seat
  03/23/15
oh noes a couple thousand people will be fucked beyond belie...
cocky beady-eyed new version
  03/24/15
agreed
Primrose coldplay fan
  03/25/15
Right, bc the econmy will be so strong we'll all be rich
French locale
  03/23/15
Both sides try to stake a position on the budget and market ...
vermilion principal's office mexican
  03/23/15
PAYE 1.0 is fine.
Light Famous Landscape Painting Factory Reset Button
  03/23/15
Yeah you're right to an extent, that's a good point, and the...
learning disabled den
  03/23/15
God bless these patriotic freedom fighters
French locale
  03/23/15
...
learning disabled den
  03/23/15
No latin mottos! They should learn english! http://wonket...
learning disabled den
  03/23/15
(Non sequitur masterman)
French locale
  03/23/15
ok but forgiveness under IBR after 25 years isn't going anyw...
soggy effete mood station
  03/23/15
lol bro, just lol
Green passionate karate crackhouse
  03/23/15
my wife and i have combined $350K of debt. we would be compl...
soggy effete mood station
  03/23/15
The way it looks, all debt forgiveness is gone and everyone ...
Light Famous Landscape Painting Factory Reset Button
  03/23/15
jesus dude you just gave me a panic attack. article says tha...
soggy effete mood station
  03/23/15
gen x giving the old in out in out to millenials
narrow-minded home
  03/23/15
that's just the first tentative step toward scrapping it all...
Poppy potus ticket booth
  03/23/15
180 - you need to be punished for your stupid decisions.
French locale
  03/23/15
Maybe if swilllennials didn't vote in idiotic blocs for reta...
Twinkling motley crotch legal warrant
  03/23/15
How is this any different from idiot poor white Southerners ...
Thriller lavender menage mediation
  03/25/15
I just threw in the towel on IBR an PAYE and refinanced my l...
dun swashbuckling dragon library
  03/23/15
What the fuck is this site? Linkbait?
Bronze house
  03/23/15
No it's legit. Julia is one of their writers.
Green passionate karate crackhouse
  03/23/15
...
Costumed address toilet seat
  03/24/15


Poast new message in this thread



Reply Favorite

Date: March 23rd, 2015 12:43 PM
Author: Green passionate karate crackhouse

lol, and you thought Obama's proposal was bad.

http://www.mainstreet.com/article/stafford-loans-join-pell-grants-on-the-congressional-chopping-block

NEW YORK (MainStreet) — First Pell Grants got whacked. Now it's Stafford loans.

The Pell spending freeze that appeared in the Republican's budget blueprint on Tuesday would cap the max Pell Grant for ten years and roll back recent expansions of the program. Some student advocates thought the worst was over. But tucked into it was a plan to wipe out Stafford loans' in-school subsidy, reverse a roll back an expansion of income-based repayment of these loans and call a halt to the forgiveness of loans made by the Department of Education (ED).

These changes would save taxpayers more than $60 billion during a 10-year period based on the budget estimates. But they would also make student loans more expensive for borrowers--who are themselves future taxpayers--and leave them with less disposable income to put back into the economy.

Interest on subsidized Stafford loans doesn't currently accrue as long as the borrower stays in school. These subsidized loans are available to undergrads from low- and moderate-income families. About half of the Stafford loan volume to undergraduates last year was in the form of subsidized loans.

"The House plan makes college even less affordable by not only forcing needy students to borrow more and raising their cost of borrowing, but also by making it harder for student to repay their loans," said Pauline Abernathy, vice president of The Institute for College Access and Success (TICAS), based in Oakland. "For new borrowers after July 1, 2016, it eliminates Pay As You Earn and a related plan, both of which cap monthly payments at 10% of discretionary income and discharge any debt remaining after 20 years of payments."

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540666)



Reply Favorite

Date: March 23rd, 2015 12:45 PM
Author: stirring bisexual theatre

Good. The whole idea was idiotic.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540670)



Reply Favorite

Date: March 23rd, 2015 12:50 PM
Author: unhinged marketing idea lettuce



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540681)



Reply Favorite

Date: March 23rd, 2015 12:50 PM
Author: Razzle-dazzle casino

billions&trillions for fraud&lies

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540682)



Reply Favorite

Date: March 23rd, 2015 1:23 PM
Author: dashing brunch



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540903)



Reply Favorite

Date: March 23rd, 2015 2:14 PM
Author: narrow-minded home

don't withdraw retirement funds for any reason. you have to pay a 10% penalty.

borrow your ass off to get a higher education. pay a 10% penalty every fucking year for 20 years. great idea.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541178)



Reply Favorite

Date: March 24th, 2015 8:45 AM
Author: Carmine state



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27545929)



Reply Favorite

Date: March 24th, 2015 12:08 PM
Author: Green passionate karate crackhouse



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27546646)



Reply Favorite

Date: March 23rd, 2015 12:49 PM
Author: nubile location trump supporter



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540676)



Reply Favorite

Date: March 23rd, 2015 12:51 PM
Author: Light Famous Landscape Painting Factory Reset Button

Who cares? it eliminates PAYE 2.0. People on PAYE are fine.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540687)



Reply Favorite

Date: March 23rd, 2015 12:52 PM
Author: Green passionate karate crackhouse

(Head-in-the-sand guy)

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540698)



Reply Favorite

Date: March 23rd, 2015 1:43 PM
Author: French locale

(Moron who doesn't realize subsidies drive up the cost of goods and services)

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541005)



Reply Favorite

Date: March 23rd, 2015 1:51 PM
Author: brindle zippy institution pocket flask

PAYE isn't a subsidy since it is earned.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541067)



Reply Favorite

Date: March 23rd, 2015 7:13 PM
Author: supple ocher selfie

that is a really interesting definition of "subsidy"

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27542886)



Reply Favorite

Date: March 24th, 2015 8:46 AM
Author: Carmine state

apt moniker!

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27545932)



Reply Favorite

Date: March 23rd, 2015 12:51 PM
Author: learning disabled den

I'm not familiar enough with PAYE to know if it makes sense to go after it.

But, the reason Republicans always appear so insane to me is because it makes no sense to go after this first. It's like they lack the ability to order and group items beyond black/white or yes/no. There are quite literally millions of better ways to save $60 billion (who cares?) over 10 years.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540689)



Reply Favorite

Date: March 23rd, 2015 2:15 PM
Author: Slate vibrant stage

Exactly. Tons of groups get breaks. Big businesses with tax loopholes, home owners, small business owners, now student loan recipients. I understand not wanting any group to get any breaks, but if you're going to give breaks, it should go to those groups that are most likely to spend and put it back into the economy -- and that would be student loan recipients.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541186)



Reply Favorite

Date: March 23rd, 2015 2:31 PM
Author: learning disabled den

Thank you for your sanity.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541279)



Reply Favorite

Date: March 23rd, 2015 2:35 PM
Author: French locale

The road to hell is paved with shitlib's good intentions

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541314)



Reply Favorite

Date: March 23rd, 2015 2:38 PM
Author: learning disabled den

The point is irrefutable: Republicans for the past 50 years have raised taxes on lower- and middle-class people (and cut services) to compensate for lower taxes for the rich and big business. You can argue that it helps the economy or whatever, but there's literally no evidence to support that (in fact all the evidence says the exact opposite) and further, if conservatives are proud of the strategy and think it works, they shouldn't need to cloak and obfuscate it to such a high degree.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541331)



Reply Favorite

Date: March 23rd, 2015 2:39 PM
Author: French locale

So the poors pay a lot in taxes and get very little in services? How literally unhinged are you, Ms Warren?

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541340)



Reply Favorite

Date: March 23rd, 2015 2:47 PM
Author: learning disabled den

Dude, if you're actually opposed to progressive taxation (which seems like an extension of this argument) then you're way further out on a limb than I am. They pay proportionally more in taxes and get proportionally less in services. How much is the airport worth to you if you make $6.50 an hour?

You have undoubtedly seen the diagrams where U.S. persons will graph what they think the tax burden distribution should be and are astonished to find that it matches Sweden and is nowhere close to the U.S. So, my point is that, at the very least, people are severely misled by Republican tax rhetoric and don't seem to do what people want.

But let's forget the morality argument and say it's all about making the economy run best. Again, all the evidence says that progressive tax reform would improve the economy. The only reason to oppose it is short-term (read: illogial) selfishness.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541387)



Reply Favorite

Date: March 23rd, 2015 2:51 PM
Author: French locale

I'm ok w progressive taxation, but only a true lunatic would think poors pay a lot in taxes and get little in terms of services.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541416)



Reply Favorite

Date: March 23rd, 2015 2:53 PM
Author: learning disabled den

I'll look for a chart. By the time you're in a no income tax state with a high sales tax like WA or TX, you would be amazed at the overall tax distribution. Plus states like TX have a high property tax that they frequently refund to homeowners, but renters also pay in but obviously don't get the refunds (and tend to be lower income).

Agreed though that most lower income people have no federal income tax burden. The other taxes add up though.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541437)



Reply Favorite

Date: March 23rd, 2015 2:54 PM
Author: brindle zippy institution pocket flask

Landlords can't deduct state taxes?

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541455)



Reply Favorite

Date: March 23rd, 2015 2:55 PM
Author: learning disabled den

The renters pay them but never get a deduction or refund because they're bound up in the rent. Obviously any landlord or apartment complex passes the taxes on to the renter.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541465)



Reply Favorite

Date: March 23rd, 2015 2:57 PM
Author: brindle zippy institution pocket flask

If the landlords get a deduction for state taxes, that deduction should be passed on to renters if you think the taxes are also passed onto renters. Obviously, the market isn't perfect, but if you think renters pay for the taxes, you should also think renters get the benefit of the deduction, if landlords even get that deduction. I don't know.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541483)



Reply Favorite

Date: March 23rd, 2015 3:00 PM
Author: learning disabled den

Oh I totally agree. But landlords/apartments have huge lobbies and renters have no lobby. They're going to say, "it's our real estate and we pay the property taxes out of our profits. If you remove this deduction for us then we'll have to lay off employees and there goes the whole economy."

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541502)



Reply Favorite

Date: March 23rd, 2015 3:02 PM
Author: brindle zippy institution pocket flask

There are a lot more renters than landlords. Renters don't need special lobbying. They can get whatever they want by voting.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541520)



Reply Favorite

Date: March 23rd, 2015 3:03 PM
Author: learning disabled den

hahahaha holy shit man, come out into the sunlight, it's 2015 here

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541526)



Reply Favorite

Date: March 24th, 2015 8:38 AM
Author: cocky beady-eyed new version

LJL if you think the average joe gets listened to by govt more than northrop grumman, which is just one company compared to hundreds of millions of people! 1 < 100M!

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27545920)



Reply Favorite

Date: March 23rd, 2015 2:58 PM
Author: learning disabled den

http://www.itepnet.org/whopays3.pdf

Non-partisan think tank has a fairly thorough explanation looking at the combined effects of federal and state taxes.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541489)



Reply Favorite

Date: March 23rd, 2015 2:39 PM
Author: learning disabled den

They're going after student loans while leaving the mortgage interest deduction. Right, building houses is more important to our economy than educating the workforce (who, just by borrowing money to attend college, are sadly some of our smartest Americans).

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541337)



Reply Favorite

Date: March 23rd, 2015 2:40 PM
Author: French locale

I'd cut them both, but housing is unquestionably more important than some faggoty lib arts degree.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541348)



Reply Favorite

Date: March 23rd, 2015 2:58 PM
Author: brindle zippy institution pocket flask

Forgiving hundreds of thousands of dollars of debt is different in kind from a deduction.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541493)



Reply Favorite

Date: March 23rd, 2015 3:01 PM
Author: learning disabled den

Maybe, but the federal government provides guarantees, funding, etc. to drive down the rate of mortgages lowering the overall debt, while basically doing the opposite for student loans.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541514)



Reply Favorite

Date: March 23rd, 2015 3:04 PM
Author: brindle zippy institution pocket flask

Exactly the opposite. The mortgage deduction and no gain on the sale of primary residences inflate debt, because they make mortgaged homes more valuable.

The mechanisms are different, but fed programs make education and housing more expensive in terms of the purchase price.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541528)



Reply Favorite

Date: March 23rd, 2015 3:06 PM
Author: learning disabled den

You're correct looking at tax policy, but Fannie Mae/Freddie Mac, politicians pushing for every American in a house, etc. drove down costs which drove up demand. Good point though that the tax code does raise the costs of both education and housing.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541549)



Reply Favorite

Date: March 23rd, 2015 3:07 PM
Author: Razzle-dazzle casino

it's a system-wide problem. boomers university admins continue to drive up costs and rake in cash, millenials are too docile and stupid to focus on things that will have a real impact on them instead of whether the lgbt center needs more letters, and the government hands out loans to any tard who can sign a promissory note. there's no pressure on the government to fix things and so it won't

nothing's likely to happen unless there's a crash, and the dem solution of paye only prolongs the problem while transferring taxpayer money from the government to the shithead universities

id prefer the reptile approach if only because it's inadvertently more likely break it all and force a change

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541559)



Reply Favorite

Date: March 23rd, 2015 3:10 PM
Author: learning disabled den

Totally agreed, and I have thought in the past that a republican collapse would be better. I'm having trouble with what would (in my opinion) hurt a lot of real people. But yeah agree that nothing's going to happen anytime soon, and it's depressing that the youths are focusing on things like pot legalization

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541571)



Reply Favorite

Date: March 23rd, 2015 3:22 PM
Author: Razzle-dazzle casino

yeah im not really saying much in those paragraphs, this is all facially obvious stuff for anyone who's dealing with student loans and putting any thought into education costs whatsoever, eg all of xo minus trust funders and genxers

the damage to people who wouldn't be able to make their payments is the one thing that gives me pause, the dudes who have panic attacks on xo every time paye is mentioned are sad as fuck to watch... but i worry that each successive class is going to be worse off until the bandaid gets yanked. i managed to avoid the issue so it's mostly academic for me but man, it's shitty to watch both sides of washington carve everyone under 35 up and realize that rhetoric and pandering for votes from 105 iqers wins out over genuine concern for the populace every time

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541641)



Reply Favorite

Date: March 23rd, 2015 12:52 PM
Author: opaque twinkling uncleanness lodge

Post removed by moderator for violating The Law of The Land.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540695)



Reply Favorite

Date: March 23rd, 2015 12:52 PM
Author: Drab sanctuary fat ankles

don't click

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540700)



Reply Favorite

Date: March 23rd, 2015 12:53 PM
Author: Green passionate karate crackhouse

DON'T CLICK

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540702)



Reply Favorite

Date: March 23rd, 2015 1:07 PM
Author: nubile location trump supporter

this bort has moderation?!

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540790)



Reply Favorite

Date: March 23rd, 2015 1:46 PM
Author: Frisky Turdskin Philosopher-king

What was it?

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541029)



Reply Favorite

Date: March 23rd, 2015 2:50 PM
Author: nubile location trump supporter

PAYE alternative that is widely known in financial circles but is kept out of circulation to the general public

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541408)



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Date: March 23rd, 2015 2:52 PM
Author: Razzle-dazzle casino

the contents of that pic would pay ur loans down right quick i tell u what

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541434)



Reply Favorite

Date: March 23rd, 2015 12:55 PM
Author: Costumed address toilet seat

holy shit.

This is stupid though. Doesn't maek sense to eliminate it unless you maek student loans dischargeable in BK or cap tuition or something. This whole thing is a mess. GJ boomers.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540710)



Reply Favorite

Date: March 23rd, 2015 12:56 PM
Author: opaque twinkling uncleanness lodge



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540718)



Reply Favorite

Date: March 23rd, 2015 1:43 PM
Author: French locale

Or get govt out of the student loan business

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541009)



Reply Favorite

Date: March 23rd, 2015 1:47 PM
Author: Costumed address toilet seat

I actually think gov't should stay in except that it shuold highly regulate the disbursement of funds to schools based on strict criteria. i'd be happy to have them get out of the biz but then they need to reform the applicable BK laws.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541037)



Reply Favorite

Date: March 23rd, 2015 1:59 PM
Author: French locale

Don't you see the conflict when you have one entity as the lender, payee, collector, and rule maker all in one?

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541114)



Reply Favorite

Date: March 23rd, 2015 12:56 PM
Author: Adventurous pit

Would this affect those already on PAYE? I've already been on PAYE for like a year.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540719)



Reply Favorite

Date: March 23rd, 2015 12:58 PM
Author: Costumed address toilet seat

nope just for new borrowers

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540730)



Reply Favorite

Date: March 23rd, 2015 1:01 PM
Author: brindle zippy institution pocket flask

The bill changes the definition of "new borrowers" to those who took out their first student loan after 2000.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540746)



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Date: March 23rd, 2015 1:01 PM
Author: Costumed address toilet seat

lol

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540750)



Reply Favorite

Date: March 23rd, 2015 1:06 PM
Author: opaque twinkling uncleanness lodge

http://imgur.com/iw5El5m.jpg

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540783)



Reply Favorite

Date: March 23rd, 2015 1:46 PM
Author: overrated shrine police squad

DAMMIT DUDE TAG THAT SHIT NSFW

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541030)



Reply Favorite

Date: March 23rd, 2015 2:31 PM
Author: opaque twinkling uncleanness lodge

NSFW

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541282)



Reply Favorite

Date: March 23rd, 2015 2:34 PM
Author: Lilac Hideous Rehab



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541307)



Reply Favorite

Date: March 23rd, 2015 2:53 PM
Author: Wine nudist candlestick maker death wish

poasting from work is really cool

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541439)



Reply Favorite

Date: March 23rd, 2015 3:39 PM
Author: Lilac Hideous Rehab



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541730)



Reply Favorite

Date: March 24th, 2015 8:22 AM
Author: overrated shrine police squad

Holy shit not twice in the same thread!

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27545902)



Reply Favorite

Date: March 23rd, 2015 1:07 PM
Author: learning disabled den

haha holy shit, that has to be close to unprecedented

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540791)



Reply Favorite

Date: March 23rd, 2015 12:59 PM
Author: Green passionate karate crackhouse

Appears to eliminate all PAYE, so yes.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540737)



Reply Favorite

Date: March 23rd, 2015 1:01 PM
Author: Adventurous pit

How can they do away with PAYE after people have already been on it? That's like a bank changing the terms of someone's 30 year mortgage just because they "feel like it" and is pretty unethical. If they change things so that those who are already on it will be kicked off and put back on a standard repayment, someone needs to be sent to prison.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540749)



Reply Favorite

Date: March 23rd, 2015 1:16 PM
Author: Costumed address toilet seat

that's not going to happen

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540846)



Reply Favorite

Date: March 25th, 2015 7:44 AM
Author: Smoky indirect expression sound barrier

twist: that someone is you

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27551355)



Reply Favorite

Date: March 23rd, 2015 1:07 PM
Author: drunken concupiscible scourge upon the earth

180

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540786)



Reply Favorite

Date: March 23rd, 2015 1:07 PM
Author: Light Famous Landscape Painting Factory Reset Button

LOL PAYE pumo is the guy who wrote the article

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540794)



Reply Favorite

Date: March 23rd, 2015 1:11 PM
Author: learning disabled den

Aside: It drives me nuts that news organizations constantly preach "this time is different, republicans have control of both the house and the senate" and then neglect to explain how this will make any difference. I don't see how it makes any material difference if you don't have the votes to override a veto. Yeah, maybe dems break ranks, but there's only like two red state dem senators left. This is all just a circus, why waste time to even print a bill on paper or write an article about it?

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540811)



Reply Favorite

Date: March 23rd, 2015 1:33 PM
Author: Green passionate karate crackhouse

True, but let's be real here. If Republicans take the White House in 2016, PAYE is gone.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540964)



Reply Favorite

Date: March 23rd, 2015 1:35 PM
Author: learning disabled den

Agreed, but if that happens, PAYE will be the least of our worries.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540974)



Reply Favorite

Date: March 23rd, 2015 1:38 PM
Author: Green passionate karate crackhouse

The direct impact on people who graduated from places like Fordham Law with 250K debt will be far greater than the impact of any other programs they might push through on pretty much anybody. Only obvious exception I can think of is immigrants of various types of status.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27540988)



Reply Favorite

Date: March 23rd, 2015 1:47 PM
Author: Light Famous Landscape Painting Factory Reset Button

Fortunately I'm secure on PAYE 1.0

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541036)



Reply Favorite

Date: March 23rd, 2015 1:48 PM
Author: Costumed address toilet seat



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541040)



Reply Favorite

Date: March 24th, 2015 9:59 AM
Author: cocky beady-eyed new version

oh noes a couple thousand people will be fucked beyond belief, that is way worse than the billions of people across the globe who will be ROYALLY FUCKED if cruz wins and starts bombing ever asshold in site

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27546149)



Reply Favorite

Date: March 25th, 2015 7:35 AM
Author: Primrose coldplay fan

agreed

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27551349)



Reply Favorite

Date: March 23rd, 2015 1:45 PM
Author: French locale

Right, bc the econmy will be so strong we'll all be rich

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541025)



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Date: March 23rd, 2015 1:49 PM
Author: vermilion principal's office mexican

Both sides try to stake a position on the budget and market it to the public as the better and more reasonable approach. Then right before a potential shutdown they cut a deal that's somewhere in between. If you look at the competing budgets, it's already clear that paye is an endangered program. Given the big hit to the budget that PAYE will cause in the future, it's pretty obvious that it will be another chip to be bargained with and will not exist in its current form.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541054)



Reply Favorite

Date: March 23rd, 2015 1:50 PM
Author: Light Famous Landscape Painting Factory Reset Button

PAYE 1.0 is fine.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541057)



Reply Favorite

Date: March 23rd, 2015 2:54 PM
Author: learning disabled den

Yeah you're right to an extent, that's a good point, and the Libs still did shit the bed on the last budget bill (I thought, considering they could have just vetoed)

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541457)



Reply Favorite

Date: March 23rd, 2015 1:58 PM
Author: French locale

God bless these patriotic freedom fighters

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541109)



Reply Favorite

Date: March 23rd, 2015 2:32 PM
Author: learning disabled den



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541288)



Reply Favorite

Date: March 23rd, 2015 2:33 PM
Author: learning disabled den

No latin mottos! They should learn english!

http://wonkette.com/575109/vermont-proposes-official-latin-motto-wingnuts-tell-vermont-to-go-back-to-mexico

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541298)



Reply Favorite

Date: March 23rd, 2015 2:39 PM
Author: French locale

(Non sequitur masterman)

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541334)



Reply Favorite

Date: March 23rd, 2015 3:14 PM
Author: soggy effete mood station

ok but forgiveness under IBR after 25 years isn't going anywhere, right?

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541587)



Reply Favorite

Date: March 23rd, 2015 3:52 PM
Author: Green passionate karate crackhouse

lol bro, just lol

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541799)



Reply Favorite

Date: March 23rd, 2015 3:53 PM
Author: soggy effete mood station

my wife and i have combined $350K of debt. we would be completely, utterly destroyed if that happened.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541804)



Reply Favorite

Date: March 23rd, 2015 3:54 PM
Author: Light Famous Landscape Painting Factory Reset Button

The way it looks, all debt forgiveness is gone and everyone will be put into the 10 standard repayment. I'm having a heart attack here.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541811)



Reply Favorite

Date: March 23rd, 2015 4:05 PM
Author: soggy effete mood station

jesus dude you just gave me a panic attack. article says that Republicans want to keep IBR and get rid of PAYE, and it only applies to new borrowers after July 1, 2016 anyway.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541891)



Reply Favorite

Date: March 23rd, 2015 4:07 PM
Author: narrow-minded home

gen x giving the old in out in out to millenials

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541904)



Reply Favorite

Date: March 23rd, 2015 4:12 PM
Author: Poppy potus ticket booth

that's just the first tentative step toward scrapping it all. but the direction is already cast.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541919)



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Date: March 23rd, 2015 7:44 PM
Author: French locale

180 - you need to be punished for your stupid decisions.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27543010)



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Date: March 23rd, 2015 4:06 PM
Author: Twinkling motley crotch legal warrant

Maybe if swilllennials didn't vote in idiotic blocs for retarded social justice we might get a little respect from the PARTY OF ADULTS

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27541897)



Reply Favorite

Date: March 25th, 2015 10:52 PM
Author: Thriller lavender menage mediation

How is this any different from idiot poor white Southerners voting in Republicans because of social issues?

Republicans are always complaining about libs who think these people are stupid for putting social principles over their economic well-being.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27555900)



Reply Favorite

Date: March 23rd, 2015 7:07 PM
Author: dun swashbuckling dragon library

I just threw in the towel on IBR an PAYE and refinanced my loans. There's too much uncertainty for me to pay double the interest in order to hope for them to ever get their act together and honor a plan.

Best of luck to those that get this stupid shit forgiven.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27542869)



Reply Favorite

Date: March 23rd, 2015 7:14 PM
Author: Bronze house

What the fuck is this site? Linkbait?

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27542891)



Reply Favorite

Date: March 23rd, 2015 7:57 PM
Author: Green passionate karate crackhouse

No it's legit. Julia is one of their writers.

(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27543118)



Reply Favorite

Date: March 24th, 2015 8:44 AM
Author: Costumed address toilet seat



(http://www.autoadmit.com/thread.php?thread_id=2836925&forum_id=2#27545928)