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Rate my investment strategy / portfolio.
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Date: September 4th, 2015 1:15 PM Author: Wonderful topaz digit ratio dilemma Have about 270k in student loans and also about 270k in liquid assets.
I'm on PAYE making 75k/yr salary in a job in administrative law.
I'm choosing not to pay the loans so that I can use PAYE as an insurance program in case I ever lose my job. I'm also hoping for massive inflation through QE or maybe a student loan forgiveness bill.
Meanwhile, I've invested the 270k as follows: 75k in VFFVX (Vanguard target retirement 2055) 75k in VGHAX (Vanguard Health Care Fund Admiral shares) 75k in GOOG(le) ~40k in Goldman Sachs
Kind of a high risk portfolio but I'm cool with it. I would be open to portfolio advise that lowers my risk without lowering my expected reward, if anyone has any tips about weaknesses in my strategy. I'm probably holding only about 2-3 percent bonds VIA VFFVX.
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Date: September 4th, 2015 3:00 PM Author: Wonderful topaz digit ratio dilemma bump (http://www.autoadmit.com/thread.php?thread_id=2980979&forum_id=2#28689073) |
Date: September 4th, 2015 4:18 PM Author: Wonderful topaz digit ratio dilemma ;D (http://www.autoadmit.com/thread.php?thread_id=2980979&forum_id=2#28689623) |
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Date: September 4th, 2015 4:21 PM Author: Sepia flatulent resort potus lol (http://www.autoadmit.com/thread.php?thread_id=2980979&forum_id=2#28689637) |
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Date: September 4th, 2015 7:45 PM Author: Wonderful topaz digit ratio dilemma I am 100% serious. Is this a dumb strategy? (http://www.autoadmit.com/thread.php?thread_id=2980979&forum_id=2#28690740) |
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Date: September 4th, 2015 7:56 PM Author: Vigorous sickened incel step-uncle's house Tell me moar about this expected reward. (http://www.autoadmit.com/thread.php?thread_id=2980979&forum_id=2#28690799) |
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Date: September 4th, 2015 8:22 PM Author: glittery native ceo i rate it likely to lag the market.
put it all in the target date numbnuts. |
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Date: September 4th, 2015 8:24 PM Author: violet cerebral church "75k in GOOG(le) / ~40k in Goldman Sachs"
Why? |
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Date: September 6th, 2015 3:29 PM Author: Wonderful topaz digit ratio dilemma 1. I wanted to raise the risk/return on my portfolio above the funds I was holding.
2. I am a YouTube insider and can see that what Google is doing with advertisements on that platform (esp w/ regard to the mobile apps) is going to be profitable.
3. GS is too big to fail, if anything ever was, and they do retarded shit like the aluminum scam without ever getting in trouble for it.
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Date: September 6th, 2015 3:30 PM Author: mentally impaired anal locale famous landscape painting you have succeeded in raising the risk without raising the return. congrats (http://www.autoadmit.com/thread.php?thread_id=2980979&forum_id=2#28701090) |
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Date: September 4th, 2015 8:24 PM Author: laughsome maniacal knife How do you have 270K liquid when you make shit money?
Diversify more.
Put 50k into LendingClub.
Reach out to some hard money lenders / brokers, and ask to invest on some of their deals. Put ~50k to that.
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Date: September 4th, 2015 8:27 PM Author: glittery native ceo hard money lenders take on investors of 50k? srs q. (http://www.autoadmit.com/thread.php?thread_id=2980979&forum_id=2#28691012) |
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Date: September 6th, 2015 3:30 PM Author: Wonderful topaz digit ratio dilemma Mostly from luck. My investment returns since 2008 are about $200k in capital gains / dividends. (http://www.autoadmit.com/thread.php?thread_id=2980979&forum_id=2#28701093) |
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Date: September 6th, 2015 3:30 PM Author: Fragrant hell dingle berry Jesus christ you are not diversified at all brother. (http://www.autoadmit.com/thread.php?thread_id=2980979&forum_id=2#28701091) |
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Date: September 6th, 2015 3:33 PM Author: Wonderful topaz digit ratio dilemma Anyone have thoughts/criticism about not paying back the loans? Surprised no one commenting on that element. (http://www.autoadmit.com/thread.php?thread_id=2980979&forum_id=2#28701101) |
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Date: September 6th, 2015 3:43 PM Author: Nudist philosopher-king this is risky as furk
take the GS stock and put it into thee vanguard financial services ETF
take the GOOG stock and put it into the vanguard tech ETF
or jusut put them into VOO the S and P tracking ETF
right now ull get ASSRAPED with ur holdings, need to get rid oft he healthcare shit or at least cut down and move into something more diversified |
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Date: September 6th, 2015 4:06 PM Author: Big smoky base black woman Have you looked into RE at all? Reits or even buying a fucking 4 unit would prob beat what your doing now.
Also is the 270k from drug money? If so then you should just stick with that racket. Drugs always beats the market. |
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Date: September 6th, 2015 4:14 PM Author: razzle-dazzle copper area useless brakes A portfolio of GOOG/DIS/JBLU/AMZN/AAPL will beat the market I would take your Goldman Sachs money and make a high risk bet on something undervalued, like throw it all into CBK and wait for a couple years. It's a micro cap apparel retailer that historically trades $4-10 buts at like $1.65 right now because of horrible earnings lately and a possible shareholder lawsuit. It has good financials though. Isn't going bankrupt any time soon and isn't highly leveraged. The potential reward is the earnings comeback in the next yr or so and the stock shoots back up to $5.00. Another possibility is the company gets bought out, which would net you a good profit too. |
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Date: September 6th, 2015 4:29 PM Author: Racy honey-headed location love of her life Why the fuck are taxpayers subsidizing the student loan bills of someone with 270k in liquid investments. Fuck this fucking country, you should be paying full freight for the money you borrowed. (http://www.autoadmit.com/thread.php?thread_id=2980979&forum_id=2#28701382) |
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Date: September 6th, 2015 5:58 PM Author: Beady-eyed jet party of the first part field Tvix or just pay down your debt (http://www.autoadmit.com/thread.php?thread_id=2980979&forum_id=2#28701889) |