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I FUCKIN' LOVE MY CREDIT SCORE--WHAT IS YOUR CREDIT SCORE?
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Date: October 12th, 2015 9:15 AM Author: scarlet goal in life 763 and moving. (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28950917) |
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Date: October 12th, 2015 9:21 AM Author: big-titted sinister jew resort 728 i think as of last month (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28950923) |
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Date: May 15th, 2016 2:49 PM Author: appetizing casino 805 (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484127) |
Date: October 12th, 2015 9:29 AM Author: Purple Disturbing Macaca 815 YNY
I checked by using some offer from one of my credit cards. Is there another way to check? |
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Date: November 17th, 2015 11:13 AM Author: Purple Disturbing Macaca Up to 830 fico (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29200371) |
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Date: October 12th, 2015 9:30 AM Author: Dead keepsake machete according to creditkarma, 820 transunion, 819 equifax. (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28950932) |
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Date: October 12th, 2015 9:31 AM Author: scarlet goal in life Damn nice job bro. Just making payments on time? (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28950933) |
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Date: October 12th, 2015 11:03 AM Author: Dead keepsake machete yeah man. looks like almost 300 payments, all on time. only factors that bring me down a bit are the average age of my credit cards and the # of recent inquiries, because i usually open 5-6 cards a year for signup bonuses, then cancel them a few months later to avoid annual fees. (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951222) |
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Date: October 12th, 2015 11:03 AM Author: scarlet goal in life what is a good age for a credit card? Like when should I ideally aim to cancel it? (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951225) |
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Date: October 12th, 2015 11:08 AM Author: Dead keepsake machete i'm not a credit masterman at all, i just look at my creditkarma thing every month or so out of curiosity. my average age is 4 years which is "poor" on creditkarma, 9+ years average is "excellent." even if it's a card with no annual fee, i'll close it if it's less than a year or two, to bring my average up. but i guess the key for that factor is keep at least a couple cards forever. (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951239) |
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Date: October 12th, 2015 11:09 AM Author: scarlet goal in life Makes sense. Other than paying on time, what do you attribute your high credit score to? (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951243) |
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Date: October 12th, 2015 11:17 AM Author: Dead keepsake machete no derogatory marks, < 10% utilization (mine is usually 1%), and the payment history are the 3 biggest factors on creditkarma. are you on that site bro? it lays it all out clearly, i highly recommend it. (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951266) |
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Date: October 12th, 2015 11:19 AM Author: scarlet goal in life Yeah Im registering now. looks 180 thanks for the protip. So let's say I have a credit limit of 5 K. how much ideally should I be putting on the credit card per month? Also, is it better to pay when the credit card bill comes or make payments on the bill throughout the month to keep the balance low? (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951279) |
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Date: October 12th, 2015 11:30 AM Author: Dead keepsake machete not sure brother, i guess in theory if you're always paying as much as you can, that's better so your utilization rate is always lower at any given point of time. but if you don't particularly need your credit score to be high right this minute, i'd probably pay once each month for convenience....unless some credit mastermen say that your historical average utilization rate is relevant to your current score, which i don't think is the case. (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951318) |
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Date: October 12th, 2015 11:32 AM Author: scarlet goal in life nice thanks brother. What's your job status? Shitlaw clerk? (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951329) |
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Date: November 17th, 2015 5:50 PM Author: scarlet goal in life (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29202632) |
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Date: November 17th, 2015 10:45 AM Author: Buff antidepressant drug CK is a flame score, just fyi (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29200260) |
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Date: October 12th, 2015 9:58 AM Author: ruddy boiling water 830 (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28950980) |
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Date: October 12th, 2015 10:01 AM Author: scarlet goal in life explain how u got it that high, shitlib. (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28950994) |
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Date: October 12th, 2015 12:12 PM Author: ruddy boiling water I am an idiot spender with access to a ton of credit, decent income personally and household, pay all debts on time or ahead of schedule. (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951498) |
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Date: October 13th, 2015 3:39 PM Author: scarlet goal in life (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28958569) |
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Date: October 12th, 2015 11:09 AM Author: Kink-friendly lemon international law enforcement agency puppy 760 and climbing rapidly, I'm getting dinged for age of credit history because I only have a 3 year old history and bought a house last year. 100% paid in full on time every month for every account. (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951244) |
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Date: October 12th, 2015 11:11 AM Author: scarlet goal in life Nice. What are the credited ways to increase my credit score? (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951250) |
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Date: October 12th, 2015 11:17 AM Author: Kink-friendly lemon international law enforcement agency puppy Make your payments in full and on time 100% of the time, only open accounts you need and keep them open forever. Literally just don't be a nigger and your path to 850 will sort itself out. (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951267) |
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Date: October 12th, 2015 11:20 AM Author: scarlet goal in life is it better to pay when the credit card bill comes or make payments on the bill throughout the month to keep the balance low?
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Date: October 12th, 2015 11:36 AM Author: Kink-friendly lemon international law enforcement agency puppy I just pay when I feel like it, I don't think this affects your score (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951343) |
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Date: October 12th, 2015 11:46 AM Author: scarlet goal in life Nice, shitlib. Do you have any student loans?
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Date: October 12th, 2015 11:46 AM Author: Kink-friendly lemon international law enforcement agency puppy Like $5k that I graduated with, going to pay it off in a few months straight cash. (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951386) |
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Date: October 12th, 2015 11:49 AM Author: scarlet goal in life nice. What do you recommend for someone with a mortgage on their house, with most of the mortgage payment going to the interest and not the principal? (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951397) |
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Date: October 12th, 2015 12:08 PM Author: scarlet goal in life (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951478) |
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Date: October 16th, 2015 4:11 PM Author: scarlet goal in life (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28980945) |
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Date: May 15th, 2016 2:18 PM Author: scarlet goal in life (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30483960) |
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Date: October 12th, 2015 11:13 AM Author: Charcoal hairraiser toilet seat scourge upon the earth 777 and headed up because of paying off Dat Mortgage (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951256) |
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Date: October 12th, 2015 11:32 AM Author: trip dilemma Which is more accurate, Credit Karma or Mint? Mine have a 25 pt difference (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951326) |
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Date: October 12th, 2015 11:32 AM Author: Blue sick stage boistinker 800+ u mad? (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951330) |
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Date: October 12th, 2015 11:33 AM Author: scarlet goal in life explain how, bro? (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951335) |
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Date: October 12th, 2015 11:35 AM Author: Burgundy tattoo location 819 Transunion 791 Equifax: U MAD WHITEY? (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951339) |
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Date: October 12th, 2015 11:45 AM Author: scarlet goal in life Explain how, shitlib. (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951381) |
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Date: October 12th, 2015 11:49 AM Author: Diverse Shaky Electric Furnace Messiness 762 on credit karma but 719 actually just to show you guys the discrepancy. Age is killing me as well as paying cash for cars. Having a credit mix is such flame. (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951401) |
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Date: October 12th, 2015 11:52 AM Author: scarlet goal in life What explains the discrepancy, shitlib? (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951408) |
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Date: October 12th, 2015 12:12 PM Author: aromatic boltzmann 780 FICO (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951501) |
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Date: October 12th, 2015 12:12 PM Author: scarlet goal in life elaborate how u got it that high (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951502) |
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Date: November 17th, 2015 10:27 AM Author: Bateful bronze cruise ship cuckoldry 862 FICO LOL. I would normally never bother checking because who cares, but apparently one of my ccards provides the info. (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29200206) |
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Date: May 15th, 2016 2:54 PM Author: Razzmatazz Useless Base Uh fico is out of 850 (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484175) |
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Date: November 17th, 2015 10:44 AM Author: pink trailer park Pretty good, but since I don't buy shit on credit IDGAF. (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29200252) |
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Date: November 17th, 2015 11:12 AM Author: ruddy boiling water 840 (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29200366) |
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Date: November 17th, 2015 5:51 PM Author: slate stag film incel 790, not bad for an ACADEMIC shithead (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29202646) |
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Date: November 17th, 2015 6:00 PM Author: scarlet goal in life why so high, shithead? (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29202695) |
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Date: November 17th, 2015 6:01 PM Author: slate stag film incel I'm honestly not sure. Paying off my student loans and never missing one payment (plus always paying in full) probably helped (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29202700) |
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Date: November 17th, 2015 5:52 PM Author: saffron pit filthpig 609 FICO
lol |
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Date: November 17th, 2015 6:00 PM Author: scarlet goal in life why so low, shithead? (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29202692) |
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Date: November 17th, 2015 6:01 PM Author: saffron pit filthpig 105% credit utilization.
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Date: November 17th, 2015 5:55 PM Author: Pontificating reading party 519 and climbing. (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29202669) |
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Date: November 17th, 2015 6:06 PM Author: Burgundy tattoo location 820 Transunion 793 Equifax... ljl at cumskins (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29202721) |
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Date: May 15th, 2016 2:22 PM Author: Maroon range blood rage 837 (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30483988) |
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Date: May 15th, 2016 2:26 PM Author: cerebral mint persian i can't get my credit score about 700 and i don't know what to do (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484004) |
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Date: May 15th, 2016 2:30 PM Author: Spruce Pungent Native 800ish last i checked (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484030) |
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Date: May 15th, 2016 2:41 PM Author: Burgundy tattoo location double 800 nows nigga: 823 trannieunion, 804 equifax (and its down 7 for somereason) (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484073) |
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Date: May 15th, 2016 2:50 PM Author: Charcoal hairraiser toilet seat scourge upon the earth 790-815 according to that one website that sends you updates (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484136) |
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Date: May 15th, 2016 2:52 PM Author: Razzmatazz Useless Base 848 fico (out of 850)
According to Amex |
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Date: May 15th, 2016 3:38 PM Author: opaque thriller coldplay fan 780 FICO (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484403) |
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Date: May 15th, 2016 3:53 PM Author: green principal's office mad cow disease Subject: 850 FICO Range: 836-850 over past year (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484457) |
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Date: May 15th, 2016 3:53 PM Author: scarlet goal in life what's the key to your high credit score? (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484461) |
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Date: May 15th, 2016 5:02 PM Author: green principal's office mad cow disease Subject: Just guessing.... No late payments, low utilization, long time credit history. I don't really know what goes into their computation. I have a bunch of credit cards, but only use 3 consistently (rewards programs). Have a couple of auto loans and a mortgage. I never carry a cc balance month to month, but I don't know if that's a factor other than that it keeps utilization low. It doesn't look like they have any data on my income or bank/brokerage balances, but who knows what goes on in dataland. (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484865) |
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Date: May 15th, 2016 5:13 PM Author: Iridescent Adventurous Mental Disorder Roast Beef The low 600s. I had a repo on a vehicle that was way underwater and I also walked away from about $50K in unsecured debt. LOL u mad KIKES. (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484948) |
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Date: May 15th, 2016 5:42 PM Author: laughsome people who are hurt *doobs adds a new column on the spreadsheet* (http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30485165) |