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I FUCKIN' LOVE MY CREDIT SCORE--WHAT IS YOUR CREDIT SCORE?

763 and moving.
Chocolate dopamine cuck
  10/12/15
728 i think as of last month
Purple racy orchestra pit
  10/12/15
805
cracking unhinged area
  05/15/16
815 YNY I checked by using some offer from one of my c...
thriller very tactful bbw
  10/12/15
Up to 830 fico
thriller very tactful bbw
  11/17/15
according to creditkarma, 820 transunion, 819 equifax.
Cowardly Dashing Incel
  10/12/15
Damn nice job bro. Just making payments on time?
Chocolate dopamine cuck
  10/12/15
yeah man. looks like almost 300 payments, all on time. only ...
Cowardly Dashing Incel
  10/12/15
what is a good age for a credit card? Like when should I ide...
Chocolate dopamine cuck
  10/12/15
i'm not a credit masterman at all, i just look at my creditk...
Cowardly Dashing Incel
  10/12/15
Makes sense. Other than paying on time, what do you attribut...
Chocolate dopamine cuck
  10/12/15
no derogatory marks, < 10% utilization (mine is usually 1...
Cowardly Dashing Incel
  10/12/15
Yeah Im registering now. looks 180 thanks for the protip. So...
Chocolate dopamine cuck
  10/12/15
not sure brother, i guess in theory if you're always paying ...
Cowardly Dashing Incel
  10/12/15
nice thanks brother. What's your job status? Shitlaw clerk?
Chocolate dopamine cuck
  10/12/15
...
Chocolate dopamine cuck
  11/17/15
CK is a flame score, just fyi
Grizzly market boistinker
  11/17/15
830
pungent weed whacker
  10/12/15
explain how u got it that high, shitlib.
Chocolate dopamine cuck
  10/12/15
I am an idiot spender with access to a ton of credit, decent...
pungent weed whacker
  10/12/15
...
Chocolate dopamine cuck
  10/13/15
760 and climbing rapidly, I'm getting dinged for age of cred...
mind-boggling spot queen of the night
  10/12/15
Nice. What are the credited ways to increase my credit score...
Chocolate dopamine cuck
  10/12/15
Make your payments in full and on time 100% of the time, onl...
mind-boggling spot queen of the night
  10/12/15
is it better to pay when the credit card bill comes or ma...
Chocolate dopamine cuck
  10/12/15
I just pay when I feel like it, I don't think this affects y...
mind-boggling spot queen of the night
  10/12/15
Nice, shitlib. Do you have any student loans?
Chocolate dopamine cuck
  10/12/15
Like $5k that I graduated with, going to pay it off in a few...
mind-boggling spot queen of the night
  10/12/15
nice. What do you recommend for someone with a mortgage on t...
Chocolate dopamine cuck
  10/12/15
...
Chocolate dopamine cuck
  10/12/15
...
Chocolate dopamine cuck
  10/16/15
...
Chocolate dopamine cuck
  05/15/16
777 and headed up because of paying off Dat Mortgage
ocher self-absorbed ape old irish cottage
  10/12/15
Which is more accurate, Credit Karma or Mint? Mine have a 25...
Buff psychic
  10/12/15
800+ u mad?
Pale personal credit line
  10/12/15
explain how, bro?
Chocolate dopamine cuck
  10/12/15
819 Transunion 791 Equifax: U MAD WHITEY?
Obsidian multi-colored field
  10/12/15
Explain how, shitlib.
Chocolate dopamine cuck
  10/12/15
762 on credit karma but 719 actually just to show you guys t...
bateful filthy station
  10/12/15
What explains the discrepancy, shitlib?
Chocolate dopamine cuck
  10/12/15
780 FICO
Ungodly corner liquid oxygen
  10/12/15
elaborate how u got it that high
Chocolate dopamine cuck
  10/12/15
862 FICO LOL. I would normally never bother checking because...
Primrose casino cuckold
  11/17/15
Uh fico is out of 850
turquoise excitant box office
  05/15/16
Pretty good, but since I don't buy shit on credit IDGAF.
cream hall codepig
  11/17/15
840
pungent weed whacker
  11/17/15
790, not bad for an ACADEMIC shithead
Vibrant henna locus
  11/17/15
why so high, shithead?
Chocolate dopamine cuck
  11/17/15
I'm honestly not sure. Paying off my student loans and never...
Vibrant henna locus
  11/17/15
609 FICO lol
Bat shit crazy useless brakes dog poop
  11/17/15
why so low, shithead?
Chocolate dopamine cuck
  11/17/15
105% credit utilization.
Bat shit crazy useless brakes dog poop
  11/17/15
519 and climbing.
Swashbuckling puce puppy
  11/17/15
820 Transunion 793 Equifax... ljl at cumskins
Obsidian multi-colored field
  11/17/15
837
Big Mauve Striped Hyena
  05/15/16
i can't get my credit score about 700 and i don't know what ...
Contagious heaven therapy
  05/15/16
800ish last i checked
Elite Dragon
  05/15/16
double 800 nows nigga: 823 trannieunion, 804 equifax (and it...
Obsidian multi-colored field
  05/15/16
790-815 according to that one website that sends you updates...
ocher self-absorbed ape old irish cottage
  05/15/16
848 fico (out of 850) According to Amex
turquoise excitant box office
  05/15/16
780 FICO
dark charismatic gas station
  05/15/16
850 FICO
demanding quadroon
  05/15/16
what's the key to your high credit score?
Chocolate dopamine cuck
  05/15/16
Just guessing....
demanding quadroon
  05/15/16
The low 600s. I had a repo on a vehicle that was way underwa...
mildly autistic sadistic stage
  05/15/16
*doobs adds a new column on the spreadsheet*
Ivory big-titted love of her life
  05/15/16


Poast new message in this thread



Reply Favorite

Date: October 12th, 2015 9:15 AM
Author: Chocolate dopamine cuck

763 and moving.

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28950917)



Reply Favorite

Date: October 12th, 2015 9:21 AM
Author: Purple racy orchestra pit

728 i think as of last month

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28950923)



Reply Favorite

Date: May 15th, 2016 2:49 PM
Author: cracking unhinged area

805

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484127)



Reply Favorite

Date: October 12th, 2015 9:29 AM
Author: thriller very tactful bbw

815 YNY

I checked by using some offer from one of my credit cards. Is there another way to check?

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28950931)



Reply Favorite

Date: November 17th, 2015 11:13 AM
Author: thriller very tactful bbw

Up to 830 fico

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29200371)



Reply Favorite

Date: October 12th, 2015 9:30 AM
Author: Cowardly Dashing Incel

according to creditkarma, 820 transunion, 819 equifax.

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28950932)



Reply Favorite

Date: October 12th, 2015 9:31 AM
Author: Chocolate dopamine cuck

Damn nice job bro. Just making payments on time?

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28950933)



Reply Favorite

Date: October 12th, 2015 11:03 AM
Author: Cowardly Dashing Incel

yeah man. looks like almost 300 payments, all on time. only factors that bring me down a bit are the average age of my credit cards and the # of recent inquiries, because i usually open 5-6 cards a year for signup bonuses, then cancel them a few months later to avoid annual fees.

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951222)



Reply Favorite

Date: October 12th, 2015 11:03 AM
Author: Chocolate dopamine cuck

what is a good age for a credit card? Like when should I ideally aim to cancel it?

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951225)



Reply Favorite

Date: October 12th, 2015 11:08 AM
Author: Cowardly Dashing Incel

i'm not a credit masterman at all, i just look at my creditkarma thing every month or so out of curiosity. my average age is 4 years which is "poor" on creditkarma, 9+ years average is "excellent." even if it's a card with no annual fee, i'll close it if it's less than a year or two, to bring my average up. but i guess the key for that factor is keep at least a couple cards forever.

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951239)



Reply Favorite

Date: October 12th, 2015 11:09 AM
Author: Chocolate dopamine cuck

Makes sense. Other than paying on time, what do you attribute your high credit score to?

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951243)



Reply Favorite

Date: October 12th, 2015 11:17 AM
Author: Cowardly Dashing Incel

no derogatory marks, < 10% utilization (mine is usually 1%), and the payment history are the 3 biggest factors on creditkarma. are you on that site bro? it lays it all out clearly, i highly recommend it.

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951266)



Reply Favorite

Date: October 12th, 2015 11:19 AM
Author: Chocolate dopamine cuck

Yeah Im registering now. looks 180 thanks for the protip. So let's say I have a credit limit of 5 K. how much ideally should I be putting on the credit card per month? Also, is it better to pay when the credit card bill comes or make payments on the bill throughout the month to keep the balance low?

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951279)



Reply Favorite

Date: October 12th, 2015 11:30 AM
Author: Cowardly Dashing Incel

not sure brother, i guess in theory if you're always paying as much as you can, that's better so your utilization rate is always lower at any given point of time. but if you don't particularly need your credit score to be high right this minute, i'd probably pay once each month for convenience....unless some credit mastermen say that your historical average utilization rate is relevant to your current score, which i don't think is the case.

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951318)



Reply Favorite

Date: October 12th, 2015 11:32 AM
Author: Chocolate dopamine cuck

nice thanks brother. What's your job status? Shitlaw clerk?

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951329)



Reply Favorite

Date: November 17th, 2015 5:50 PM
Author: Chocolate dopamine cuck



(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29202632)



Reply Favorite

Date: November 17th, 2015 10:45 AM
Author: Grizzly market boistinker

CK is a flame score, just fyi

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29200260)



Reply Favorite

Date: October 12th, 2015 9:58 AM
Author: pungent weed whacker

830

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28950980)



Reply Favorite

Date: October 12th, 2015 10:01 AM
Author: Chocolate dopamine cuck

explain how u got it that high, shitlib.

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28950994)



Reply Favorite

Date: October 12th, 2015 12:12 PM
Author: pungent weed whacker

I am an idiot spender with access to a ton of credit, decent income personally and household, pay all debts on time or ahead of schedule.

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951498)



Reply Favorite

Date: October 13th, 2015 3:39 PM
Author: Chocolate dopamine cuck



(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28958569)



Reply Favorite

Date: October 12th, 2015 11:09 AM
Author: mind-boggling spot queen of the night

760 and climbing rapidly, I'm getting dinged for age of credit history because I only have a 3 year old history and bought a house last year. 100% paid in full on time every month for every account.

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951244)



Reply Favorite

Date: October 12th, 2015 11:11 AM
Author: Chocolate dopamine cuck

Nice. What are the credited ways to increase my credit score?

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951250)



Reply Favorite

Date: October 12th, 2015 11:17 AM
Author: mind-boggling spot queen of the night

Make your payments in full and on time 100% of the time, only open accounts you need and keep them open forever. Literally just don't be a nigger and your path to 850 will sort itself out.

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951267)



Reply Favorite

Date: October 12th, 2015 11:20 AM
Author: Chocolate dopamine cuck

is it better to pay when the credit card bill comes or make payments on the bill throughout the month to keep the balance low?



(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951282)



Reply Favorite

Date: October 12th, 2015 11:36 AM
Author: mind-boggling spot queen of the night

I just pay when I feel like it, I don't think this affects your score

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951343)



Reply Favorite

Date: October 12th, 2015 11:46 AM
Author: Chocolate dopamine cuck

Nice, shitlib. Do you have any student loans?



(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951383)



Reply Favorite

Date: October 12th, 2015 11:46 AM
Author: mind-boggling spot queen of the night

Like $5k that I graduated with, going to pay it off in a few months straight cash.

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951386)



Reply Favorite

Date: October 12th, 2015 11:49 AM
Author: Chocolate dopamine cuck

nice. What do you recommend for someone with a mortgage on their house, with most of the mortgage payment going to the interest and not the principal?

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951397)



Reply Favorite

Date: October 12th, 2015 12:08 PM
Author: Chocolate dopamine cuck



(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951478)



Reply Favorite

Date: October 16th, 2015 4:11 PM
Author: Chocolate dopamine cuck



(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28980945)



Reply Favorite

Date: May 15th, 2016 2:18 PM
Author: Chocolate dopamine cuck



(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30483960)



Reply Favorite

Date: October 12th, 2015 11:13 AM
Author: ocher self-absorbed ape old irish cottage

777 and headed up because of paying off Dat Mortgage

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951256)



Reply Favorite

Date: October 12th, 2015 11:32 AM
Author: Buff psychic

Which is more accurate, Credit Karma or Mint? Mine have a 25 pt difference

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951326)



Reply Favorite

Date: October 12th, 2015 11:32 AM
Author: Pale personal credit line

800+ u mad?

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951330)



Reply Favorite

Date: October 12th, 2015 11:33 AM
Author: Chocolate dopamine cuck

explain how, bro?

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951335)



Reply Favorite

Date: October 12th, 2015 11:35 AM
Author: Obsidian multi-colored field

819 Transunion 791 Equifax: U MAD WHITEY?

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951339)



Reply Favorite

Date: October 12th, 2015 11:45 AM
Author: Chocolate dopamine cuck

Explain how, shitlib.

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951381)



Reply Favorite

Date: October 12th, 2015 11:49 AM
Author: bateful filthy station

762 on credit karma but 719 actually just to show you guys the discrepancy. Age is killing me as well as paying cash for cars. Having a credit mix is such flame.

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951401)



Reply Favorite

Date: October 12th, 2015 11:52 AM
Author: Chocolate dopamine cuck

What explains the discrepancy, shitlib?

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951408)



Reply Favorite

Date: October 12th, 2015 12:12 PM
Author: Ungodly corner liquid oxygen

780 FICO

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951501)



Reply Favorite

Date: October 12th, 2015 12:12 PM
Author: Chocolate dopamine cuck

elaborate how u got it that high

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#28951502)



Reply Favorite

Date: November 17th, 2015 10:27 AM
Author: Primrose casino cuckold

862 FICO LOL. I would normally never bother checking because who cares, but apparently one of my ccards provides the info.

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29200206)



Reply Favorite

Date: May 15th, 2016 2:54 PM
Author: turquoise excitant box office

Uh fico is out of 850

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484175)



Reply Favorite

Date: November 17th, 2015 10:44 AM
Author: cream hall codepig

Pretty good, but since I don't buy shit on credit IDGAF.

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29200252)



Reply Favorite

Date: November 17th, 2015 11:12 AM
Author: pungent weed whacker

840

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29200366)



Reply Favorite

Date: November 17th, 2015 5:51 PM
Author: Vibrant henna locus

790, not bad for an ACADEMIC shithead

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29202646)



Reply Favorite

Date: November 17th, 2015 6:00 PM
Author: Chocolate dopamine cuck

why so high, shithead?

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29202695)



Reply Favorite

Date: November 17th, 2015 6:01 PM
Author: Vibrant henna locus

I'm honestly not sure. Paying off my student loans and never missing one payment (plus always paying in full) probably helped

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29202700)



Reply Favorite

Date: November 17th, 2015 5:52 PM
Author: Bat shit crazy useless brakes dog poop

609 FICO

lol

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29202650)



Reply Favorite

Date: November 17th, 2015 6:00 PM
Author: Chocolate dopamine cuck

why so low, shithead?

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29202692)



Reply Favorite

Date: November 17th, 2015 6:01 PM
Author: Bat shit crazy useless brakes dog poop

105% credit utilization.



(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29202697)



Reply Favorite

Date: November 17th, 2015 5:55 PM
Author: Swashbuckling puce puppy

519 and climbing.

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29202669)



Reply Favorite

Date: November 17th, 2015 6:06 PM
Author: Obsidian multi-colored field

820 Transunion 793 Equifax... ljl at cumskins

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#29202721)



Reply Favorite

Date: May 15th, 2016 2:22 PM
Author: Big Mauve Striped Hyena

837

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30483988)



Reply Favorite

Date: May 15th, 2016 2:26 PM
Author: Contagious heaven therapy

i can't get my credit score about 700 and i don't know what to do

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484004)



Reply Favorite

Date: May 15th, 2016 2:30 PM
Author: Elite Dragon

800ish last i checked

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484030)



Reply Favorite

Date: May 15th, 2016 2:41 PM
Author: Obsidian multi-colored field

double 800 nows nigga: 823 trannieunion, 804 equifax (and its down 7 for somereason)

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484073)



Reply Favorite

Date: May 15th, 2016 2:50 PM
Author: ocher self-absorbed ape old irish cottage

790-815 according to that one website that sends you updates

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484136)



Reply Favorite

Date: May 15th, 2016 2:52 PM
Author: turquoise excitant box office

848 fico (out of 850)

According to Amex

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484152)



Reply Favorite

Date: May 15th, 2016 3:38 PM
Author: dark charismatic gas station

780 FICO

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484403)



Reply Favorite

Date: May 15th, 2016 3:53 PM
Author: demanding quadroon
Subject: 850 FICO

Range: 836-850 over past year

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484457)



Reply Favorite

Date: May 15th, 2016 3:53 PM
Author: Chocolate dopamine cuck

what's the key to your high credit score?

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484461)



Reply Favorite

Date: May 15th, 2016 5:02 PM
Author: demanding quadroon
Subject: Just guessing....

No late payments, low utilization, long time credit history. I don't really know what goes into their computation. I have a bunch of credit cards, but only use 3 consistently (rewards programs). Have a couple of auto loans and a mortgage. I never carry a cc balance month to month, but I don't know if that's a factor other than that it keeps utilization low. It doesn't look like they have any data on my income or bank/brokerage balances, but who knows what goes on in dataland.

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484865)



Reply Favorite

Date: May 15th, 2016 5:13 PM
Author: mildly autistic sadistic stage

The low 600s. I had a repo on a vehicle that was way underwater and I also walked away from about $50K in unsecured debt. LOL u mad KIKES.

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30484948)



Reply Favorite

Date: May 15th, 2016 5:42 PM
Author: Ivory big-titted love of her life

*doobs adds a new column on the spreadsheet*

(http://www.autoadmit.com/thread.php?thread_id=3014969&forum_id=2#30485165)