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Biglaw bros -- how to avoid getting axed and then hit with $1M medical bill?

My biggest fear is not being able to spend the cash I slaved...
talented bearded piazza
  11/25/15
insurance
thriller pit dragon
  11/25/15
You mean Bamacare?
talented bearded piazza
  11/25/15
That's not the only option, but it might work for you.
thriller pit dragon
  11/25/15
obamacare is TTT, my wife talks shit about it all teh time, ...
Judgmental National Dopamine
  11/25/15
Yeah, my insurance cost more and covers less after Obamacare...
thriller pit dragon
  11/25/15
my old company's insurance premiums went down after obamacar...
Judgmental National Dopamine
  11/25/15
if in texas 1. buy 1M house 2. get hit with 1M medical bil...
Judgmental National Dopamine
  11/25/15
Does this work if you buy the house after the hospital stint...
talented bearded piazza
  11/25/15
depends on if your house purchase looks like it's done to av...
Judgmental National Dopamine
  11/25/15
if in texas 1. have them drive you to mexican hospital ...
well-lubricated translucent theatre dog poop
  11/25/15
"2. pay $15,000 for heart surgery that's as good as you...
Judgmental National Dopamine
  11/25/15
This applies to FL as well
Galvanic blood rage
  11/27/15
Ax self
Stubborn twinkling mother
  11/25/15
...
Hot french chef
  11/25/15
ljl thanks to ur hated nigga obama u can go on medicaid if u...
Exhilarant garrison organic girlfriend
  11/27/15
samaritan health/christian medical cost sharing
blue sinister lay mad-dog skullcap
  11/27/15
$1 million? Do you plan on getting cancer 8 times?
bull headed aromatic chad site
  11/27/15


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Reply Favorite

Date: November 25th, 2015 5:28 PM
Author: talented bearded piazza

My biggest fear is not being able to spend the cash I slaved for.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252595)



Reply Favorite

Date: November 25th, 2015 5:32 PM
Author: thriller pit dragon

insurance

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252608)



Reply Favorite

Date: November 25th, 2015 5:33 PM
Author: talented bearded piazza

You mean Bamacare?

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252614)



Reply Favorite

Date: November 25th, 2015 5:36 PM
Author: thriller pit dragon

That's not the only option, but it might work for you.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252631)



Reply Favorite

Date: November 25th, 2015 5:38 PM
Author: Judgmental National Dopamine

obamacare is TTT, my wife talks shit about it all teh time, it covers even less than regular market insurance and it's more expensive

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252646)



Reply Favorite

Date: November 25th, 2015 5:55 PM
Author: thriller pit dragon

Yeah, my insurance cost more and covers less after Obamacare.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252711)



Reply Favorite

Date: November 25th, 2015 7:19 PM
Author: Judgmental National Dopamine

my old company's insurance premiums went down after obamacare with same benefits, not sure what happened w/my wife's, which is what we're insured under, because I don't bother to look at her paychecks and withholdings and shit

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29253011)



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Date: November 25th, 2015 5:34 PM
Author: Judgmental National Dopamine

if in texas

1. buy 1M house

2. get hit with 1M medical bill

3. declare bk

4. house exempt from bk under homestead exemption

5. finish bk proceedings

6. sell 1M house

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252619)



Reply Favorite

Date: November 25th, 2015 5:35 PM
Author: talented bearded piazza

Does this work if you buy the house after the hospital stint before receiving the bill?

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252627)



Reply Favorite

Date: November 25th, 2015 5:37 PM
Author: Judgmental National Dopamine

depends on if your house purchase looks like it's done to avoid bk, but if it doesn't look like that, then here's how bk happens

1. declare

2. nigga calculates your assets

3. home equity doesn't count as asset (exempt)

4. bk proceeds

The asset calculation doesn't go retroactive to before you incurred a cost, but if it looks like you made the purchase to avoid paying creditors then the court will buttfuck you IIRC

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252641)



Reply Favorite

Date: November 25th, 2015 5:58 PM
Author: well-lubricated translucent theatre dog poop

if in texas

1. have them drive you to mexican hospital

2. pay $15,000 for heart surgery that's as good as you'd get in a texas hospital.

3. recover and drive back home.

if you get something like cancer, fly to a world class hospital in singapore, india, or thailand and do a full chemotherapy regimen for $15,000 including accommodation.

or, you know, buy insurance.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252717)



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Date: November 25th, 2015 7:20 PM
Author: Judgmental National Dopamine

"2. pay $15,000 for heart surgery that's as good as you'd get in a texas hospital. "

lol that's really dumb, the quality of surgery in houston vs. corpus christi (a couple hours away, still in texas) is vast, let alone houston and mexico - i wouldn't ever have surgery done in corpus if i could avoid it - san antonio, houston, dallas or bust

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29253020)



Reply Favorite

Date: November 27th, 2015 4:46 PM
Author: Galvanic blood rage

This applies to FL as well

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29262476)



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Date: November 25th, 2015 5:34 PM
Author: Stubborn twinkling mother

Ax self

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252620)



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Date: November 25th, 2015 7:10 PM
Author: Hot french chef



(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252976)



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Date: November 27th, 2015 4:49 PM
Author: Exhilarant garrison organic girlfriend

ljl thanks to ur hated nigga obama u can go on medicaid if ur UE with no income... or just buy a policy on the exchange with tax credits



(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29262487)



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Date: November 27th, 2015 6:51 PM
Author: blue sinister lay mad-dog skullcap

samaritan health/christian medical cost sharing

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29263110)



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Date: November 27th, 2015 7:07 PM
Author: bull headed aromatic chad site

$1 million? Do you plan on getting cancer 8 times?

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29263148)