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Biglaw bros -- how to avoid getting axed and then hit with $1M medical bill?

My biggest fear is not being able to spend the cash I slaved...
shivering gunner institution
  11/25/15
insurance
Out-of-control lilac rehab rigpig
  11/25/15
You mean Bamacare?
shivering gunner institution
  11/25/15
That's not the only option, but it might work for you.
Out-of-control lilac rehab rigpig
  11/25/15
obamacare is TTT, my wife talks shit about it all teh time, ...
Stubborn Doobsian Incel Piazza
  11/25/15
Yeah, my insurance cost more and covers less after Obamacare...
Out-of-control lilac rehab rigpig
  11/25/15
my old company's insurance premiums went down after obamacar...
Stubborn Doobsian Incel Piazza
  11/25/15
if in texas 1. buy 1M house 2. get hit with 1M medical bil...
Stubborn Doobsian Incel Piazza
  11/25/15
Does this work if you buy the house after the hospital stint...
shivering gunner institution
  11/25/15
depends on if your house purchase looks like it's done to av...
Stubborn Doobsian Incel Piazza
  11/25/15
if in texas 1. have them drive you to mexican hospital ...
navy senate
  11/25/15
"2. pay $15,000 for heart surgery that's as good as you...
Stubborn Doobsian Incel Piazza
  11/25/15
This applies to FL as well
Aggressive trust fund
  11/27/15
Ax self
Swollen drab whorehouse dysfunction
  11/25/15
...
bossy area
  11/25/15
ljl thanks to ur hated nigga obama u can go on medicaid if u...
light angry home party of the first part
  11/27/15
samaritan health/christian medical cost sharing
Wine crawly hell digit ratio
  11/27/15
$1 million? Do you plan on getting cancer 8 times?
impertinent striped hyena address
  11/27/15


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Reply Favorite

Date: November 25th, 2015 5:28 PM
Author: shivering gunner institution

My biggest fear is not being able to spend the cash I slaved for.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252595)



Reply Favorite

Date: November 25th, 2015 5:32 PM
Author: Out-of-control lilac rehab rigpig

insurance

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252608)



Reply Favorite

Date: November 25th, 2015 5:33 PM
Author: shivering gunner institution

You mean Bamacare?

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252614)



Reply Favorite

Date: November 25th, 2015 5:36 PM
Author: Out-of-control lilac rehab rigpig

That's not the only option, but it might work for you.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252631)



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Date: November 25th, 2015 5:38 PM
Author: Stubborn Doobsian Incel Piazza

obamacare is TTT, my wife talks shit about it all teh time, it covers even less than regular market insurance and it's more expensive

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252646)



Reply Favorite

Date: November 25th, 2015 5:55 PM
Author: Out-of-control lilac rehab rigpig

Yeah, my insurance cost more and covers less after Obamacare.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252711)



Reply Favorite

Date: November 25th, 2015 7:19 PM
Author: Stubborn Doobsian Incel Piazza

my old company's insurance premiums went down after obamacare with same benefits, not sure what happened w/my wife's, which is what we're insured under, because I don't bother to look at her paychecks and withholdings and shit

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29253011)



Reply Favorite

Date: November 25th, 2015 5:34 PM
Author: Stubborn Doobsian Incel Piazza

if in texas

1. buy 1M house

2. get hit with 1M medical bill

3. declare bk

4. house exempt from bk under homestead exemption

5. finish bk proceedings

6. sell 1M house

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252619)



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Date: November 25th, 2015 5:35 PM
Author: shivering gunner institution

Does this work if you buy the house after the hospital stint before receiving the bill?

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252627)



Reply Favorite

Date: November 25th, 2015 5:37 PM
Author: Stubborn Doobsian Incel Piazza

depends on if your house purchase looks like it's done to avoid bk, but if it doesn't look like that, then here's how bk happens

1. declare

2. nigga calculates your assets

3. home equity doesn't count as asset (exempt)

4. bk proceeds

The asset calculation doesn't go retroactive to before you incurred a cost, but if it looks like you made the purchase to avoid paying creditors then the court will buttfuck you IIRC

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252641)



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Date: November 25th, 2015 5:58 PM
Author: navy senate

if in texas

1. have them drive you to mexican hospital

2. pay $15,000 for heart surgery that's as good as you'd get in a texas hospital.

3. recover and drive back home.

if you get something like cancer, fly to a world class hospital in singapore, india, or thailand and do a full chemotherapy regimen for $15,000 including accommodation.

or, you know, buy insurance.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252717)



Reply Favorite

Date: November 25th, 2015 7:20 PM
Author: Stubborn Doobsian Incel Piazza

"2. pay $15,000 for heart surgery that's as good as you'd get in a texas hospital. "

lol that's really dumb, the quality of surgery in houston vs. corpus christi (a couple hours away, still in texas) is vast, let alone houston and mexico - i wouldn't ever have surgery done in corpus if i could avoid it - san antonio, houston, dallas or bust

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29253020)



Reply Favorite

Date: November 27th, 2015 4:46 PM
Author: Aggressive trust fund

This applies to FL as well

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29262476)



Reply Favorite

Date: November 25th, 2015 5:34 PM
Author: Swollen drab whorehouse dysfunction

Ax self

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252620)



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Date: November 25th, 2015 7:10 PM
Author: bossy area



(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252976)



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Date: November 27th, 2015 4:49 PM
Author: light angry home party of the first part

ljl thanks to ur hated nigga obama u can go on medicaid if ur UE with no income... or just buy a policy on the exchange with tax credits



(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29262487)



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Date: November 27th, 2015 6:51 PM
Author: Wine crawly hell digit ratio

samaritan health/christian medical cost sharing

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29263110)



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Date: November 27th, 2015 7:07 PM
Author: impertinent striped hyena address

$1 million? Do you plan on getting cancer 8 times?

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29263148)