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Biglaw bros -- how to avoid getting axed and then hit with $1M medical bill?

My biggest fear is not being able to spend the cash I slaved...
slimy resort ceo
  11/25/15
insurance
bright depressive
  11/25/15
You mean Bamacare?
slimy resort ceo
  11/25/15
That's not the only option, but it might work for you.
bright depressive
  11/25/15
obamacare is TTT, my wife talks shit about it all teh time, ...
appetizing clown
  11/25/15
Yeah, my insurance cost more and covers less after Obamacare...
bright depressive
  11/25/15
my old company's insurance premiums went down after obamacar...
appetizing clown
  11/25/15
if in texas 1. buy 1M house 2. get hit with 1M medical bil...
appetizing clown
  11/25/15
Does this work if you buy the house after the hospital stint...
slimy resort ceo
  11/25/15
depends on if your house purchase looks like it's done to av...
appetizing clown
  11/25/15
if in texas 1. have them drive you to mexican hospital ...
Cracking Mad Cow Disease Haunted Graveyard
  11/25/15
"2. pay $15,000 for heart surgery that's as good as you...
appetizing clown
  11/25/15
This applies to FL as well
stimulating silver church building
  11/27/15
Ax self
mind-boggling double fault
  11/25/15
...
startled shivering gaming laptop senate
  11/25/15
ljl thanks to ur hated nigga obama u can go on medicaid if u...
chocolate duck-like native
  11/27/15
samaritan health/christian medical cost sharing
shaky pit goal in life
  11/27/15
$1 million? Do you plan on getting cancer 8 times?
Violet sanctuary community account
  11/27/15


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Date: November 25th, 2015 5:28 PM
Author: slimy resort ceo

My biggest fear is not being able to spend the cash I slaved for.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252595)



Reply Favorite

Date: November 25th, 2015 5:32 PM
Author: bright depressive

insurance

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252608)



Reply Favorite

Date: November 25th, 2015 5:33 PM
Author: slimy resort ceo

You mean Bamacare?

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252614)



Reply Favorite

Date: November 25th, 2015 5:36 PM
Author: bright depressive

That's not the only option, but it might work for you.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252631)



Reply Favorite

Date: November 25th, 2015 5:38 PM
Author: appetizing clown

obamacare is TTT, my wife talks shit about it all teh time, it covers even less than regular market insurance and it's more expensive

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252646)



Reply Favorite

Date: November 25th, 2015 5:55 PM
Author: bright depressive

Yeah, my insurance cost more and covers less after Obamacare.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252711)



Reply Favorite

Date: November 25th, 2015 7:19 PM
Author: appetizing clown

my old company's insurance premiums went down after obamacare with same benefits, not sure what happened w/my wife's, which is what we're insured under, because I don't bother to look at her paychecks and withholdings and shit

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29253011)



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Date: November 25th, 2015 5:34 PM
Author: appetizing clown

if in texas

1. buy 1M house

2. get hit with 1M medical bill

3. declare bk

4. house exempt from bk under homestead exemption

5. finish bk proceedings

6. sell 1M house

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252619)



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Date: November 25th, 2015 5:35 PM
Author: slimy resort ceo

Does this work if you buy the house after the hospital stint before receiving the bill?

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252627)



Reply Favorite

Date: November 25th, 2015 5:37 PM
Author: appetizing clown

depends on if your house purchase looks like it's done to avoid bk, but if it doesn't look like that, then here's how bk happens

1. declare

2. nigga calculates your assets

3. home equity doesn't count as asset (exempt)

4. bk proceeds

The asset calculation doesn't go retroactive to before you incurred a cost, but if it looks like you made the purchase to avoid paying creditors then the court will buttfuck you IIRC

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252641)



Reply Favorite

Date: November 25th, 2015 5:58 PM
Author: Cracking Mad Cow Disease Haunted Graveyard

if in texas

1. have them drive you to mexican hospital

2. pay $15,000 for heart surgery that's as good as you'd get in a texas hospital.

3. recover and drive back home.

if you get something like cancer, fly to a world class hospital in singapore, india, or thailand and do a full chemotherapy regimen for $15,000 including accommodation.

or, you know, buy insurance.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252717)



Reply Favorite

Date: November 25th, 2015 7:20 PM
Author: appetizing clown

"2. pay $15,000 for heart surgery that's as good as you'd get in a texas hospital. "

lol that's really dumb, the quality of surgery in houston vs. corpus christi (a couple hours away, still in texas) is vast, let alone houston and mexico - i wouldn't ever have surgery done in corpus if i could avoid it - san antonio, houston, dallas or bust

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29253020)



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Date: November 27th, 2015 4:46 PM
Author: stimulating silver church building

This applies to FL as well

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29262476)



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Date: November 25th, 2015 5:34 PM
Author: mind-boggling double fault

Ax self

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252620)



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Date: November 25th, 2015 7:10 PM
Author: startled shivering gaming laptop senate



(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252976)



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Date: November 27th, 2015 4:49 PM
Author: chocolate duck-like native

ljl thanks to ur hated nigga obama u can go on medicaid if ur UE with no income... or just buy a policy on the exchange with tax credits



(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29262487)



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Date: November 27th, 2015 6:51 PM
Author: shaky pit goal in life

samaritan health/christian medical cost sharing

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29263110)



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Date: November 27th, 2015 7:07 PM
Author: Violet sanctuary community account

$1 million? Do you plan on getting cancer 8 times?

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29263148)