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Biglaw bros -- how to avoid getting axed and then hit with $1M medical bill?

My biggest fear is not being able to spend the cash I slaved...
Glittery Stag Film Nowag
  11/25/15
insurance
Thriller Frisky Den Useless Brakes
  11/25/15
You mean Bamacare?
Glittery Stag Film Nowag
  11/25/15
That's not the only option, but it might work for you.
Thriller Frisky Den Useless Brakes
  11/25/15
obamacare is TTT, my wife talks shit about it all teh time, ...
silver hell puppy
  11/25/15
Yeah, my insurance cost more and covers less after Obamacare...
Thriller Frisky Den Useless Brakes
  11/25/15
my old company's insurance premiums went down after obamacar...
silver hell puppy
  11/25/15
if in texas 1. buy 1M house 2. get hit with 1M medical bil...
silver hell puppy
  11/25/15
Does this work if you buy the house after the hospital stint...
Glittery Stag Film Nowag
  11/25/15
depends on if your house purchase looks like it's done to av...
silver hell puppy
  11/25/15
if in texas 1. have them drive you to mexican hospital ...
Fishy territorial site
  11/25/15
"2. pay $15,000 for heart surgery that's as good as you...
silver hell puppy
  11/25/15
This applies to FL as well
Impertinent insecure locus elastic band
  11/27/15
Ax self
bronze theatre private investor
  11/25/15
...
wild boyish coldplay fan university
  11/25/15
ljl thanks to ur hated nigga obama u can go on medicaid if u...
canary dead location famous landscape painting
  11/27/15
samaritan health/christian medical cost sharing
Electric very tactful hissy fit
  11/27/15
$1 million? Do you plan on getting cancer 8 times?
milky main people
  11/27/15


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Reply Favorite

Date: November 25th, 2015 5:28 PM
Author: Glittery Stag Film Nowag

My biggest fear is not being able to spend the cash I slaved for.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252595)



Reply Favorite

Date: November 25th, 2015 5:32 PM
Author: Thriller Frisky Den Useless Brakes

insurance

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252608)



Reply Favorite

Date: November 25th, 2015 5:33 PM
Author: Glittery Stag Film Nowag

You mean Bamacare?

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252614)



Reply Favorite

Date: November 25th, 2015 5:36 PM
Author: Thriller Frisky Den Useless Brakes

That's not the only option, but it might work for you.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252631)



Reply Favorite

Date: November 25th, 2015 5:38 PM
Author: silver hell puppy

obamacare is TTT, my wife talks shit about it all teh time, it covers even less than regular market insurance and it's more expensive

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252646)



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Date: November 25th, 2015 5:55 PM
Author: Thriller Frisky Den Useless Brakes

Yeah, my insurance cost more and covers less after Obamacare.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252711)



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Date: November 25th, 2015 7:19 PM
Author: silver hell puppy

my old company's insurance premiums went down after obamacare with same benefits, not sure what happened w/my wife's, which is what we're insured under, because I don't bother to look at her paychecks and withholdings and shit

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29253011)



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Date: November 25th, 2015 5:34 PM
Author: silver hell puppy

if in texas

1. buy 1M house

2. get hit with 1M medical bill

3. declare bk

4. house exempt from bk under homestead exemption

5. finish bk proceedings

6. sell 1M house

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252619)



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Date: November 25th, 2015 5:35 PM
Author: Glittery Stag Film Nowag

Does this work if you buy the house after the hospital stint before receiving the bill?

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252627)



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Date: November 25th, 2015 5:37 PM
Author: silver hell puppy

depends on if your house purchase looks like it's done to avoid bk, but if it doesn't look like that, then here's how bk happens

1. declare

2. nigga calculates your assets

3. home equity doesn't count as asset (exempt)

4. bk proceeds

The asset calculation doesn't go retroactive to before you incurred a cost, but if it looks like you made the purchase to avoid paying creditors then the court will buttfuck you IIRC

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252641)



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Date: November 25th, 2015 5:58 PM
Author: Fishy territorial site

if in texas

1. have them drive you to mexican hospital

2. pay $15,000 for heart surgery that's as good as you'd get in a texas hospital.

3. recover and drive back home.

if you get something like cancer, fly to a world class hospital in singapore, india, or thailand and do a full chemotherapy regimen for $15,000 including accommodation.

or, you know, buy insurance.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252717)



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Date: November 25th, 2015 7:20 PM
Author: silver hell puppy

"2. pay $15,000 for heart surgery that's as good as you'd get in a texas hospital. "

lol that's really dumb, the quality of surgery in houston vs. corpus christi (a couple hours away, still in texas) is vast, let alone houston and mexico - i wouldn't ever have surgery done in corpus if i could avoid it - san antonio, houston, dallas or bust

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29253020)



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Date: November 27th, 2015 4:46 PM
Author: Impertinent insecure locus elastic band

This applies to FL as well

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29262476)



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Date: November 25th, 2015 5:34 PM
Author: bronze theatre private investor

Ax self

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252620)



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Date: November 25th, 2015 7:10 PM
Author: wild boyish coldplay fan university



(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252976)



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Date: November 27th, 2015 4:49 PM
Author: canary dead location famous landscape painting

ljl thanks to ur hated nigga obama u can go on medicaid if ur UE with no income... or just buy a policy on the exchange with tax credits



(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29262487)



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Date: November 27th, 2015 6:51 PM
Author: Electric very tactful hissy fit

samaritan health/christian medical cost sharing

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29263110)



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Date: November 27th, 2015 7:07 PM
Author: milky main people

$1 million? Do you plan on getting cancer 8 times?

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29263148)