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Biglaw bros -- how to avoid getting axed and then hit with $1M medical bill?

My biggest fear is not being able to spend the cash I slaved...
Brindle coffee pot
  11/25/15
insurance
Ungodly aqua giraffe
  11/25/15
You mean Bamacare?
Brindle coffee pot
  11/25/15
That's not the only option, but it might work for you.
Ungodly aqua giraffe
  11/25/15
obamacare is TTT, my wife talks shit about it all teh time, ...
soggy supple range national security agency
  11/25/15
Yeah, my insurance cost more and covers less after Obamacare...
Ungodly aqua giraffe
  11/25/15
my old company's insurance premiums went down after obamacar...
soggy supple range national security agency
  11/25/15
if in texas 1. buy 1M house 2. get hit with 1M medical bil...
soggy supple range national security agency
  11/25/15
Does this work if you buy the house after the hospital stint...
Brindle coffee pot
  11/25/15
depends on if your house purchase looks like it's done to av...
soggy supple range national security agency
  11/25/15
if in texas 1. have them drive you to mexican hospital ...
excitant naked indirect expression address
  11/25/15
"2. pay $15,000 for heart surgery that's as good as you...
soggy supple range national security agency
  11/25/15
This applies to FL as well
Slap-happy therapy nursing home
  11/27/15
Ax self
Spectacular institution
  11/25/15
...
twinkling vivacious idea he suggested
  11/25/15
ljl thanks to ur hated nigga obama u can go on medicaid if u...
carmine locale roast beef
  11/27/15
samaritan health/christian medical cost sharing
Cheese-eating exciting resort striped hyena
  11/27/15
$1 million? Do you plan on getting cancer 8 times?
Lilac Histrionic Plaza Nibblets
  11/27/15


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Reply Favorite

Date: November 25th, 2015 5:28 PM
Author: Brindle coffee pot

My biggest fear is not being able to spend the cash I slaved for.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252595)



Reply Favorite

Date: November 25th, 2015 5:32 PM
Author: Ungodly aqua giraffe

insurance

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252608)



Reply Favorite

Date: November 25th, 2015 5:33 PM
Author: Brindle coffee pot

You mean Bamacare?

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252614)



Reply Favorite

Date: November 25th, 2015 5:36 PM
Author: Ungodly aqua giraffe

That's not the only option, but it might work for you.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252631)



Reply Favorite

Date: November 25th, 2015 5:38 PM
Author: soggy supple range national security agency

obamacare is TTT, my wife talks shit about it all teh time, it covers even less than regular market insurance and it's more expensive

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252646)



Reply Favorite

Date: November 25th, 2015 5:55 PM
Author: Ungodly aqua giraffe

Yeah, my insurance cost more and covers less after Obamacare.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252711)



Reply Favorite

Date: November 25th, 2015 7:19 PM
Author: soggy supple range national security agency

my old company's insurance premiums went down after obamacare with same benefits, not sure what happened w/my wife's, which is what we're insured under, because I don't bother to look at her paychecks and withholdings and shit

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29253011)



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Date: November 25th, 2015 5:34 PM
Author: soggy supple range national security agency

if in texas

1. buy 1M house

2. get hit with 1M medical bill

3. declare bk

4. house exempt from bk under homestead exemption

5. finish bk proceedings

6. sell 1M house

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252619)



Reply Favorite

Date: November 25th, 2015 5:35 PM
Author: Brindle coffee pot

Does this work if you buy the house after the hospital stint before receiving the bill?

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252627)



Reply Favorite

Date: November 25th, 2015 5:37 PM
Author: soggy supple range national security agency

depends on if your house purchase looks like it's done to avoid bk, but if it doesn't look like that, then here's how bk happens

1. declare

2. nigga calculates your assets

3. home equity doesn't count as asset (exempt)

4. bk proceeds

The asset calculation doesn't go retroactive to before you incurred a cost, but if it looks like you made the purchase to avoid paying creditors then the court will buttfuck you IIRC

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252641)



Reply Favorite

Date: November 25th, 2015 5:58 PM
Author: excitant naked indirect expression address

if in texas

1. have them drive you to mexican hospital

2. pay $15,000 for heart surgery that's as good as you'd get in a texas hospital.

3. recover and drive back home.

if you get something like cancer, fly to a world class hospital in singapore, india, or thailand and do a full chemotherapy regimen for $15,000 including accommodation.

or, you know, buy insurance.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252717)



Reply Favorite

Date: November 25th, 2015 7:20 PM
Author: soggy supple range national security agency

"2. pay $15,000 for heart surgery that's as good as you'd get in a texas hospital. "

lol that's really dumb, the quality of surgery in houston vs. corpus christi (a couple hours away, still in texas) is vast, let alone houston and mexico - i wouldn't ever have surgery done in corpus if i could avoid it - san antonio, houston, dallas or bust

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29253020)



Reply Favorite

Date: November 27th, 2015 4:46 PM
Author: Slap-happy therapy nursing home

This applies to FL as well

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29262476)



Reply Favorite

Date: November 25th, 2015 5:34 PM
Author: Spectacular institution

Ax self

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252620)



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Date: November 25th, 2015 7:10 PM
Author: twinkling vivacious idea he suggested



(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252976)



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Date: November 27th, 2015 4:49 PM
Author: carmine locale roast beef

ljl thanks to ur hated nigga obama u can go on medicaid if ur UE with no income... or just buy a policy on the exchange with tax credits



(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29262487)



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Date: November 27th, 2015 6:51 PM
Author: Cheese-eating exciting resort striped hyena

samaritan health/christian medical cost sharing

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29263110)



Reply Favorite

Date: November 27th, 2015 7:07 PM
Author: Lilac Histrionic Plaza Nibblets

$1 million? Do you plan on getting cancer 8 times?

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29263148)