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Biglaw bros -- how to avoid getting axed and then hit with $1M medical bill?

My biggest fear is not being able to spend the cash I slaved...
Saffron Location Dysfunction
  11/25/15
insurance
Dun Big-titted Den Tank
  11/25/15
You mean Bamacare?
Saffron Location Dysfunction
  11/25/15
That's not the only option, but it might work for you.
Dun Big-titted Den Tank
  11/25/15
obamacare is TTT, my wife talks shit about it all teh time, ...
Lilac point
  11/25/15
Yeah, my insurance cost more and covers less after Obamacare...
Dun Big-titted Den Tank
  11/25/15
my old company's insurance premiums went down after obamacar...
Lilac point
  11/25/15
if in texas 1. buy 1M house 2. get hit with 1M medical bil...
Lilac point
  11/25/15
Does this work if you buy the house after the hospital stint...
Saffron Location Dysfunction
  11/25/15
depends on if your house purchase looks like it's done to av...
Lilac point
  11/25/15
if in texas 1. have them drive you to mexican hospital ...
diverse school
  11/25/15
"2. pay $15,000 for heart surgery that's as good as you...
Lilac point
  11/25/15
This applies to FL as well
Hairraiser flesh volcanic crater
  11/27/15
Ax self
Elite bearded crackhouse half-breed
  11/25/15
...
mildly autistic heaven ladyboy
  11/25/15
ljl thanks to ur hated nigga obama u can go on medicaid if u...
cordovan balding forum
  11/27/15
samaritan health/christian medical cost sharing
Misunderstood yapping blood rage death wish
  11/27/15
$1 million? Do you plan on getting cancer 8 times?
underhanded vermilion crotch
  11/27/15


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Reply Favorite

Date: November 25th, 2015 5:28 PM
Author: Saffron Location Dysfunction

My biggest fear is not being able to spend the cash I slaved for.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252595)



Reply Favorite

Date: November 25th, 2015 5:32 PM
Author: Dun Big-titted Den Tank

insurance

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252608)



Reply Favorite

Date: November 25th, 2015 5:33 PM
Author: Saffron Location Dysfunction

You mean Bamacare?

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252614)



Reply Favorite

Date: November 25th, 2015 5:36 PM
Author: Dun Big-titted Den Tank

That's not the only option, but it might work for you.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252631)



Reply Favorite

Date: November 25th, 2015 5:38 PM
Author: Lilac point

obamacare is TTT, my wife talks shit about it all teh time, it covers even less than regular market insurance and it's more expensive

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252646)



Reply Favorite

Date: November 25th, 2015 5:55 PM
Author: Dun Big-titted Den Tank

Yeah, my insurance cost more and covers less after Obamacare.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252711)



Reply Favorite

Date: November 25th, 2015 7:19 PM
Author: Lilac point

my old company's insurance premiums went down after obamacare with same benefits, not sure what happened w/my wife's, which is what we're insured under, because I don't bother to look at her paychecks and withholdings and shit

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29253011)



Reply Favorite

Date: November 25th, 2015 5:34 PM
Author: Lilac point

if in texas

1. buy 1M house

2. get hit with 1M medical bill

3. declare bk

4. house exempt from bk under homestead exemption

5. finish bk proceedings

6. sell 1M house

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252619)



Reply Favorite

Date: November 25th, 2015 5:35 PM
Author: Saffron Location Dysfunction

Does this work if you buy the house after the hospital stint before receiving the bill?

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252627)



Reply Favorite

Date: November 25th, 2015 5:37 PM
Author: Lilac point

depends on if your house purchase looks like it's done to avoid bk, but if it doesn't look like that, then here's how bk happens

1. declare

2. nigga calculates your assets

3. home equity doesn't count as asset (exempt)

4. bk proceeds

The asset calculation doesn't go retroactive to before you incurred a cost, but if it looks like you made the purchase to avoid paying creditors then the court will buttfuck you IIRC

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252641)



Reply Favorite

Date: November 25th, 2015 5:58 PM
Author: diverse school

if in texas

1. have them drive you to mexican hospital

2. pay $15,000 for heart surgery that's as good as you'd get in a texas hospital.

3. recover and drive back home.

if you get something like cancer, fly to a world class hospital in singapore, india, or thailand and do a full chemotherapy regimen for $15,000 including accommodation.

or, you know, buy insurance.

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252717)



Reply Favorite

Date: November 25th, 2015 7:20 PM
Author: Lilac point

"2. pay $15,000 for heart surgery that's as good as you'd get in a texas hospital. "

lol that's really dumb, the quality of surgery in houston vs. corpus christi (a couple hours away, still in texas) is vast, let alone houston and mexico - i wouldn't ever have surgery done in corpus if i could avoid it - san antonio, houston, dallas or bust

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29253020)



Reply Favorite

Date: November 27th, 2015 4:46 PM
Author: Hairraiser flesh volcanic crater

This applies to FL as well

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29262476)



Reply Favorite

Date: November 25th, 2015 5:34 PM
Author: Elite bearded crackhouse half-breed

Ax self

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252620)



Reply Favorite

Date: November 25th, 2015 7:10 PM
Author: mildly autistic heaven ladyboy



(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29252976)



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Date: November 27th, 2015 4:49 PM
Author: cordovan balding forum

ljl thanks to ur hated nigga obama u can go on medicaid if ur UE with no income... or just buy a policy on the exchange with tax credits



(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29262487)



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Date: November 27th, 2015 6:51 PM
Author: Misunderstood yapping blood rage death wish

samaritan health/christian medical cost sharing

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29263110)



Reply Favorite

Date: November 27th, 2015 7:07 PM
Author: underhanded vermilion crotch

$1 million? Do you plan on getting cancer 8 times?

(http://www.autoadmit.com/thread.php?thread_id=3054091&forum_id=2#29263148)