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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
Buff thriller doctorate mad cow disease
  07/22/17
yeah but then the gubmint takes 35% of that shit
duck-like garrison messiness
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
Dashing gaped new version faggotry
  07/22/17
You say that as if there is zero risk. The treasuries that a...
Buff thriller doctorate mad cow disease
  07/22/17
How do you know REITS won't decline in value
Buff thriller doctorate mad cow disease
  07/22/17
just buy intc and msft and let do
duck-like garrison messiness
  07/22/17
why even bother? there are savings accounts that earn 1%.
mewling personal credit line
  07/22/17
link?
Maniacal violet halford
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
mewling personal credit line
  07/22/17
not to be overly boomerish but wtf is ally bank?
Maniacal violet halford
  07/22/17
its online. if you just need a place to park your money with...
mewling personal credit line
  07/22/17
It's an online-only bank. No physical branches. You can depo...
godawful temple
  07/22/17
i imagine there are deposit limits?
duck-like garrison messiness
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
godawful temple
  07/22/17
Money market accounts typically yield more than savings acco...
Buff thriller doctorate mad cow disease
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
Vibrant wild theater
  07/22/17
this
duck-like garrison messiness
  07/22/17
Ty, ty
Vibrant wild theater
  07/22/17
ally offers 1%
mewling personal credit line
  07/22/17
1% < 1.2%
Sadistic Degenerate
  07/22/17
Capital One is better because of the access to branches and ...
Buff thriller doctorate mad cow disease
  07/22/17
Just copped Ally 1.15%
Lilac Codepig
  07/22/17
cr
mewling personal credit line
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
Buff thriller doctorate mad cow disease
  07/22/17
Just do lose effective buying power from inflation. Great.
Onyx Lascivious Ticket Booth
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: Buff thriller doctorate mad cow disease

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



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Date: July 22nd, 2017 6:50 PM
Author: duck-like garrison messiness

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



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Date: July 22nd, 2017 6:51 PM
Author: Dashing gaped new version faggotry

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



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Date: July 22nd, 2017 7:11 PM
Author: Buff thriller doctorate mad cow disease

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



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Date: July 22nd, 2017 7:11 PM
Author: Buff thriller doctorate mad cow disease

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



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Date: July 22nd, 2017 7:13 PM
Author: duck-like garrison messiness

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



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Date: July 22nd, 2017 6:52 PM
Author: mewling personal credit line

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



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Date: July 22nd, 2017 6:53 PM
Author: Maniacal violet halford

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: mewling personal credit line

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



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Date: July 22nd, 2017 6:56 PM
Author: Maniacal violet halford

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



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Date: July 22nd, 2017 6:56 PM
Author: mewling personal credit line

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



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Date: July 22nd, 2017 6:57 PM
Author: godawful temple

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



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Date: July 22nd, 2017 7:05 PM
Author: duck-like garrison messiness

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



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Date: July 22nd, 2017 7:25 PM
Author: godawful temple

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



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Date: July 22nd, 2017 7:08 PM
Author: Buff thriller doctorate mad cow disease

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: Vibrant wild theater

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



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Date: July 22nd, 2017 6:52 PM
Author: duck-like garrison messiness

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



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Date: July 22nd, 2017 6:53 PM
Author: Vibrant wild theater

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



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Date: July 22nd, 2017 6:53 PM
Author: mewling personal credit line

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



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Date: July 22nd, 2017 7:03 PM
Author: Sadistic Degenerate

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



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Date: July 22nd, 2017 7:10 PM
Author: Buff thriller doctorate mad cow disease

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



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Date: July 22nd, 2017 6:55 PM
Author: Lilac Codepig

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



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Date: July 22nd, 2017 6:56 PM
Author: mewling personal credit line

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



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Date: July 22nd, 2017 7:07 PM
Author: Buff thriller doctorate mad cow disease

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



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Date: July 22nd, 2017 7:33 PM
Author: Onyx Lascivious Ticket Booth

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)