\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
pale affirmative action
  07/22/17
yeah but then the gubmint takes 35% of that shit
Sooty Athletic Conference Pistol
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
Splenetic french public bath organic girlfriend
  07/22/17
You say that as if there is zero risk. The treasuries that a...
pale affirmative action
  07/22/17
How do you know REITS won't decline in value
pale affirmative action
  07/22/17
just buy intc and msft and let do
Sooty Athletic Conference Pistol
  07/22/17
why even bother? there are savings accounts that earn 1%.
arousing university
  07/22/17
link?
ruby cowardly gay wizard
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
arousing university
  07/22/17
not to be overly boomerish but wtf is ally bank?
ruby cowardly gay wizard
  07/22/17
its online. if you just need a place to park your money with...
arousing university
  07/22/17
It's an online-only bank. No physical branches. You can depo...
territorial pearl property faggotry
  07/22/17
i imagine there are deposit limits?
Sooty Athletic Conference Pistol
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
territorial pearl property faggotry
  07/22/17
Money market accounts typically yield more than savings acco...
pale affirmative action
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
Dun stimulating dilemma
  07/22/17
this
Sooty Athletic Conference Pistol
  07/22/17
Ty, ty
Dun stimulating dilemma
  07/22/17
ally offers 1%
arousing university
  07/22/17
1% < 1.2%
laughsome locus rigpig
  07/22/17
Capital One is better because of the access to branches and ...
pale affirmative action
  07/22/17
Just copped Ally 1.15%
Rusted hairraiser casino
  07/22/17
cr
arousing university
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
pale affirmative action
  07/22/17
Just do lose effective buying power from inflation. Great.
awkward drunken shrine boltzmann
  07/22/17


Poast new message in this thread



Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: pale affirmative action

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



Reply Favorite

Date: July 22nd, 2017 6:50 PM
Author: Sooty Athletic Conference Pistol

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



Reply Favorite

Date: July 22nd, 2017 6:51 PM
Author: Splenetic french public bath organic girlfriend

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: pale affirmative action

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: pale affirmative action

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



Reply Favorite

Date: July 22nd, 2017 7:13 PM
Author: Sooty Athletic Conference Pistol

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: arousing university

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: ruby cowardly gay wizard

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: arousing university

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: ruby cowardly gay wizard

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: arousing university

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



Reply Favorite

Date: July 22nd, 2017 6:57 PM
Author: territorial pearl property faggotry

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



Reply Favorite

Date: July 22nd, 2017 7:05 PM
Author: Sooty Athletic Conference Pistol

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: territorial pearl property faggotry

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



Reply Favorite

Date: July 22nd, 2017 7:08 PM
Author: pale affirmative action

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: Dun stimulating dilemma

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: Sooty Athletic Conference Pistol

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: Dun stimulating dilemma

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: arousing university

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



Reply Favorite

Date: July 22nd, 2017 7:03 PM
Author: laughsome locus rigpig

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



Reply Favorite

Date: July 22nd, 2017 7:10 PM
Author: pale affirmative action

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



Reply Favorite

Date: July 22nd, 2017 6:55 PM
Author: Rusted hairraiser casino

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: arousing university

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



Reply Favorite

Date: July 22nd, 2017 7:07 PM
Author: pale affirmative action

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



Reply Favorite

Date: July 22nd, 2017 7:33 PM
Author: awkward drunken shrine boltzmann

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)