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Capital One Money Market account yields 1.1 percent

True, it's lower than the historical returns of stocks and b...
bisexual toaster
  07/22/17
yeah but then the gubmint takes 35% of that shit
razzle dark gas station death wish
  07/22/17
Might as well buy REITs or investment grade bonds or even tr...
sexy kitty cat spot
  07/22/17
You say that as if there is zero risk. The treasuries that a...
bisexual toaster
  07/22/17
How do you know REITS won't decline in value
bisexual toaster
  07/22/17
just buy intc and msft and let do
razzle dark gas station death wish
  07/22/17
why even bother? there are savings accounts that earn 1%.
Slimy Galvanic Range
  07/22/17
link?
Alcoholic Lodge Gaping
  07/22/17
https://www.ally.com/bank/online-savings-account/?nt=g&d...
Slimy Galvanic Range
  07/22/17
not to be overly boomerish but wtf is ally bank?
Alcoholic Lodge Gaping
  07/22/17
its online. if you just need a place to park your money with...
Slimy Galvanic Range
  07/22/17
It's an online-only bank. No physical branches. You can depo...
thriller boistinker
  07/22/17
i imagine there are deposit limits?
razzle dark gas station death wish
  07/22/17
Just the FDIC limit of 250k to be insured. You can put more,...
thriller boistinker
  07/22/17
Money market accounts typically yield more than savings acco...
bisexual toaster
  07/22/17
Goldman Sachs high yield savings account offering 1.2% with ...
Bistre bossy black woman
  07/22/17
this
razzle dark gas station death wish
  07/22/17
Ty, ty
Bistre bossy black woman
  07/22/17
ally offers 1%
Slimy Galvanic Range
  07/22/17
1% < 1.2%
ruby soggy stage giraffe
  07/22/17
Capital One is better because of the access to branches and ...
bisexual toaster
  07/22/17
Just copped Ally 1.15%
light indirect expression gaming laptop
  07/22/17
cr
Slimy Galvanic Range
  07/22/17
Unlike Ally, Capital one has a million branches and ATMs. In...
bisexual toaster
  07/22/17
Just do lose effective buying power from inflation. Great.
vivacious hot sanctuary dysfunction
  07/22/17


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Reply Favorite

Date: July 22nd, 2017 6:49 PM
Author: bisexual toaster

True, it's lower than the historical returns of stocks and bonds. But you'll have peace of mind. Don't have to be glued to the screen waiting for bubbles and crashes.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832602)



Reply Favorite

Date: July 22nd, 2017 6:50 PM
Author: razzle dark gas station death wish

yeah but then the gubmint takes 35% of that shit

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832603)



Reply Favorite

Date: July 22nd, 2017 6:51 PM
Author: sexy kitty cat spot

Might as well buy REITs or investment grade bonds or even treasuries.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832611)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: bisexual toaster

You say that as if there is zero risk. The treasuries that are pretty much zero risk don't yield that much more than these accounts, but without FDIC insurance.

You still have to monitor any portfolio of bonds and stocks you have.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832748)



Reply Favorite

Date: July 22nd, 2017 7:11 PM
Author: bisexual toaster

How do you know REITS won't decline in value

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832749)



Reply Favorite

Date: July 22nd, 2017 7:13 PM
Author: razzle dark gas station death wish

just buy intc and msft and let do

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832760)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: Slimy Galvanic Range

why even bother? there are savings accounts that earn 1%.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832619)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: Alcoholic Lodge Gaping

link?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832624)



Reply Favorite

Date: July 22nd, 2017 6:54 PM
Author: Slimy Galvanic Range

https://www.ally.com/bank/online-savings-account/?nt=g&d=c&ag=44812528547&key=kwd-302091306443&ad=204371303692&ex=&cid=71700000022771382&agid=58700002389379409&kwid=p20340588159&CP=ppc2017g&hash=&gclid=EAIaIQobChMIr6f82P2d1QIVSLjACh3alg3pEAAYAiAAEgJ1fPD_BwE

no fees no minimum balance

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832633)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: Alcoholic Lodge Gaping

not to be overly boomerish but wtf is ally bank?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832641)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: Slimy Galvanic Range

its online. if you just need a place to park your money with a high yield accounts its cr.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832651)



Reply Favorite

Date: July 22nd, 2017 6:57 PM
Author: thriller boistinker

It's an online-only bank. No physical branches. You can deposit checks using their phone app.

It used to be GMAC's banking unit until 2009 when the name was changed and it went online-only.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832659)



Reply Favorite

Date: July 22nd, 2017 7:05 PM
Author: razzle dark gas station death wish

i imagine there are deposit limits?

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832703)



Reply Favorite

Date: July 22nd, 2017 7:25 PM
Author: thriller boistinker

Just the FDIC limit of 250k to be insured. You can put more, it's just the excess is not insured.

To earn these interest rates, no, it doesn't have an upper limit (other banks often do). You earn the stated interest rate on the full amount you have deposited.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832858)



Reply Favorite

Date: July 22nd, 2017 7:08 PM
Author: bisexual toaster

Money market accounts typically yield more than savings accounts. Plus I believe you can draft up to 6 checks a month with a money market.

It's also FDIC insured.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832731)



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Date: July 22nd, 2017 6:52 PM
Author: Bistre bossy black woman

Goldman Sachs high yield savings account offering 1.2% with no minimum.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832621)



Reply Favorite

Date: July 22nd, 2017 6:52 PM
Author: razzle dark gas station death wish

this

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832623)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: Bistre bossy black woman

Ty, ty

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832631)



Reply Favorite

Date: July 22nd, 2017 6:53 PM
Author: Slimy Galvanic Range

ally offers 1%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832626)



Reply Favorite

Date: July 22nd, 2017 7:03 PM
Author: ruby soggy stage giraffe

1% < 1.2%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832685)



Reply Favorite

Date: July 22nd, 2017 7:10 PM
Author: bisexual toaster

Capital One is better because of the access to branches and ATMs. Plus you link a checking account if you need to write a lot of checks.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832739)



Reply Favorite

Date: July 22nd, 2017 6:55 PM
Author: light indirect expression gaming laptop

Just copped Ally 1.15%

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832637)



Reply Favorite

Date: July 22nd, 2017 6:56 PM
Author: Slimy Galvanic Range

cr

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832644)



Reply Favorite

Date: July 22nd, 2017 7:07 PM
Author: bisexual toaster

Unlike Ally, Capital one has a million branches and ATMs. In NYC at least. So you link it with a checking account and use the latter account for liquidity. You can actually make up to 6 transactions a month with a money market.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832718)



Reply Favorite

Date: July 22nd, 2017 7:33 PM
Author: vivacious hot sanctuary dysfunction

Just do lose effective buying power from inflation. Great.

(http://www.autoadmit.com/thread.php?thread_id=3682099&forum_id=2#33832915)