\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
mahogany philosopher-king french chef
  09/18/17
uh because it's a perk and perks help influence people's dec...
rambunctious location partner
  09/18/17
how about just increase the salary and not resources stuff o...
mahogany philosopher-king french chef
  09/18/17
(Biglawyer)
startled spot chad
  09/18/17
nope. more like salesman.
mahogany philosopher-king french chef
  09/18/17
(guy who doesn't understand taxes)
Amber Exhilarant Wagecucks State
  09/19/17
...
Curious brunch
  09/19/17
...
Pea-brained Swollen Sneaky Criminal Circlehead
  09/19/17
...
cruel-hearted crotch lodge
  09/18/17
free money is not a $cam bro. at least contribute up to the...
topaz narrow-minded gas station
  09/18/17
i don't know man...
mahogany philosopher-king french chef
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Beta goal in life locus
  09/19/17
CR
comical elite feces
  09/19/17
JFC you are way too dumb to post here.
Beady-eyed Chrome Death Wish
  09/18/17
*invests in 401k* *loses more than half of it during a re...
mahogany philosopher-king french chef
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Charismatic Church Building Cumskin
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Henna contagious sex offender shrine
  09/18/17
How much do they match for you bozos
offensive learning disabled hell therapy
  09/18/17
why do you hate me?
Henna contagious sex offender shrine
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
mahogany philosopher-king french chef
  09/18/17
Because it's free money for them - part of what otherwise wo...
cerebral obsidian twinkling uncleanness idea he suggested
  09/18/17
...
lascivious main people nursing home
  09/18/17
hmm...
mahogany philosopher-king french chef
  09/18/17
Employer contributions are a tax write off.
Pea-brained Swollen Sneaky Criminal Circlehead
  09/18/17
Isn't salary a write off?
wonderful maize station scourge upon the earth
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
drunken business firm
  09/18/17
Price discrimination. They tell all potential employees that...
Flatulent background story menage
  09/19/17
Is there any tax benefit that employer match has over a sala...
Carmine French Boistinker
  09/19/17
hehe
Stimulating Startling Pit Becky
  09/19/17
rare cr from you ted. its a scam
Stimulating Startling Pit Becky
  09/19/17
Ty
mahogany philosopher-king french chef
  09/19/17
Tax favored contributions to executives are limited to a mul...
Duck-like athletic conference
  09/19/17
...
hot heady heaven travel guidebook
  09/19/17
gotta incentivize somehow.
Beta goal in life locus
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Nubile well-lubricated depressive corn cake
  09/19/17
...
Beta goal in life locus
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Henna contagious sex offender shrine
  09/19/17
Euro/international stock funds are doing super well
comical elite feces
  09/19/17
music will end any day now...
Henna contagious sex offender shrine
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
bateful hominid faggotry
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: mahogany philosopher-king french chef

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: rambunctious location partner

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: mahogany philosopher-king french chef

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: startled spot chad

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: mahogany philosopher-king french chef

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Amber Exhilarant Wagecucks State

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Curious brunch



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Pea-brained Swollen Sneaky Criminal Circlehead



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: cruel-hearted crotch lodge



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: topaz narrow-minded gas station

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: mahogany philosopher-king french chef

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Beta goal in life locus

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: comical elite feces

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Beady-eyed Chrome Death Wish

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: mahogany philosopher-king french chef

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Charismatic Church Building Cumskin

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Henna contagious sex offender shrine

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: offensive learning disabled hell therapy

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Henna contagious sex offender shrine

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: mahogany philosopher-king french chef

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: cerebral obsidian twinkling uncleanness idea he suggested

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: lascivious main people nursing home



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: mahogany philosopher-king french chef

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Pea-brained Swollen Sneaky Criminal Circlehead

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: wonderful maize station scourge upon the earth

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: drunken business firm

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Flatulent background story menage

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Carmine French Boistinker

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Stimulating Startling Pit Becky

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Stimulating Startling Pit Becky

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: mahogany philosopher-king french chef

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Duck-like athletic conference

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: hot heady heaven travel guidebook



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Beta goal in life locus

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Nubile well-lubricated depressive corn cake

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Beta goal in life locus



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Henna contagious sex offender shrine

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: comical elite feces

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Henna contagious sex offender shrine

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: bateful hominid faggotry

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)