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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
mint slimy round eye university
  09/18/17
uh because it's a perk and perks help influence people's dec...
180 Field Puppy
  09/18/17
how about just increase the salary and not resources stuff o...
mint slimy round eye university
  09/18/17
(Biglawyer)
Cerebral Embarrassed To The Bone Point Persian
  09/18/17
nope. more like salesman.
mint slimy round eye university
  09/18/17
(guy who doesn't understand taxes)
high-end brilliant jewess
  09/19/17
...
light crawly range
  09/19/17
...
Plum Submissive Stead Reading Party
  09/19/17
...
Pearl Address Codepig
  09/18/17
free money is not a $cam bro. at least contribute up to the...
jet prole hospital
  09/18/17
i don't know man...
mint slimy round eye university
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Cerise comical stage french chef
  09/19/17
CR
Spectacular rusted mad-dog skullcap twinkling uncleanness
  09/19/17
JFC you are way too dumb to post here.
charcoal deep public bath community account
  09/18/17
*invests in 401k* *loses more than half of it during a re...
mint slimy round eye university
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Emerald Partner
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Costumed motley antidepressant drug plaza
  09/18/17
How much do they match for you bozos
Supple property philosopher-king
  09/18/17
why do you hate me?
Costumed motley antidepressant drug plaza
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
mint slimy round eye university
  09/18/17
Because it's free money for them - part of what otherwise wo...
Startling Irate Bawdyhouse
  09/18/17
...
Titillating mexican
  09/18/17
hmm...
mint slimy round eye university
  09/18/17
Employer contributions are a tax write off.
Plum Submissive Stead Reading Party
  09/18/17
Isn't salary a write off?
bat-shit-crazy glittery cruise ship marketing idea
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
big goal in life indirect expression
  09/18/17
Price discrimination. They tell all potential employees that...
Overrated Mildly Autistic Yarmulke
  09/19/17
Is there any tax benefit that employer match has over a sala...
Galvanic Bistre Gaming Laptop
  09/19/17
hehe
Vermilion Tripping Quadroon
  09/19/17
rare cr from you ted. its a scam
Vermilion Tripping Quadroon
  09/19/17
Ty
mint slimy round eye university
  09/19/17
Tax favored contributions to executives are limited to a mul...
razzle famous landscape painting
  09/19/17
...
Useless diverse milk
  09/19/17
gotta incentivize somehow.
Cerise comical stage french chef
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Copper casino
  09/19/17
...
Cerise comical stage french chef
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Costumed motley antidepressant drug plaza
  09/19/17
Euro/international stock funds are doing super well
Spectacular rusted mad-dog skullcap twinkling uncleanness
  09/19/17
music will end any day now...
Costumed motley antidepressant drug plaza
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
excitant carmine roast beef
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: mint slimy round eye university

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: 180 Field Puppy

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: mint slimy round eye university

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Cerebral Embarrassed To The Bone Point Persian

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: mint slimy round eye university

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: high-end brilliant jewess

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: light crawly range



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Plum Submissive Stead Reading Party



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Pearl Address Codepig



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: jet prole hospital

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: mint slimy round eye university

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Cerise comical stage french chef

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Spectacular rusted mad-dog skullcap twinkling uncleanness

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: charcoal deep public bath community account

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: mint slimy round eye university

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Emerald Partner

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Costumed motley antidepressant drug plaza

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Supple property philosopher-king

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Costumed motley antidepressant drug plaza

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: mint slimy round eye university

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Startling Irate Bawdyhouse

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Titillating mexican



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: mint slimy round eye university

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Plum Submissive Stead Reading Party

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: bat-shit-crazy glittery cruise ship marketing idea

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: big goal in life indirect expression

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Overrated Mildly Autistic Yarmulke

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Galvanic Bistre Gaming Laptop

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Vermilion Tripping Quadroon

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Vermilion Tripping Quadroon

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: mint slimy round eye university

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: razzle famous landscape painting

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Useless diverse milk



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Cerise comical stage french chef

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Copper casino

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Cerise comical stage french chef



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Costumed motley antidepressant drug plaza

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Spectacular rusted mad-dog skullcap twinkling uncleanness

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Costumed motley antidepressant drug plaza

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: excitant carmine roast beef

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)