\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
stimulating half-breed dog poop
  09/18/17
uh because it's a perk and perks help influence people's dec...
walnut blood rage
  09/18/17
how about just increase the salary and not resources stuff o...
stimulating half-breed dog poop
  09/18/17
(Biglawyer)
Aromatic Theater Stage Pozpig
  09/18/17
nope. more like salesman.
stimulating half-breed dog poop
  09/18/17
(guy who doesn't understand taxes)
histrionic trump supporter state
  09/19/17
...
snowy unhinged karate sandwich
  09/19/17
...
orange mind-boggling native mad-dog skullcap
  09/19/17
...
Talented headpube chad
  09/18/17
free money is not a $cam bro. at least contribute up to the...
magical nowag newt
  09/18/17
i don't know man...
stimulating half-breed dog poop
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Curious gay wizard dilemma
  09/19/17
CR
Marvelous chrome background story home
  09/19/17
JFC you are way too dumb to post here.
erotic grizzly temple
  09/18/17
*invests in 401k* *loses more than half of it during a re...
stimulating half-breed dog poop
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Big hateful gaming laptop masturbator
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Cheese-eating cocky factory reset button sex offender
  09/18/17
How much do they match for you bozos
bull headed fluffy gas station kitty
  09/18/17
why do you hate me?
Cheese-eating cocky factory reset button sex offender
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
stimulating half-breed dog poop
  09/18/17
Because it's free money for them - part of what otherwise wo...
vibrant messiness scourge upon the earth
  09/18/17
...
mahogany irradiated parlor
  09/18/17
hmm...
stimulating half-breed dog poop
  09/18/17
Employer contributions are a tax write off.
orange mind-boggling native mad-dog skullcap
  09/18/17
Isn't salary a write off?
thriller spot
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
provocative mildly autistic ladyboy
  09/18/17
Price discrimination. They tell all potential employees that...
Spectacular startled casino
  09/19/17
Is there any tax benefit that employer match has over a sala...
black locale jew
  09/19/17
hehe
brindle diverse jap
  09/19/17
rare cr from you ted. its a scam
brindle diverse jap
  09/19/17
Ty
stimulating half-breed dog poop
  09/19/17
Tax favored contributions to executives are limited to a mul...
Razzle-dazzle Really Tough Guy
  09/19/17
...
Bronze Hissy Fit
  09/19/17
gotta incentivize somehow.
Curious gay wizard dilemma
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Bonkers Box Office
  09/19/17
...
Curious gay wizard dilemma
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Cheese-eating cocky factory reset button sex offender
  09/19/17
Euro/international stock funds are doing super well
Marvelous chrome background story home
  09/19/17
music will end any day now...
Cheese-eating cocky factory reset button sex offender
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Violent Aquamarine Mood Persian
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: stimulating half-breed dog poop

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: walnut blood rage

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: stimulating half-breed dog poop

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Aromatic Theater Stage Pozpig

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: stimulating half-breed dog poop

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: histrionic trump supporter state

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: snowy unhinged karate sandwich



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: orange mind-boggling native mad-dog skullcap



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Talented headpube chad



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: magical nowag newt

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: stimulating half-breed dog poop

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Curious gay wizard dilemma

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Marvelous chrome background story home

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: erotic grizzly temple

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: stimulating half-breed dog poop

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Big hateful gaming laptop masturbator

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Cheese-eating cocky factory reset button sex offender

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: bull headed fluffy gas station kitty

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Cheese-eating cocky factory reset button sex offender

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: stimulating half-breed dog poop

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: vibrant messiness scourge upon the earth

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: mahogany irradiated parlor



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: stimulating half-breed dog poop

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: orange mind-boggling native mad-dog skullcap

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: thriller spot

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: provocative mildly autistic ladyboy

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Spectacular startled casino

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: black locale jew

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: brindle diverse jap

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: brindle diverse jap

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: stimulating half-breed dog poop

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Razzle-dazzle Really Tough Guy

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Bronze Hissy Fit



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Curious gay wizard dilemma

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Bonkers Box Office

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Curious gay wizard dilemma



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Cheese-eating cocky factory reset button sex offender

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Marvelous chrome background story home

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Cheese-eating cocky factory reset button sex offender

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Violent Aquamarine Mood Persian

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)