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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Cruel-hearted Amethyst Yarmulke Set
  09/18/17
uh because it's a perk and perks help influence people's dec...
Khaki son of senegal tanning salon
  09/18/17
how about just increase the salary and not resources stuff o...
Cruel-hearted Amethyst Yarmulke Set
  09/18/17
(Biglawyer)
Odious giraffe
  09/18/17
nope. more like salesman.
Cruel-hearted Amethyst Yarmulke Set
  09/18/17
(guy who doesn't understand taxes)
cyan sex offender mexican
  09/19/17
...
Ungodly ladyboy
  09/19/17
...
Demanding Messiness
  09/19/17
...
metal whorehouse dingle berry
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Kink-friendly location rigor
  09/18/17
i don't know man...
Cruel-hearted Amethyst Yarmulke Set
  09/18/17
you always go AT LEAST to the match. it's free money that y...
cerise thriller school goyim
  09/19/17
CR
indigo field
  09/19/17
JFC you are way too dumb to post here.
Blathering indirect expression principal's office
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Cruel-hearted Amethyst Yarmulke Set
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
sepia vivacious feces
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Vermilion garrison foreskin
  09/18/17
How much do they match for you bozos
mischievous plaza
  09/18/17
why do you hate me?
Vermilion garrison foreskin
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Cruel-hearted Amethyst Yarmulke Set
  09/18/17
Because it's free money for them - part of what otherwise wo...
topaz boyish private investor indian lodge
  09/18/17
...
disgusting glittery milk
  09/18/17
hmm...
Cruel-hearted Amethyst Yarmulke Set
  09/18/17
Employer contributions are a tax write off.
Demanding Messiness
  09/18/17
Isn't salary a write off?
Rebellious piazza jew
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Mint sanctuary gunner
  09/18/17
Price discrimination. They tell all potential employees that...
spruce exhilarant depressive church
  09/19/17
Is there any tax benefit that employer match has over a sala...
mustard diverse step-uncle's house
  09/19/17
hehe
well-lubricated dun community account
  09/19/17
rare cr from you ted. its a scam
well-lubricated dun community account
  09/19/17
Ty
Cruel-hearted Amethyst Yarmulke Set
  09/19/17
Tax favored contributions to executives are limited to a mul...
Brass Chapel Ape
  09/19/17
...
Buff Range Affirmative Action
  09/19/17
gotta incentivize somehow.
cerise thriller school goyim
  09/19/17
Avoid failing the IRS' nondiscrimination test?
titillating bat shit crazy azn weed whacker
  09/19/17
...
cerise thriller school goyim
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Vermilion garrison foreskin
  09/19/17
Euro/international stock funds are doing super well
indigo field
  09/19/17
music will end any day now...
Vermilion garrison foreskin
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Fuchsia magical preventive strike candlestick maker
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Cruel-hearted Amethyst Yarmulke Set

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Khaki son of senegal tanning salon

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Cruel-hearted Amethyst Yarmulke Set

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Odious giraffe

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Cruel-hearted Amethyst Yarmulke Set

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: cyan sex offender mexican

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Ungodly ladyboy



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Demanding Messiness



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: metal whorehouse dingle berry



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Kink-friendly location rigor

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Cruel-hearted Amethyst Yarmulke Set

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: cerise thriller school goyim

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: indigo field

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Blathering indirect expression principal's office

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Cruel-hearted Amethyst Yarmulke Set

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: sepia vivacious feces

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Vermilion garrison foreskin

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: mischievous plaza

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Vermilion garrison foreskin

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Cruel-hearted Amethyst Yarmulke Set

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: topaz boyish private investor indian lodge

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: disgusting glittery milk



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Cruel-hearted Amethyst Yarmulke Set

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Demanding Messiness

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Rebellious piazza jew

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Mint sanctuary gunner

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: spruce exhilarant depressive church

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: mustard diverse step-uncle's house

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: well-lubricated dun community account

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: well-lubricated dun community account

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Cruel-hearted Amethyst Yarmulke Set

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Brass Chapel Ape

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Buff Range Affirmative Action



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: cerise thriller school goyim

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: titillating bat shit crazy azn weed whacker

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: cerise thriller school goyim



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Vermilion garrison foreskin

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: indigo field

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Vermilion garrison foreskin

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Fuchsia magical preventive strike candlestick maker

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)