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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Charismatic mewling hospital jap
  09/18/17
uh because it's a perk and perks help influence people's dec...
Cowardly azure blood rage
  09/18/17
how about just increase the salary and not resources stuff o...
Charismatic mewling hospital jap
  09/18/17
(Biglawyer)
curious chocolate piazza juggernaut
  09/18/17
nope. more like salesman.
Charismatic mewling hospital jap
  09/18/17
(guy who doesn't understand taxes)
irradiated bistre kitchen
  09/19/17
...
electric pearl university international law enforcement agency
  09/19/17
...
Slippery trip useless brakes pit
  09/19/17
...
Duck-like razzle-dazzle goal in life
  09/18/17
free money is not a $cam bro. at least contribute up to the...
appetizing police squad menage
  09/18/17
i don't know man...
Charismatic mewling hospital jap
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Underhanded heady trailer park
  09/19/17
CR
Dashing Aggressive Depressive Kitty
  09/19/17
JFC you are way too dumb to post here.
Jet-lagged Sadistic Keepsake Machete Partner
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Charismatic mewling hospital jap
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Shivering state goyim
  09/18/17
do you mean you dont vest so they match 100% automatically u...
sepia supple dilemma tank
  09/18/17
How much do they match for you bozos
Exciting area
  09/18/17
why do you hate me?
sepia supple dilemma tank
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Charismatic mewling hospital jap
  09/18/17
Because it's free money for them - part of what otherwise wo...
cruel-hearted theater philosopher-king
  09/18/17
...
anal pozpig nibblets
  09/18/17
hmm...
Charismatic mewling hospital jap
  09/18/17
Employer contributions are a tax write off.
Slippery trip useless brakes pit
  09/18/17
Isn't salary a write off?
Exhilarant angry parlour ladyboy
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
talented hyperventilating really tough guy stag film
  09/18/17
Price discrimination. They tell all potential employees that...
bull headed mauve national
  09/19/17
Is there any tax benefit that employer match has over a sala...
Mint Narrow-minded Market
  09/19/17
hehe
Stirring plaza wrinkle
  09/19/17
rare cr from you ted. its a scam
Stirring plaza wrinkle
  09/19/17
Ty
Charismatic mewling hospital jap
  09/19/17
Tax favored contributions to executives are limited to a mul...
Histrionic Faggot Firefighter Native
  09/19/17
...
Greedy Idiot Point
  09/19/17
gotta incentivize somehow.
Underhanded heady trailer park
  09/19/17
Avoid failing the IRS' nondiscrimination test?
honey-headed school
  09/19/17
...
Underhanded heady trailer park
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
sepia supple dilemma tank
  09/19/17
Euro/international stock funds are doing super well
Dashing Aggressive Depressive Kitty
  09/19/17
music will end any day now...
sepia supple dilemma tank
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Blathering razzle mood
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Charismatic mewling hospital jap

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Cowardly azure blood rage

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Charismatic mewling hospital jap

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: curious chocolate piazza juggernaut

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Charismatic mewling hospital jap

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: irradiated bistre kitchen

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: electric pearl university international law enforcement agency



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Slippery trip useless brakes pit



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Duck-like razzle-dazzle goal in life



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: appetizing police squad menage

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Charismatic mewling hospital jap

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Underhanded heady trailer park

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Dashing Aggressive Depressive Kitty

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Jet-lagged Sadistic Keepsake Machete Partner

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Charismatic mewling hospital jap

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Shivering state goyim

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: sepia supple dilemma tank

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Exciting area

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: sepia supple dilemma tank

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Charismatic mewling hospital jap

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: cruel-hearted theater philosopher-king

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: anal pozpig nibblets



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Charismatic mewling hospital jap

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Slippery trip useless brakes pit

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Exhilarant angry parlour ladyboy

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: talented hyperventilating really tough guy stag film

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: bull headed mauve national

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Mint Narrow-minded Market

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Stirring plaza wrinkle

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Stirring plaza wrinkle

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Charismatic mewling hospital jap

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Histrionic Faggot Firefighter Native

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Greedy Idiot Point



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Underhanded heady trailer park

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: honey-headed school

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Underhanded heady trailer park



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: sepia supple dilemma tank

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Dashing Aggressive Depressive Kitty

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: sepia supple dilemma tank

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Blathering razzle mood

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)