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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Know-it-all insanely creepy theatre
  09/18/17
uh because it's a perk and perks help influence people's dec...
Razzmatazz quadroon brethren
  09/18/17
how about just increase the salary and not resources stuff o...
Know-it-all insanely creepy theatre
  09/18/17
(Biglawyer)
fragrant depressive people who are hurt
  09/18/17
nope. more like salesman.
Know-it-all insanely creepy theatre
  09/18/17
(guy who doesn't understand taxes)
Impertinent Legal Warrant Affirmative Action
  09/19/17
...
Stirring center mexican
  09/19/17
...
wild locale athletic conference
  09/19/17
...
sepia electric furnace
  09/18/17
free money is not a $cam bro. at least contribute up to the...
smoky shrine
  09/18/17
i don't know man...
Know-it-all insanely creepy theatre
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Wine skinny woman nowag
  09/19/17
CR
coral roommate
  09/19/17
JFC you are way too dumb to post here.
razzle-dazzle ceo dog poop
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Know-it-all insanely creepy theatre
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Useless sanctuary blood rage
  09/18/17
do you mean you dont vest so they match 100% automatically u...
French big old irish cottage crackhouse
  09/18/17
How much do they match for you bozos
Pearl property
  09/18/17
why do you hate me?
French big old irish cottage crackhouse
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Know-it-all insanely creepy theatre
  09/18/17
Because it's free money for them - part of what otherwise wo...
Lilac dysfunction church
  09/18/17
...
multi-colored gay wizard whorehouse
  09/18/17
hmm...
Know-it-all insanely creepy theatre
  09/18/17
Employer contributions are a tax write off.
wild locale athletic conference
  09/18/17
Isn't salary a write off?
burgundy low-t friendly grandma casino
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
territorial site
  09/18/17
Price discrimination. They tell all potential employees that...
Boyish Dark Marketing Idea
  09/19/17
Is there any tax benefit that employer match has over a sala...
titillating stock car mediation
  09/19/17
hehe
Godawful deer antler generalized bond
  09/19/17
rare cr from you ted. its a scam
Godawful deer antler generalized bond
  09/19/17
Ty
Know-it-all insanely creepy theatre
  09/19/17
Tax favored contributions to executives are limited to a mul...
histrionic son of senegal
  09/19/17
...
mind-boggling beta kitty library
  09/19/17
gotta incentivize somehow.
Wine skinny woman nowag
  09/19/17
Avoid failing the IRS' nondiscrimination test?
vigorous orange coldplay fan messiness
  09/19/17
...
Wine skinny woman nowag
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
French big old irish cottage crackhouse
  09/19/17
Euro/international stock funds are doing super well
coral roommate
  09/19/17
music will end any day now...
French big old irish cottage crackhouse
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Pink Trailer Park
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Know-it-all insanely creepy theatre

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Razzmatazz quadroon brethren

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Know-it-all insanely creepy theatre

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: fragrant depressive people who are hurt

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Know-it-all insanely creepy theatre

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Impertinent Legal Warrant Affirmative Action

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Stirring center mexican



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: wild locale athletic conference



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: sepia electric furnace



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: smoky shrine

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Know-it-all insanely creepy theatre

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Wine skinny woman nowag

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: coral roommate

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: razzle-dazzle ceo dog poop

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Know-it-all insanely creepy theatre

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Useless sanctuary blood rage

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: French big old irish cottage crackhouse

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Pearl property

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: French big old irish cottage crackhouse

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Know-it-all insanely creepy theatre

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Lilac dysfunction church

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: multi-colored gay wizard whorehouse



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Know-it-all insanely creepy theatre

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: wild locale athletic conference

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: burgundy low-t friendly grandma casino

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: territorial site

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Boyish Dark Marketing Idea

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: titillating stock car mediation

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Godawful deer antler generalized bond

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Godawful deer antler generalized bond

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Know-it-all insanely creepy theatre

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: histrionic son of senegal

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: mind-boggling beta kitty library



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Wine skinny woman nowag

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: vigorous orange coldplay fan messiness

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Wine skinny woman nowag



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: French big old irish cottage crackhouse

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: coral roommate

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: French big old irish cottage crackhouse

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Pink Trailer Park

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)