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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
misunderstood territorial trust fund
  09/18/17
uh because it's a perk and perks help influence people's dec...
Concupiscible violent faggotry
  09/18/17
how about just increase the salary and not resources stuff o...
misunderstood territorial trust fund
  09/18/17
(Biglawyer)
stimulating magical center reading party
  09/18/17
nope. more like salesman.
misunderstood territorial trust fund
  09/18/17
(guy who doesn't understand taxes)
Slimy Sooty Heaven
  09/19/17
...
Poppy cuck
  09/19/17
...
Bespoke mint kitchen
  09/19/17
...
Tan electric coffee pot
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Wonderful stag film giraffe
  09/18/17
i don't know man...
misunderstood territorial trust fund
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Fragrant business firm dog poop
  09/19/17
CR
180 frum tattoo degenerate
  09/19/17
JFC you are way too dumb to post here.
Naked doctorate
  09/18/17
*invests in 401k* *loses more than half of it during a re...
misunderstood territorial trust fund
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
lemon odious institution trump supporter
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Adventurous cerise spot codepig
  09/18/17
How much do they match for you bozos
Umber Cumskin
  09/18/17
why do you hate me?
Adventurous cerise spot codepig
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
misunderstood territorial trust fund
  09/18/17
Because it's free money for them - part of what otherwise wo...
Mind-boggling navy jewess garrison
  09/18/17
...
Glittery learning disabled area
  09/18/17
hmm...
misunderstood territorial trust fund
  09/18/17
Employer contributions are a tax write off.
Bespoke mint kitchen
  09/18/17
Isn't salary a write off?
vermilion fear-inspiring water buffalo
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Racy Thirsty Kitty Cat Blood Rage
  09/18/17
Price discrimination. They tell all potential employees that...
Red boltzmann
  09/19/17
Is there any tax benefit that employer match has over a sala...
High-end Toaster Jew
  09/19/17
hehe
Boyish Bbw
  09/19/17
rare cr from you ted. its a scam
Boyish Bbw
  09/19/17
Ty
misunderstood territorial trust fund
  09/19/17
Tax favored contributions to executives are limited to a mul...
cruel-hearted magenta parlor community account
  09/19/17
...
Fantasy-prone station antidepressant drug
  09/19/17
gotta incentivize somehow.
Fragrant business firm dog poop
  09/19/17
Avoid failing the IRS' nondiscrimination test?
aphrodisiac abode
  09/19/17
...
Fragrant business firm dog poop
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Adventurous cerise spot codepig
  09/19/17
Euro/international stock funds are doing super well
180 frum tattoo degenerate
  09/19/17
music will end any day now...
Adventurous cerise spot codepig
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Flirting saffron tank house
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: misunderstood territorial trust fund

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Concupiscible violent faggotry

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: misunderstood territorial trust fund

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: stimulating magical center reading party

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: misunderstood territorial trust fund

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Slimy Sooty Heaven

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Poppy cuck



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Bespoke mint kitchen



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Tan electric coffee pot



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Wonderful stag film giraffe

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: misunderstood territorial trust fund

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Fragrant business firm dog poop

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: 180 frum tattoo degenerate

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Naked doctorate

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: misunderstood territorial trust fund

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: lemon odious institution trump supporter

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Adventurous cerise spot codepig

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Umber Cumskin

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Adventurous cerise spot codepig

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: misunderstood territorial trust fund

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Mind-boggling navy jewess garrison

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Glittery learning disabled area



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: misunderstood territorial trust fund

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Bespoke mint kitchen

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: vermilion fear-inspiring water buffalo

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Racy Thirsty Kitty Cat Blood Rage

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Red boltzmann

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: High-end Toaster Jew

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Boyish Bbw

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Boyish Bbw

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: misunderstood territorial trust fund

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: cruel-hearted magenta parlor community account

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Fantasy-prone station antidepressant drug



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Fragrant business firm dog poop

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: aphrodisiac abode

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Fragrant business firm dog poop



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Adventurous cerise spot codepig

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: 180 frum tattoo degenerate

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Adventurous cerise spot codepig

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Flirting saffron tank house

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)