\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Twisted Piazza Pisswyrm
  09/18/17
uh because it's a perk and perks help influence people's dec...
Mahogany stimulating pervert persian
  09/18/17
how about just increase the salary and not resources stuff o...
Twisted Piazza Pisswyrm
  09/18/17
(Biglawyer)
Coral center
  09/18/17
nope. more like salesman.
Twisted Piazza Pisswyrm
  09/18/17
(guy who doesn't understand taxes)
Mischievous New Version Principal's Office
  09/19/17
...
Odious Hyperactive Bawdyhouse
  09/19/17
...
Sapphire ladyboy
  09/19/17
...
red elastic band lodge
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Comical Salmon Chapel
  09/18/17
i don't know man...
Twisted Piazza Pisswyrm
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Hairless philosopher-king
  09/19/17
CR
Nubile Burgundy Boltzmann
  09/19/17
JFC you are way too dumb to post here.
Lilac Zombie-like Box Office Volcanic Crater
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Twisted Piazza Pisswyrm
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
vibrant stead
  09/18/17
do you mean you dont vest so they match 100% automatically u...
disrespectful stage multi-billionaire
  09/18/17
How much do they match for you bozos
blathering hot temple
  09/18/17
why do you hate me?
disrespectful stage multi-billionaire
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Twisted Piazza Pisswyrm
  09/18/17
Because it's free money for them - part of what otherwise wo...
Arousing ticket booth
  09/18/17
...
Alcoholic black woman
  09/18/17
hmm...
Twisted Piazza Pisswyrm
  09/18/17
Employer contributions are a tax write off.
Sapphire ladyboy
  09/18/17
Isn't salary a write off?
motley french potus
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Adventurous judgmental ape
  09/18/17
Price discrimination. They tell all potential employees that...
citrine whorehouse
  09/19/17
Is there any tax benefit that employer match has over a sala...
Fluffy abode
  09/19/17
hehe
Light Incel Windowlicker
  09/19/17
rare cr from you ted. its a scam
Light Incel Windowlicker
  09/19/17
Ty
Twisted Piazza Pisswyrm
  09/19/17
Tax favored contributions to executives are limited to a mul...
razzle-dazzle ivory gas station
  09/19/17
...
maroon galvanic faggot firefighter property
  09/19/17
gotta incentivize somehow.
Hairless philosopher-king
  09/19/17
Avoid failing the IRS' nondiscrimination test?
titillating stock car therapy
  09/19/17
...
Hairless philosopher-king
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
disrespectful stage multi-billionaire
  09/19/17
Euro/international stock funds are doing super well
Nubile Burgundy Boltzmann
  09/19/17
music will end any day now...
disrespectful stage multi-billionaire
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Sick startling dilemma foreskin
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Twisted Piazza Pisswyrm

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Mahogany stimulating pervert persian

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Twisted Piazza Pisswyrm

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Coral center

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Twisted Piazza Pisswyrm

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Mischievous New Version Principal's Office

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Odious Hyperactive Bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Sapphire ladyboy



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: red elastic band lodge



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Comical Salmon Chapel

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Twisted Piazza Pisswyrm

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Hairless philosopher-king

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Nubile Burgundy Boltzmann

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Lilac Zombie-like Box Office Volcanic Crater

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Twisted Piazza Pisswyrm

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: vibrant stead

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: disrespectful stage multi-billionaire

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: blathering hot temple

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: disrespectful stage multi-billionaire

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Twisted Piazza Pisswyrm

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Arousing ticket booth

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Alcoholic black woman



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Twisted Piazza Pisswyrm

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Sapphire ladyboy

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: motley french potus

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Adventurous judgmental ape

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: citrine whorehouse

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Fluffy abode

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Light Incel Windowlicker

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Light Incel Windowlicker

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Twisted Piazza Pisswyrm

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: razzle-dazzle ivory gas station

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: maroon galvanic faggot firefighter property



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Hairless philosopher-king

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: titillating stock car therapy

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Hairless philosopher-king



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: disrespectful stage multi-billionaire

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Nubile Burgundy Boltzmann

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: disrespectful stage multi-billionaire

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Sick startling dilemma foreskin

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)