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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
big-titted senate
  09/18/17
uh because it's a perk and perks help influence people's dec...
Ivory windowlicker
  09/18/17
how about just increase the salary and not resources stuff o...
big-titted senate
  09/18/17
(Biglawyer)
dashing wrinkle
  09/18/17
nope. more like salesman.
big-titted senate
  09/18/17
(guy who doesn't understand taxes)
aquamarine learning disabled blood rage sex offender
  09/19/17
...
Titillating rambunctious point
  09/19/17
...
Pink Racy Stage Ceo
  09/19/17
...
Umber alpha background story
  09/18/17
free money is not a $cam bro. at least contribute up to the...
cobalt very tactful useless brakes private investor
  09/18/17
i don't know man...
big-titted senate
  09/18/17
you always go AT LEAST to the match. it's free money that y...
splenetic orange cuckold corner
  09/19/17
CR
Self-centered rose resort
  09/19/17
JFC you are way too dumb to post here.
Supple Naked Gaming Laptop Knife
  09/18/17
*invests in 401k* *loses more than half of it during a re...
big-titted senate
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Soul-stirring Sound Barrier Gunner
  09/18/17
do you mean you dont vest so they match 100% automatically u...
honey-headed hyperactive athletic conference friendly grandma
  09/18/17
How much do they match for you bozos
Diverse mauve faggot firefighter
  09/18/17
why do you hate me?
honey-headed hyperactive athletic conference friendly grandma
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
big-titted senate
  09/18/17
Because it's free money for them - part of what otherwise wo...
bistre massive kitty cat trust fund
  09/18/17
...
talented black mental disorder ratface
  09/18/17
hmm...
big-titted senate
  09/18/17
Employer contributions are a tax write off.
Pink Racy Stage Ceo
  09/18/17
Isn't salary a write off?
multi-colored giraffe
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Clear dysfunction halford
  09/18/17
Price discrimination. They tell all potential employees that...
Irradiated Keepsake Machete Lettuce
  09/19/17
Is there any tax benefit that employer match has over a sala...
Razzle-dazzle chapel jew
  09/19/17
hehe
Beady-eyed hunting ground antidepressant drug
  09/19/17
rare cr from you ted. its a scam
Beady-eyed hunting ground antidepressant drug
  09/19/17
Ty
big-titted senate
  09/19/17
Tax favored contributions to executives are limited to a mul...
tantric indian lodge therapy
  09/19/17
...
Aggressive Dilemma
  09/19/17
gotta incentivize somehow.
splenetic orange cuckold corner
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Appetizing twinkling uncleanness
  09/19/17
...
splenetic orange cuckold corner
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
honey-headed hyperactive athletic conference friendly grandma
  09/19/17
Euro/international stock funds are doing super well
Self-centered rose resort
  09/19/17
music will end any day now...
honey-headed hyperactive athletic conference friendly grandma
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
dun tank coffee pot
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: big-titted senate

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Ivory windowlicker

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: big-titted senate

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: dashing wrinkle

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: big-titted senate

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: aquamarine learning disabled blood rage sex offender

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Titillating rambunctious point



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Pink Racy Stage Ceo



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Umber alpha background story



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: cobalt very tactful useless brakes private investor

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: big-titted senate

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: splenetic orange cuckold corner

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Self-centered rose resort

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Supple Naked Gaming Laptop Knife

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: big-titted senate

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Soul-stirring Sound Barrier Gunner

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: honey-headed hyperactive athletic conference friendly grandma

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Diverse mauve faggot firefighter

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: honey-headed hyperactive athletic conference friendly grandma

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: big-titted senate

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: bistre massive kitty cat trust fund

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: talented black mental disorder ratface



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: big-titted senate

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Pink Racy Stage Ceo

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: multi-colored giraffe

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Clear dysfunction halford

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Irradiated Keepsake Machete Lettuce

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Razzle-dazzle chapel jew

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Beady-eyed hunting ground antidepressant drug

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Beady-eyed hunting ground antidepressant drug

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: big-titted senate

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: tantric indian lodge therapy

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Aggressive Dilemma



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: splenetic orange cuckold corner

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Appetizing twinkling uncleanness

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: splenetic orange cuckold corner



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: honey-headed hyperactive athletic conference friendly grandma

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Self-centered rose resort

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: honey-headed hyperactive athletic conference friendly grandma

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: dun tank coffee pot

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)