\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
stubborn glittery faggot firefighter trust fund
  09/18/17
uh because it's a perk and perks help influence people's dec...
carmine halford
  09/18/17
how about just increase the salary and not resources stuff o...
stubborn glittery faggot firefighter trust fund
  09/18/17
(Biglawyer)
Sadistic cruise ship affirmative action
  09/18/17
nope. more like salesman.
stubborn glittery faggot firefighter trust fund
  09/18/17
(guy who doesn't understand taxes)
Garnet sexy hospital
  09/19/17
...
aromatic sepia meetinghouse
  09/19/17
...
vibrant judgmental blood rage university
  09/19/17
...
Dark stimulating ratface clown
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Talented house-broken kitchen
  09/18/17
i don't know man...
stubborn glittery faggot firefighter trust fund
  09/18/17
you always go AT LEAST to the match. it's free money that y...
milky cuckoldry
  09/19/17
CR
Primrose Excitant Stage
  09/19/17
JFC you are way too dumb to post here.
Black toilet seat
  09/18/17
*invests in 401k* *loses more than half of it during a re...
stubborn glittery faggot firefighter trust fund
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
high-end twinkling fanboi coffee pot
  09/18/17
do you mean you dont vest so they match 100% automatically u...
sickened costumed puppy
  09/18/17
How much do they match for you bozos
Very tactful bespoke legend shrine
  09/18/17
why do you hate me?
sickened costumed puppy
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
stubborn glittery faggot firefighter trust fund
  09/18/17
Because it's free money for them - part of what otherwise wo...
crystalline galvanic whorehouse
  09/18/17
...
arousing sandwich
  09/18/17
hmm...
stubborn glittery faggot firefighter trust fund
  09/18/17
Employer contributions are a tax write off.
vibrant judgmental blood rage university
  09/18/17
Isn't salary a write off?
offensive peach skinny woman yarmulke
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
disrespectful opaque sex offender state
  09/18/17
Price discrimination. They tell all potential employees that...
Flickering Den
  09/19/17
Is there any tax benefit that employer match has over a sala...
Razzle-dazzle roast beef newt
  09/19/17
hehe
Bateful athletic conference
  09/19/17
rare cr from you ted. its a scam
Bateful athletic conference
  09/19/17
Ty
stubborn glittery faggot firefighter trust fund
  09/19/17
Tax favored contributions to executives are limited to a mul...
drab prole mad-dog skullcap
  09/19/17
...
Navy Misanthropic Immigrant Set
  09/19/17
gotta incentivize somehow.
milky cuckoldry
  09/19/17
Avoid failing the IRS' nondiscrimination test?
jet property
  09/19/17
...
milky cuckoldry
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
sickened costumed puppy
  09/19/17
Euro/international stock funds are doing super well
Primrose Excitant Stage
  09/19/17
music will end any day now...
sickened costumed puppy
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
amethyst underhanded dragon
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: stubborn glittery faggot firefighter trust fund

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: carmine halford

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: stubborn glittery faggot firefighter trust fund

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Sadistic cruise ship affirmative action

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: stubborn glittery faggot firefighter trust fund

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Garnet sexy hospital

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: aromatic sepia meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: vibrant judgmental blood rage university



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Dark stimulating ratface clown



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Talented house-broken kitchen

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: stubborn glittery faggot firefighter trust fund

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: milky cuckoldry

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Primrose Excitant Stage

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Black toilet seat

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: stubborn glittery faggot firefighter trust fund

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: high-end twinkling fanboi coffee pot

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: sickened costumed puppy

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Very tactful bespoke legend shrine

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: sickened costumed puppy

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: stubborn glittery faggot firefighter trust fund

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: crystalline galvanic whorehouse

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: arousing sandwich



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: stubborn glittery faggot firefighter trust fund

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: vibrant judgmental blood rage university

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: offensive peach skinny woman yarmulke

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: disrespectful opaque sex offender state

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Flickering Den

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Razzle-dazzle roast beef newt

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Bateful athletic conference

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Bateful athletic conference

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: stubborn glittery faggot firefighter trust fund

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: drab prole mad-dog skullcap

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Navy Misanthropic Immigrant Set



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: milky cuckoldry

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: jet property

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: milky cuckoldry



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: sickened costumed puppy

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Primrose Excitant Stage

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: sickened costumed puppy

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: amethyst underhanded dragon

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)