\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Floppy university messiness
  09/18/17
uh because it's a perk and perks help influence people's dec...
Grizzly Tattoo Hairy Legs
  09/18/17
how about just increase the salary and not resources stuff o...
Floppy university messiness
  09/18/17
(Biglawyer)
flesh toilet seat
  09/18/17
nope. more like salesman.
Floppy university messiness
  09/18/17
(guy who doesn't understand taxes)
Insecure smoky base
  09/19/17
...
fishy arousing parlour
  09/19/17
...
Multi-colored Mad Cow Disease Lodge
  09/19/17
...
spectacular cowardly hall son of senegal
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Citrine offensive affirmative action
  09/18/17
i don't know man...
Floppy university messiness
  09/18/17
you always go AT LEAST to the match. it's free money that y...
vigorous low-t kitchen multi-billionaire
  09/19/17
CR
irate kitty cat stead
  09/19/17
JFC you are way too dumb to post here.
motley native newt
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Floppy university messiness
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
wonderful claret knife forum
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Light Cuckold Gaping
  09/18/17
How much do they match for you bozos
Fragrant Puppy Headpube
  09/18/17
why do you hate me?
Light Cuckold Gaping
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Floppy university messiness
  09/18/17
Because it's free money for them - part of what otherwise wo...
Splenetic mood becky
  09/18/17
...
Aquamarine International Law Enforcement Agency
  09/18/17
hmm...
Floppy university messiness
  09/18/17
Employer contributions are a tax write off.
Multi-colored Mad Cow Disease Lodge
  09/18/17
Isn't salary a write off?
hairraiser clear circlehead
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Buff juggernaut
  09/18/17
Price discrimination. They tell all potential employees that...
autistic rose main people
  09/19/17
Is there any tax benefit that employer match has over a sala...
Ruby set
  09/19/17
hehe
Thriller nowag
  09/19/17
rare cr from you ted. its a scam
Thriller nowag
  09/19/17
Ty
Floppy university messiness
  09/19/17
Tax favored contributions to executives are limited to a mul...
chocolate deer antler
  09/19/17
...
Twinkling liquid oxygen
  09/19/17
gotta incentivize somehow.
vigorous low-t kitchen multi-billionaire
  09/19/17
Avoid failing the IRS' nondiscrimination test?
razzmatazz salmon theatre toaster
  09/19/17
...
vigorous low-t kitchen multi-billionaire
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Light Cuckold Gaping
  09/19/17
Euro/international stock funds are doing super well
irate kitty cat stead
  09/19/17
music will end any day now...
Light Cuckold Gaping
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
deep den blood rage
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Floppy university messiness

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Grizzly Tattoo Hairy Legs

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Floppy university messiness

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: flesh toilet seat

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Floppy university messiness

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Insecure smoky base

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: fishy arousing parlour



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Multi-colored Mad Cow Disease Lodge



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: spectacular cowardly hall son of senegal



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Citrine offensive affirmative action

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Floppy university messiness

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: vigorous low-t kitchen multi-billionaire

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: irate kitty cat stead

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: motley native newt

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Floppy university messiness

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: wonderful claret knife forum

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Light Cuckold Gaping

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Fragrant Puppy Headpube

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Light Cuckold Gaping

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Floppy university messiness

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: Splenetic mood becky

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Aquamarine International Law Enforcement Agency



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Floppy university messiness

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Multi-colored Mad Cow Disease Lodge

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: hairraiser clear circlehead

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Buff juggernaut

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: autistic rose main people

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Ruby set

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Thriller nowag

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Thriller nowag

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Floppy university messiness

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: chocolate deer antler

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Twinkling liquid oxygen



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: vigorous low-t kitchen multi-billionaire

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: razzmatazz salmon theatre toaster

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: vigorous low-t kitchen multi-billionaire



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Light Cuckold Gaping

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: irate kitty cat stead

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Light Cuckold Gaping

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: deep den blood rage

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)