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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Histrionic fat ankles french chef
  09/18/17
uh because it's a perk and perks help influence people's dec...
Unhinged buck-toothed sneaky criminal
  09/18/17
how about just increase the salary and not resources stuff o...
Histrionic fat ankles french chef
  09/18/17
(Biglawyer)
Excitant state
  09/18/17
nope. more like salesman.
Histrionic fat ankles french chef
  09/18/17
(guy who doesn't understand taxes)
bipolar theater pistol
  09/19/17
...
Soul-stirring dark forum
  09/19/17
...
Costumed jap scourge upon the earth
  09/19/17
...
Emerald genital piercing
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Mint Brunch
  09/18/17
i don't know man...
Histrionic fat ankles french chef
  09/18/17
you always go AT LEAST to the match. it's free money that y...
hateful temple dingle berry
  09/19/17
CR
Stimulating sanctuary
  09/19/17
JFC you are way too dumb to post here.
Boyish clear stage
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Histrionic fat ankles french chef
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
yellow whorehouse
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Tan Pit
  09/18/17
How much do they match for you bozos
Concupiscible Principal's Office
  09/18/17
why do you hate me?
Tan Pit
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Histrionic fat ankles french chef
  09/18/17
Because it's free money for them - part of what otherwise wo...
ultramarine narrow-minded kitchen
  09/18/17
...
navy arrogant mood
  09/18/17
hmm...
Histrionic fat ankles french chef
  09/18/17
Employer contributions are a tax write off.
Costumed jap scourge upon the earth
  09/18/17
Isn't salary a write off?
Insane rehab
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Transparent learning disabled really tough guy halford
  09/18/17
Price discrimination. They tell all potential employees that...
carnelian aromatic famous landscape painting property
  09/19/17
Is there any tax benefit that employer match has over a sala...
cheese-eating orchestra pit alpha
  09/19/17
hehe
Diverse elite location
  09/19/17
rare cr from you ted. its a scam
Diverse elite location
  09/19/17
Ty
Histrionic fat ankles french chef
  09/19/17
Tax favored contributions to executives are limited to a mul...
razzmatazz gold stag film deer antler
  09/19/17
...
fragrant step-uncle's house mental disorder
  09/19/17
gotta incentivize somehow.
hateful temple dingle berry
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Charismatic Gaming Laptop
  09/19/17
...
hateful temple dingle berry
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Tan Pit
  09/19/17
Euro/international stock funds are doing super well
Stimulating sanctuary
  09/19/17
music will end any day now...
Tan Pit
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
galvanic pink station juggernaut
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Histrionic fat ankles french chef

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Unhinged buck-toothed sneaky criminal

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Histrionic fat ankles french chef

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: Excitant state

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Histrionic fat ankles french chef

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: bipolar theater pistol

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Soul-stirring dark forum



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Costumed jap scourge upon the earth



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Emerald genital piercing



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Mint Brunch

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Histrionic fat ankles french chef

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: hateful temple dingle berry

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Stimulating sanctuary

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Boyish clear stage

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Histrionic fat ankles french chef

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: yellow whorehouse

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Tan Pit

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Concupiscible Principal's Office

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Tan Pit

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Histrionic fat ankles french chef

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: ultramarine narrow-minded kitchen

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: navy arrogant mood



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Histrionic fat ankles french chef

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Costumed jap scourge upon the earth

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Insane rehab

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Transparent learning disabled really tough guy halford

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: carnelian aromatic famous landscape painting property

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: cheese-eating orchestra pit alpha

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Diverse elite location

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Diverse elite location

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Histrionic fat ankles french chef

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: razzmatazz gold stag film deer antler

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: fragrant step-uncle's house mental disorder



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: hateful temple dingle berry

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Charismatic Gaming Laptop

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: hateful temple dingle berry



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Tan Pit

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Stimulating sanctuary

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Tan Pit

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: galvanic pink station juggernaut

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)