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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
arousing preventive strike area
  09/18/17
uh because it's a perk and perks help influence people's dec...
adventurous doctorate
  09/18/17
how about just increase the salary and not resources stuff o...
arousing preventive strike area
  09/18/17
(Biglawyer)
lascivious lodge
  09/18/17
nope. more like salesman.
arousing preventive strike area
  09/18/17
(guy who doesn't understand taxes)
primrose impressive spot
  09/19/17
...
very tactful headpube
  09/19/17
...
Haunting white selfie
  09/19/17
...
Adulterous soggy liquid oxygen becky
  09/18/17
free money is not a $cam bro. at least contribute up to the...
Tripping charismatic circlehead theater stage
  09/18/17
i don't know man...
arousing preventive strike area
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Abusive racy sweet tailpipe nowag
  09/19/17
CR
thriller main people
  09/19/17
JFC you are way too dumb to post here.
saffron windowlicker
  09/18/17
*invests in 401k* *loses more than half of it during a re...
arousing preventive strike area
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
ruddy pit gunner
  09/18/17
do you mean you dont vest so they match 100% automatically u...
sadistic pink depressive corner
  09/18/17
How much do they match for you bozos
stimulating church building
  09/18/17
why do you hate me?
sadistic pink depressive corner
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
arousing preventive strike area
  09/18/17
Because it's free money for them - part of what otherwise wo...
curious sickened fortuitous meteor hall
  09/18/17
...
Wonderful Market
  09/18/17
hmm...
arousing preventive strike area
  09/18/17
Employer contributions are a tax write off.
Haunting white selfie
  09/18/17
Isn't salary a write off?
Diverse Khaki Piazza Mediation
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
marvelous national rigor
  09/18/17
Price discrimination. They tell all potential employees that...
Floppy Pocket Flask Hissy Fit
  09/19/17
Is there any tax benefit that employer match has over a sala...
bat-shit-crazy weed whacker nursing home
  09/19/17
hehe
French crystalline theatre
  09/19/17
rare cr from you ted. its a scam
French crystalline theatre
  09/19/17
Ty
arousing preventive strike area
  09/19/17
Tax favored contributions to executives are limited to a mul...
Motley Filthy Dilemma Volcanic Crater
  09/19/17
...
Know-it-all Famous Landscape Painting
  09/19/17
gotta incentivize somehow.
Abusive racy sweet tailpipe nowag
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Jet judgmental space
  09/19/17
...
Abusive racy sweet tailpipe nowag
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
sadistic pink depressive corner
  09/19/17
Euro/international stock funds are doing super well
thriller main people
  09/19/17
music will end any day now...
sadistic pink depressive corner
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Hateful Associate Coffee Pot
  09/19/17


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Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: arousing preventive strike area

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: adventurous doctorate

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: arousing preventive strike area

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: lascivious lodge

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: arousing preventive strike area

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: primrose impressive spot

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: very tactful headpube



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Haunting white selfie



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Adulterous soggy liquid oxygen becky



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Tripping charismatic circlehead theater stage

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: arousing preventive strike area

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Abusive racy sweet tailpipe nowag

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: thriller main people

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: saffron windowlicker

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: arousing preventive strike area

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: ruddy pit gunner

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: sadistic pink depressive corner

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: stimulating church building

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: sadistic pink depressive corner

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: arousing preventive strike area

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: curious sickened fortuitous meteor hall

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Wonderful Market



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: arousing preventive strike area

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Haunting white selfie

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Diverse Khaki Piazza Mediation

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: marvelous national rigor

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Floppy Pocket Flask Hissy Fit

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: bat-shit-crazy weed whacker nursing home

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: French crystalline theatre

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: French crystalline theatre

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: arousing preventive strike area

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Motley Filthy Dilemma Volcanic Crater

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Know-it-all Famous Landscape Painting



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Abusive racy sweet tailpipe nowag

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Jet judgmental space

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Abusive racy sweet tailpipe nowag



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: sadistic pink depressive corner

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: thriller main people

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: sadistic pink depressive corner

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Hateful Associate Coffee Pot

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)