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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
beta really tough guy
  09/18/17
uh because it's a perk and perks help influence people's dec...
Beady-eyed flickering space dysfunction
  09/18/17
how about just increase the salary and not resources stuff o...
beta really tough guy
  09/18/17
(Biglawyer)
naked marvelous station
  09/18/17
nope. more like salesman.
beta really tough guy
  09/18/17
(guy who doesn't understand taxes)
mewling shimmering personal credit line plaza
  09/19/17
...
Bipolar lilac turdskin
  09/19/17
...
Deep soggy piazza
  09/19/17
...
Concupiscible theater electric furnace
  09/18/17
free money is not a $cam bro. at least contribute up to the...
comical sadistic nursing home cuck
  09/18/17
i don't know man...
beta really tough guy
  09/18/17
you always go AT LEAST to the match. it's free money that y...
Vigorous filthy pervert milk
  09/19/17
CR
purple geriatric hell mexican
  09/19/17
JFC you are way too dumb to post here.
Flushed Mental Disorder
  09/18/17
*invests in 401k* *loses more than half of it during a re...
beta really tough guy
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Odious heaven
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Glittery elite marketing idea ladyboy
  09/18/17
How much do they match for you bozos
Misunderstood Potus
  09/18/17
why do you hate me?
Glittery elite marketing idea ladyboy
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
beta really tough guy
  09/18/17
Because it's free money for them - part of what otherwise wo...
clear rigor
  09/18/17
...
Sick amber crackhouse new version
  09/18/17
hmm...
beta really tough guy
  09/18/17
Employer contributions are a tax write off.
Deep soggy piazza
  09/18/17
Isn't salary a write off?
scarlet jewess orchestra pit
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Mind-boggling shivering son of senegal
  09/18/17
Price discrimination. They tell all potential employees that...
Angry crimson friendly grandma university
  09/19/17
Is there any tax benefit that employer match has over a sala...
snowy state
  09/19/17
hehe
provocative rose pozpig mediation
  09/19/17
rare cr from you ted. its a scam
provocative rose pozpig mediation
  09/19/17
Ty
beta really tough guy
  09/19/17
Tax favored contributions to executives are limited to a mul...
Violet stock car
  09/19/17
...
stimulating sapphire gas station
  09/19/17
gotta incentivize somehow.
Vigorous filthy pervert milk
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Aquamarine box office organic girlfriend
  09/19/17
...
Vigorous filthy pervert milk
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Glittery elite marketing idea ladyboy
  09/19/17
Euro/international stock funds are doing super well
purple geriatric hell mexican
  09/19/17
music will end any day now...
Glittery elite marketing idea ladyboy
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
bearded feces hall
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: beta really tough guy

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Beady-eyed flickering space dysfunction

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: beta really tough guy

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: naked marvelous station

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: beta really tough guy

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: mewling shimmering personal credit line plaza

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Bipolar lilac turdskin



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Deep soggy piazza



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Concupiscible theater electric furnace



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: comical sadistic nursing home cuck

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: beta really tough guy

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: Vigorous filthy pervert milk

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: purple geriatric hell mexican

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Flushed Mental Disorder

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: beta really tough guy

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Odious heaven

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Glittery elite marketing idea ladyboy

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Misunderstood Potus

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Glittery elite marketing idea ladyboy

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: beta really tough guy

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: clear rigor

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Sick amber crackhouse new version



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: beta really tough guy

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Deep soggy piazza

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: scarlet jewess orchestra pit

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Mind-boggling shivering son of senegal

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Angry crimson friendly grandma university

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: snowy state

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: provocative rose pozpig mediation

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: provocative rose pozpig mediation

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: beta really tough guy

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Violet stock car

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: stimulating sapphire gas station



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Vigorous filthy pervert milk

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Aquamarine box office organic girlfriend

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: Vigorous filthy pervert milk



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Glittery elite marketing idea ladyboy

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: purple geriatric hell mexican

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Glittery elite marketing idea ladyboy

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: bearded feces hall

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)