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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Bipolar tantric nibblets
  09/18/17
uh because it's a perk and perks help influence people's dec...
bronze ticket booth
  09/18/17
how about just increase the salary and not resources stuff o...
Bipolar tantric nibblets
  09/18/17
(Biglawyer)
disrespectful 180 kitchen shitlib
  09/18/17
nope. more like salesman.
Bipolar tantric nibblets
  09/18/17
(guy who doesn't understand taxes)
Ruby glittery fortuitous meteor
  09/19/17
...
slippery bawdyhouse mother
  09/19/17
...
Emerald haunting coldplay fan gaping
  09/19/17
...
flushed parlor double fault
  09/18/17
free money is not a $cam bro. at least contribute up to the...
cerebral sooty stage
  09/18/17
i don't know man...
Bipolar tantric nibblets
  09/18/17
you always go AT LEAST to the match. it's free money that y...
talented ocher church skinny woman
  09/19/17
CR
Exciting grizzly tanning salon
  09/19/17
JFC you are way too dumb to post here.
Cracking Peach Toilet Seat Wrinkle
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Bipolar tantric nibblets
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
Spectacular Salmon Theatre
  09/18/17
do you mean you dont vest so they match 100% automatically u...
costumed slimy principal's office gunner
  09/18/17
How much do they match for you bozos
milky hyperventilating twinkling uncleanness
  09/18/17
why do you hate me?
costumed slimy principal's office gunner
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Bipolar tantric nibblets
  09/18/17
Because it's free money for them - part of what otherwise wo...
rambunctious high-end windowlicker
  09/18/17
...
Medicated mediation
  09/18/17
hmm...
Bipolar tantric nibblets
  09/18/17
Employer contributions are a tax write off.
Emerald haunting coldplay fan gaping
  09/18/17
Isn't salary a write off?
Floppy School
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Multi-colored Abusive Plaza
  09/18/17
Price discrimination. They tell all potential employees that...
Primrose hominid knife
  09/19/17
Is there any tax benefit that employer match has over a sala...
concupiscible aqua legend temple
  09/19/17
hehe
Pontificating Heaven
  09/19/17
rare cr from you ted. its a scam
Pontificating Heaven
  09/19/17
Ty
Bipolar tantric nibblets
  09/19/17
Tax favored contributions to executives are limited to a mul...
Idiotic umber senate
  09/19/17
...
twinkling galvanic hissy fit
  09/19/17
gotta incentivize somehow.
talented ocher church skinny woman
  09/19/17
Avoid failing the IRS' nondiscrimination test?
chestnut histrionic dilemma
  09/19/17
...
talented ocher church skinny woman
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
costumed slimy principal's office gunner
  09/19/17
Euro/international stock funds are doing super well
Exciting grizzly tanning salon
  09/19/17
music will end any day now...
costumed slimy principal's office gunner
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
green comical dog poop
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Bipolar tantric nibblets

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: bronze ticket booth

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Bipolar tantric nibblets

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: disrespectful 180 kitchen shitlib

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Bipolar tantric nibblets

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Ruby glittery fortuitous meteor

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: slippery bawdyhouse mother



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: Emerald haunting coldplay fan gaping



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: flushed parlor double fault



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: cerebral sooty stage

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Bipolar tantric nibblets

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: talented ocher church skinny woman

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Exciting grizzly tanning salon

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Cracking Peach Toilet Seat Wrinkle

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Bipolar tantric nibblets

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: Spectacular Salmon Theatre

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: costumed slimy principal's office gunner

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: milky hyperventilating twinkling uncleanness

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: costumed slimy principal's office gunner

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Bipolar tantric nibblets

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: rambunctious high-end windowlicker

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Medicated mediation



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Bipolar tantric nibblets

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: Emerald haunting coldplay fan gaping

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Floppy School

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Multi-colored Abusive Plaza

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Primrose hominid knife

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: concupiscible aqua legend temple

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Pontificating Heaven

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Pontificating Heaven

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Bipolar tantric nibblets

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Idiotic umber senate

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: twinkling galvanic hissy fit



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: talented ocher church skinny woman

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: chestnut histrionic dilemma

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: talented ocher church skinny woman



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: costumed slimy principal's office gunner

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Exciting grizzly tanning salon

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: costumed slimy principal's office gunner

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: green comical dog poop

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)