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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Flesh vengeful meetinghouse chad
  09/18/17
uh because it's a perk and perks help influence people's dec...
electric henna center old irish cottage
  09/18/17
how about just increase the salary and not resources stuff o...
Flesh vengeful meetinghouse chad
  09/18/17
(Biglawyer)
talented bonkers piazza clown
  09/18/17
nope. more like salesman.
Flesh vengeful meetinghouse chad
  09/18/17
(guy who doesn't understand taxes)
Razzle Dilemma Pistol
  09/19/17
...
Mildly autistic swollen dysfunction famous landscape painting
  09/19/17
...
painfully honest indian lodge
  09/19/17
...
Well-lubricated Vivacious Wagecucks Immigrant
  09/18/17
free money is not a $cam bro. at least contribute up to the...
twisted national knife
  09/18/17
i don't know man...
Flesh vengeful meetinghouse chad
  09/18/17
you always go AT LEAST to the match. it's free money that y...
cocky base faggot firefighter
  09/19/17
CR
frozen menage
  09/19/17
JFC you are way too dumb to post here.
Exhilarant big-titted partner
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Flesh vengeful meetinghouse chad
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
charismatic frisky corner weed whacker
  09/18/17
do you mean you dont vest so they match 100% automatically u...
Passionate orchid sandwich toaster
  09/18/17
How much do they match for you bozos
Trip Magical Resort
  09/18/17
why do you hate me?
Passionate orchid sandwich toaster
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Flesh vengeful meetinghouse chad
  09/18/17
Because it's free money for them - part of what otherwise wo...
beta shrine
  09/18/17
...
green effete market sex offender
  09/18/17
hmm...
Flesh vengeful meetinghouse chad
  09/18/17
Employer contributions are a tax write off.
painfully honest indian lodge
  09/18/17
Isn't salary a write off?
Erotic Faggotry Fat Ankles
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
Yapping bossy azn
  09/18/17
Price discrimination. They tell all potential employees that...
Slimy contagious state
  09/19/17
Is there any tax benefit that employer match has over a sala...
Haunting Self-centered Tattoo Kitchen
  09/19/17
hehe
Vibrant Startling Roast Beef Fortuitous Meteor
  09/19/17
rare cr from you ted. its a scam
Vibrant Startling Roast Beef Fortuitous Meteor
  09/19/17
Ty
Flesh vengeful meetinghouse chad
  09/19/17
Tax favored contributions to executives are limited to a mul...
Overrated Autistic Address
  09/19/17
...
Heady deep associate
  09/19/17
gotta incentivize somehow.
cocky base faggot firefighter
  09/19/17
Avoid failing the IRS' nondiscrimination test?
Garnet Abode
  09/19/17
...
cocky base faggot firefighter
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
Passionate orchid sandwich toaster
  09/19/17
Euro/international stock funds are doing super well
frozen menage
  09/19/17
music will end any day now...
Passionate orchid sandwich toaster
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
Frum striped hyena
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Flesh vengeful meetinghouse chad

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: electric henna center old irish cottage

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Flesh vengeful meetinghouse chad

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: talented bonkers piazza clown

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Flesh vengeful meetinghouse chad

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: Razzle Dilemma Pistol

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: Mildly autistic swollen dysfunction famous landscape painting



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: painfully honest indian lodge



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Well-lubricated Vivacious Wagecucks Immigrant



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: twisted national knife

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Flesh vengeful meetinghouse chad

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: cocky base faggot firefighter

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: frozen menage

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: Exhilarant big-titted partner

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Flesh vengeful meetinghouse chad

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: charismatic frisky corner weed whacker

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Passionate orchid sandwich toaster

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Trip Magical Resort

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Passionate orchid sandwich toaster

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Flesh vengeful meetinghouse chad

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: beta shrine

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: green effete market sex offender



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Flesh vengeful meetinghouse chad

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: painfully honest indian lodge

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: Erotic Faggotry Fat Ankles

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: Yapping bossy azn

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Slimy contagious state

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: Haunting Self-centered Tattoo Kitchen

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Vibrant Startling Roast Beef Fortuitous Meteor

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: Vibrant Startling Roast Beef Fortuitous Meteor

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Flesh vengeful meetinghouse chad

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: Overrated Autistic Address

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: Heady deep associate



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: cocky base faggot firefighter

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: Garnet Abode

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: cocky base faggot firefighter



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: Passionate orchid sandwich toaster

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: frozen menage

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: Passionate orchid sandwich toaster

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: Frum striped hyena

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)